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E-Commerce · head to head

3dcart vs Authorize.net

3dcart logo

3dcart

E-Commerce

All-in-one ecommerce platform for online retailers

From
$19/month
Rated
-
Full reviewWebsite
Authorize.net logo

Authorize.net

E-Commerce

We help make it easy to get paid

From
$25/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: 3dcart limited scalability compared to enterprise e-commerce platforms; Authorize.net all-in-One plan charges 2.9% + 30¢ per card transaction, higher than Gateway-only rate of 10¢ + batch fee
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which 3dcart and Authorize.net actually diverge.

Attributes where 3dcart and Authorize.net differ
Attribute3dcartAuthorize.net
Starting price$19/month$25/month
Pricing modelUnknownsubscription
Founded1997Unknown

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in 3dcart

  • Store builder
  • Unlimited products
  • Shopping cart
  • Payment processing
  • Inventory management
  • Email marketing
  • SEO optimization
  • Mobile responsive

Only in Authorize.net

Nothing recorded that 3dcart does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

3dcart

  • Building multi-channel stores across Facebook, eBay, Amazon in parallelnot Authorize.net
  • Recovering abandoned shopping carts with automated email sequencesnot Authorize.net
  • Calculating real-time shipping costs and integrating carrier APIsnot Authorize.net
  • Protecting payment processing with VISA PCI certificationnot Authorize.net

Authorize.net

  • E-commerce payment processingnot 3dcart
  • Recurring billing and subscription managementnot 3dcart
  • Multi-channel payment acceptancenot 3dcart

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

3dcart

  • Limited scalability compared to enterprise e-commerce platforms
  • Payment processing tied to Shift4 Payments after acquisition
  • Fewer advanced marketing and analytics features than competitors

Authorize.net

  • All-in-One plan charges 2.9% + 30¢ per card transaction, higher than Gateway-only rate of 10¢ + batch fee
  • Gateway + eCheck plan limited to U.S.-based businesses only
  • eCheck processing includes $10 minimum monthly fee on Gateway + eCheck plan
  • Chargeback fees apply: $0 for standard processing but $25 for eCheck chargebacks

Pricing, plan by plan

3dcart

$19/month
  • Starter$19/month
    • Unlimited products
    • Basic templates
    • Email support

Authorize.net

$25/month
  • All-in-One$25/month
    • Merchant account and payment gateway
    • Transaction rate 2.9% + 30¢ per transaction
    • Multiple payment types (cards, Apple Pay, Google Pay)
  • Gateway Only$25/month
    • Payment gateway only
    • For existing merchant account holders
    • Transaction rate 10¢ per transaction + 10¢ daily batch fee
  • Gateway + eCheck$25/month
    • Payment gateway with eCheck support
    • eCheck rate 0.75% per transaction
    • Credit card rate 10¢ per transaction + 10¢ daily batch fee

Which should you pick?

Choose 3dcart if

  • You need store builder.
  • You also want unlimited products.
3dcart review

Choose Authorize.net if

Nothing in the data separates Authorize.net from 3dcart on the points above - pick on price and on how each one feels to use.

Authorize.net review

Questions people ask

Is 3dcart or Authorize.net better?
Neither clearly leads. 3dcart starts at $19/month and Authorize.net at $25/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, 3dcart or Authorize.net?
3dcart starts at $19/month and Authorize.net at $25/month.
Does 3dcart or Authorize.net run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is 3dcart best used for?
3dcart is most often used for building multi-channel stores across facebook, ebay, amazon in parallel, recovering abandoned shopping carts with automated email sequences, calculating real-time shipping costs and integrating carrier apis, protecting payment processing with visa pci certification. Of those, building multi-channel stores across facebook, ebay, amazon in parallel and recovering abandoned shopping carts with automated email sequences are not what Authorize.net is typically brought in for.
What can 3dcart do that Authorize.net cannot?
3dcart covers Store builder, Unlimited products, Shopping cart, Payment processing.

Answered from the vendors’ own pages

3dcart: What is the starting price for 3dcart?

3dcart (now Shift4Shop) starts at $19/month with no setup fees, transaction fees, or hidden fees.

Source
Authorize.net: How much does Authorize.net cost?

Authorize.net charges a $25/month gateway fee across all plans. Transaction rates vary: All-in-One plan charges 2.9% + 30¢ per card transaction, Gateway-only plan charges 10¢ per transaction + 10¢ daily batch fee, and Gateway + eCheck charges 0.75% for eCheck or 10¢ + 10¢ batch for credit cards.

Source
3dcart: Does 3dcart include hosting?

Yes. 3dcart includes web hosting, domain support, and built-in website building tools with no separate hosting costs.

Source
Authorize.net: Are there any setup or termination fees?

No setup fee or early termination fee applies to any Authorize.net plan. You can cancel your account without penalty once service usage stops.

Source
3dcart: What happened to 3dcart?

Shift4 Payments acquired 3dcart in November 2020. The platform is now operated under the name Shift4Shop but maintains the same core functionality and pricing.

Source
Authorize.net: What are the additional fees beyond the monthly gateway charge?

Beyond the $25/month fee, additional charges include Account Updater service at $0.25 per update, standard chargeback fees at $0 (but $25 for eCheck chargebacks), and returned item fee of $3 for eCheck payments. eCheck processing includes a $10 minimum monthly fee.

Source
3dcart: Does 3dcart offer free templates?

Yes. 3dcart provides dozens of professionally designed, industry-specific templates that are mobile-friendly, SEO optimized, and highly customizable.

Source
Authorize.net: What payment types does Authorize.net accept?

Authorize.net accepts credit cards, Apple Pay, Google Pay, and eCheck payments (Gateway + eCheck plan and higher). All plans include automated recurring billing, customer information manager, digital invoicing, and advanced fraud detection.

Source
3dcart: What payment methods does 3dcart support?

3dcart integrates with multiple payment gateways including Shift4 Payments, Stripe, PayPal, and other major payment processors.

Source
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