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Fidelity

Building a better financial future

As of 30 August 2026, Fidelity's pricing is not published; the vendor quotes on request. Fidelity offers comprehensive investment services including brokerage accounts, retirement accounts, and advisory services. Softwr lists it under Personal Finance. Fidelity is made by Fidelity Investments, launched in 1946, available on Web, iOS, Android.

Overview

What Fidelity does

Fidelity offers comprehensive investment services including brokerage accounts, retirement accounts, and advisory services. Trusted for over 75 years with excellent customer service.

What people use it for

  • Commission free trading of US stocks and ETFs
  • Holding IRAs, 401(k) plans and taxable brokerage accounts
  • Trading bonds, options and mutual funds from one account

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Fidelity.

  • Options trades carry a 0.65 USD per contract fee on top of zero commission
  • Non Fidelity mutual funds carry a 49.95 USD transaction fee per purchase
  • Secondary market bonds cost 1.00 USD per bond, while new issues are free
  • A foreign settlement fee of 50 USD applies per trade
  • Margin rates are tiered by debit balance, from 11.825 percent below 25,000 USD down to 7.50 percent at 1 million USD or more, against a base rate of 10.575 percent effective 12 December 2025
  • Margin liquidation by the broker costs 32.95 USD per liquidation

Cross-shopped

What people choose instead of Fidelity

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What Fidelity costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Brokerage

On request

  • Commission-free trading
  • Research tools

Advisory

On request

  • Personal advisor
  • Wealth management

Capabilities

Features

  • Commission-free trading

  • Retirement planning

  • Advisory services

  • Research tools

  • Bank accounts

    Integration with Bank accounts

  • Investment accounts

    Integration with Investment accounts

  • Web support

    Available on Web

  • IOS support

    Available on iOS

  • Android support

    Available on Android

Behind it

Who makes Fidelity

Company
Fidelity Investments
Based in
Boston, Massachusetts
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Where to go from Fidelity

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Softwr does not host reviews and shows no star rating for Fidelity, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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