Accounting & Finance · pricing
Plaid pricing
Plaid publishes a single tier. Below is what it costs, what it covers, and how that compares with the accounting & finance tools listed alongside it.
- Entry price
- $29/month
- Model
- Usage-based
- Tiers
- 1
- Free tier
- Not on record
Plaid plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Pay-as-you-go | Free | 3 | Entry tier |
Where Plaid stops being free
Pay-as-you-go, Free
- Bank connections
- Transaction data
- Account verification
No paid tier on record
Plaid lists a free tier and no priced tier above it in the record we hold.
What the product covers
The full Plaid feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Bank account linking
- Transaction data
- Identity verification
- Income verification
- Asset reports
Integrations
- Venmo
- Robinhood
- Coinbase
Security
- SOC 2
- ISO 27001
- Bank-level encryption
Platform
- Api support
- Web support
- Ios support
- Android support
People bring Plaid in for connecting bank accounts to an application for balances and transactions, verifying account ownership and income for payments or lending. If that is not the job you are buying for, the alternatives to Plaid are worth a look before you commit to a tier.
How that compares in Accounting & Finance
Across the 3 accounting & finance tools in this directory that publish a starting price, the median entry point is $29/month. Plaid starts at $29/month, which puts it in line with the middle of its category.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Plaid (this page) | $29/month | usage-based | - | |
| Lemon Squeezy | On request | transaction | - | vs Plaid |
| Karbon | On request | subscription | - | vs Plaid |
| Hnry | On request | transaction | - | vs Plaid |
| FreeAgent | On request | subscription | - | vs Plaid |
| Airwallex | Free | freemium | - | vs Plaid |
| BlackLine | $29/month | subscription | - | vs Plaid |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Plaid badges page.
Before you pay for Plaid
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: a single tier at Free. With no free tier on record, the cheapest way to answer the rest is to compare Plaid against the tools that do have one before committing.
Plaid runs on api, web, ios, android, and is published by Plaid Inc of San Francisco, CA. The full record is on the Plaid review, and the rest of the category is under best accounting & finance tools.
Plaid pricing questions
- How much does Plaid cost?
- Plaid publishes a single tier, Pay-as-you-go, at Free.
- Does Plaid have a free plan?
- Not on the record we hold: Plaid is listed as usage-based. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- Is Plaid expensive for a accounting & finance tool?
- It starts in line with the middle of its category. Across the 3 accounting & finance tools in this directory that publish a starting price, the median entry point is $29/month; Plaid starts at $29/month.
- Which accounting & finance tools can I use without paying?
- 1 of the 8 accounting & finance tools listed alongside Plaid have a free tier: Airwallex.
- What am I actually paying for with Plaid?
- The record lists 15 features across 4 areas: core, integrations, security, platform. In practice it is brought in for connecting bank accounts to an application for balances and transactions, verifying account ownership and income for payments or lending.
- Does Plaid charge per user?
- The record carries a price and a billing period for each of its 1 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Plaid prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Plaid against before paying?
- The closest accounting & finance tools in this directory are Lemon Squeezy, Karbon, Hnry, FreeAgent. Each has a side-by-side comparison with Plaid covering price, platforms and features.