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E-commerce & Retail · head to head

3dcart vs Stripe

3dcart logo

3dcart

E-commerce & Retail

All-in-one ecommerce platform for online retailers

From
$19/month
Rated
-
Full reviewWebsite
S

Stripe

E-commerce

Financial infrastructure for the internet

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Stripe has a free tier, so it costs nothing to try first.
  • Each has a real cost: 3dcart limited scalability compared to enterprise e-commerce platforms; Stripe requires developer setup and API integration for most use cases
  • They diverge on capability: 3dcart covers Store builder, Stripe covers Subscription billing.

Where they differ

Only the attributes on which 3dcart and Stripe actually diverge.

Attributes where 3dcart and Stripe differ
Attribute3dcartStripe
Starting price$19/monthFree
Free tierNoYes
PlatformsWebWeb, iOS, Android
CategoryE-commerce & RetailE-commerce
Founded19972010

Identical on both: pricing model (Unknown), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in 3dcart

  • Store builder
  • Unlimited products
  • Shopping cart
  • Inventory management
  • Email marketing
  • SEO optimization
  • Mobile responsive

Only in Stripe

  • Subscription billing
  • Invoicing
  • Terminal (in-person payments)
  • Fraud prevention
  • 3D Secure
  • Global payouts
  • Financial reporting
  • Shopify

Both cover

  • Payment processing

What people use each for

The jobs each tool is most often brought in to do.

3dcart

No use cases recorded yet. See the 3dcart review.

Stripe

  • Online paymentsnot 3dcart
  • Subscription managementnot 3dcart
  • Marketplace paymentsnot 3dcart
  • Global expansionnot 3dcart
  • Platform monetizationnot 3dcart

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

3dcart

  • Limited scalability compared to enterprise e-commerce platforms
  • Payment processing tied to Shift4 Payments after acquisition
  • Fewer advanced marketing and analytics features than competitors

Stripe

  • Requires developer setup and API integration for most use cases
  • Dispute fee of $15 per chargeback is standard industry cost
  • Limited offline payment capabilities

Pricing, plan by plan

3dcart

$19/month
  • Starter$19/month
    • Unlimited products
    • Basic templates
    • Email support

Stripe

Free

No published plan breakdown. See the Stripe review.

Which should you pick?

Choose 3dcart if

  • You need store builder.
  • You also want unlimited products.
3dcart review

Choose Stripe if

  • You need subscription billing.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want invoicing.
Stripe review

Questions people ask

Is 3dcart or Stripe better?
Neither clearly leads. 3dcart starts at $19/month and Stripe at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, 3dcart or Stripe?
Stripe has a free tier; the other does not. Paid plans start at $19/month for 3dcart and Free for Stripe.
Does 3dcart or Stripe run on more platforms?
3dcart runs on Web. Stripe runs on Web, iOS, Android.
Can I use Stripe for free?
Yes. Stripe has a free tier, so you can try it without paying. 3dcart starts at $19/month.
What can 3dcart do that Stripe cannot?
3dcart covers Store builder, Unlimited products, Shopping cart, Inventory management. Stripe covers Subscription billing, Invoicing, Terminal (in-person payments), Fraud prevention. Both handle Payment processing.

Answered from the vendors’ own pages

3dcart: What is the starting price for 3dcart?

3dcart (now Shift4Shop) starts at $19/month with no setup fees, transaction fees, or hidden fees.

Source
Stripe: What are Stripe's transaction fees?

Standard US rates are 2.9% plus 30 cents for online card payments, 2.7% plus 5 cents for in-person, 3.4% plus 30 cents for keyed/phone transactions, and 0.8% capped at $5 for ACH payments.

Source
3dcart: Does 3dcart include hosting?

Yes. 3dcart includes web hosting, domain support, and built-in website building tools with no separate hosting costs.

Source
Stripe: How many currencies and countries does it support?

Stripe accepts 135+ currencies and supports payment acceptance in 40+ countries through Stripe Connect, enabling sellers to onboard and receive payouts in minutes.

Source
3dcart: What happened to 3dcart?

Shift4 Payments acquired 3dcart in November 2020. The platform is now operated under the name Shift4Shop but maintains the same core functionality and pricing.

Source
Stripe: What payment methods are supported?

Stripe supports dozens of payment methods including credit/debit cards, ACH transfers, and local payment options, with additional support through partnerships with Meta and Google.

Source
3dcart: Does 3dcart offer free templates?

Yes. 3dcart provides dozens of professionally designed, industry-specific templates that are mobile-friendly, SEO optimized, and highly customizable.

Source
Stripe: Are there monthly fees or contracts?

No. Stripe charges no monthly fees or contracts, only per-transaction fees and dispute fees, making costs fully transparent and variable.

Source
3dcart: What payment methods does 3dcart support?

3dcart integrates with multiple payment gateways including Shift4 Payments, Stripe, PayPal, and other major payment processors.

Source
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