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Payroll · head to head

Immediate vs UKG Pro

Immediate logo

Immediate

Payroll

On-demand pay, off-cycle payments and digital tips for US hourly employers

From
On request
Rated
-
Full reviewWebsite
UKG Pro logo

UKG Pro

Payroll

Our purpose is people

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Immediate as with the whole category, the employee pays a fee for instant access, so a benefit sold internally as free to staff is not free to the staff using it.; UKG Pro no access to super-user privileges or advanced database customization
  • They diverge on capability: Immediate covers Earned wage access, UKG Pro covers HR Management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Immediate and UKG Pro actually diverge.

Attributes where Immediate and UKG Pro differ
AttributeImmediateUKG Pro
Pricing modelquoteUnknown
PlatformsWeb, iOS, AndroidWeb, Mobile (iOS/Android), Cloud (Hosted)
FoundedUnknown2020

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Immediate

  • Earned wage access
  • Digital tip disbursement
  • Off-cycle payments
  • Pay cards
  • Payroll deduction
  • Employer reporting

Only in UKG Pro

  • HR Management
  • Payroll
  • Benefits Administration
  • Talent Management
  • Workforce Management
  • Analytics
  • Salesforce
  • Microsoft 365

What people use each for

The jobs each tool is most often brought in to do.

Immediate

  • A restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with itnot UKG Pro
  • An employer that must issue final pay quickly on termination in states with strict deadlinesnot UKG Pro
  • A hotel or care operator with unbanked staff needing pay cards alongside wage accessnot UKG Pro
  • A high-turnover hourly employer using same-day pay access as a recruiting messagenot UKG Pro

UKG Pro

No use cases recorded yet. See the UKG Pro review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Immediate

  • As with the whole category, the employee pays a fee for instant access, so a benefit sold internally as free to staff is not free to the staff using it.
  • It is a smaller provider than DailyPay or Payactiv, so the library of certified payroll and time system integrations is narrower and custom file work is more likely.
  • Earned wage access rules differ by US state and continue to change, which creates compliance work for multi-state employers that the vendor cannot remove.
  • Tips, off-cycle payments and advances are priced separately, so the apparent low headline cost fragments into several line items once you use the full bundle.
  • Pay card programmes attract regulatory and reputational scrutiny in the US, and an employer defaulting staff onto a card rather than a bank account risks complaints and state law problems.

UKG Pro

  • No access to super-user privileges or advanced database customization
  • Limited system procedure access for advanced administrative functions
  • No direct host access via SSH, Telnet, or remote desktop connectivity
  • Requires paid technical support subscription for assistance beyond standard support

Pricing, plan by plan

Immediate

On request
  • Immediate$undefined/year
    • Employer pricing quoted, often minimal or per employee per month
    • Employee transaction fee for instant access to funds
    • Tip disbursement and off-cycle payments priced separately

UKG Pro

On request

No published plan breakdown. See the UKG Pro review.

Which should you pick?

Choose Immediate if

  • You need earned wage access.
  • You work on Web, iOS, Android.
  • You also want digital tip disbursement.
Immediate review

Choose UKG Pro if

  • You need hr management.
  • You work on Web, Mobile (iOS/Android), Cloud (Hosted).
  • You also want payroll.
UKG Pro review

Questions people ask

Is Immediate or UKG Pro better?
Neither clearly leads. Immediate starts at On request and UKG Pro at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Immediate or UKG Pro?
Immediate starts at On request and UKG Pro at On request.
Does Immediate or UKG Pro run on more platforms?
Immediate runs on Web, iOS, Android. UKG Pro runs on Web, Mobile (iOS/Android), Cloud (Hosted).
What is Immediate best used for?
Immediate is most often used for a restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with it, an employer that must issue final pay quickly on termination in states with strict deadlines, a hotel or care operator with unbanked staff needing pay cards alongside wage access, a high-turnover hourly employer using same-day pay access as a recruiting message. Of those, a restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with it and an employer that must issue final pay quickly on termination in states with strict deadlines are not what UKG Pro is typically brought in for.
What can Immediate do that UKG Pro cannot?
Immediate covers Earned wage access, Digital tip disbursement, Off-cycle payments, Pay cards. UKG Pro covers HR Management, Payroll, Benefits Administration, Talent Management.

Answered from the vendors’ own pages

Immediate: What does the employer pay?

Pricing is quoted and often minimal or a small per-employee-per-month charge; most vendor revenue comes from employee instant transfer fees.

UKG Pro: What databases does UKG Pro support?

UKG Pro is a cloud-based HCM platform that manages payroll, benefits, and HR across 160+ countries in a single integrated system.

Source
Immediate: Can it replace cash tip-outs?

Yes. Digital tip disbursement is one of its main draws for restaurants and hospitality.

UKG Pro: Does UKG Pro handle multi-country payroll?

Yes. UKG Pro can manage global payroll complexity and ensure accurate, compliant payroll processing across 160+ countries, all in one seamless experience.

Source
Immediate: Is Immediate still trading?

Yes. It is an independent Birmingham, Alabama company and joined the American Fintech Council in 2025.

UKG Pro: What features are included in time and attendance tracking?

Time and Attendance module monitors employee working hours, attendance, and related data to drive accurate payroll processing and compliance.

Source
UKG Pro: Does UKG Pro offer reporting and analytics?

Yes. UKG Pro provides customizable reporting and analytics for actionable workforce insights, enabling data-driven human capital decisions.

Source
UKG Pro: What is UKG Talk?

UKG Talk is a built-in collaboration platform within UKG Pro that enables real-time team communication and engagement features.

Source
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