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Rocket Money pricing

Rocket Money publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.

Entry price
Free
Model
Freemium
Tiers
2
Free tier
Yes

Rocket Money plans, side by side

Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.

Rocket Money pricing tiers
PlanPriceFeatures listedStep up from the tier below
FreeFree3Entry tier
Premium$12/month4+$12/month, 4 more features

What each tier adds

The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.

Free

Free

The entry tier. It covers subscription tracking, spending insights, bill reminders.

Premium

$12/month

Over Free, this tier adds:

  • Bill negotiation
  • Subscription cancellation
  • Smart savings
  • Priority support

Where Rocket Money stops being free

Free, Free

  • Subscription tracking
  • Spending insights
  • Bill reminders

Premium, $12/month

The first thing you pay for:

  • Bill negotiation
  • Subscription cancellation
  • Smart savings
  • Priority support

What the product covers

The full Rocket Money feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.

Core

  • Subscription tracking
  • Bill negotiation
  • Automatic savings
  • Spending insights
  • Credit score monitoring

Integrations

  • Bank accounts
  • Credit cards
  • Utility providers

Platform

  • Web support
  • IOS support
  • Android support

People bring Rocket Money in for finding and cancelling unwanted subscriptions, tracking bills and spending in one app, having a third party negotiate down recurring bills. If that is not the job you are buying for, the alternatives to Rocket Money are worth a look before you commit to a tier.

Before you pay for Rocket Money

Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.

What it can tell you is the shape of the ladder: 2 tiers between Free and $12/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.

Rocket Money runs on web, ios, android, and is published by Rocket Companies, Inc of Silver Spring, Maryland, USA. The full record is on the Rocket Money review.

Rocket Money pricing on the vendor's own site

Rocket Money pricing questions

How much does Rocket Money cost?
Rocket Money publishes 2 tiers, from Free for Free up to $12/month for Premium. The entry tier costs nothing.
Does Rocket Money have a free plan?
Yes. The Free tier costs nothing and covers subscription tracking, spending insights, bill reminders. Paying starts at $12/month for Premium.
What is the difference between Free and Premium on Rocket Money?
Premium costs $12/month against Free, and adds bill negotiation, subscription cancellation, smart savings, priority support.
What am I actually paying for with Rocket Money?
The record lists 11 features across 3 areas: core, integrations, platform. In practice it is brought in for finding and cancelling unwanted subscriptions, tracking bills and spending in one app, having a third party negotiate down recurring bills.
Does Rocket Money charge per user?
The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
Are these Rocket Money prices current?
They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
What should I compare Rocket Money against before paying?
Nothing else in this directory is filed close enough to Rocket Money to make a useful price comparison.

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