Is Payhawk or Volopay better?

Neither clearly leads. Payhawk starts at On request and Volopay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Payhawk or Volopay?

Payhawk starts at On request and Volopay at On request.

Does Payhawk or Volopay run on more platforms?

Both run on Web, iOS, Android, so platform support will not decide this one for you.

What is Payhawk best used for?

Payhawk is most often used for a multi-entity european business wanting one system for cards, expenses and payables across currencies, a finance team that wants to price spend management before a sales call rather than negotiating blind, a company wanting only accounts payable automation without paying for card issuing it does not need, a mid-market business standardising erp-integrated expense reporting ahead of a fundraise or audit. Of those, a multi-entity european business wanting one system for cards, expenses and payables across currencies and a finance team that wants to price spend management before a sales call rather than negotiating blind are not what Volopay is typically brought in for.

What can Payhawk do that Volopay cannot?

Payhawk covers Corporate cards, Procurement module, Travel booking, ERP integrations. Volopay covers Multi-currency business accounts, Virtual and physical corporate cards, Expense management, Accounting integrations. Both handle Accounts payable automation.

Payroll · head to head

Payhawk vs Volopay

Payhawk

Payroll

Modular spend management combining corporate cards, accounts payable, procurement and travel

From: On request
Rated: -

Full review Website

Volopay

Payroll

Corporate cards, multi-currency accounts and accounts payable automation for Asia-Pacific businesses

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Payhawk buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.; Volopay cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
They diverge on capability: Payhawk covers Corporate cards, Volopay covers Multi-currency business accounts.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Payhawk and Volopay actually diverge.

Attributes where Payhawk and Volopay differ
Attribute	Payhawk	Volopay
Pricing model	Per module per month	quote

Identical on both: starting price (On request), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Payhawk

Corporate cards
Procurement module
Travel booking
ERP integrations
Multi-entity consolidation

Only in Volopay

Multi-currency business accounts
Virtual and physical corporate cards
Expense management
Accounting integrations
Approval workflows

Both cover

Accounts payable automation

What people use each for

The jobs each tool is most often brought in to do.

Payhawk

A multi-entity European business wanting one system for cards, expenses and payables across currenciesnot Volopay
A finance team that wants to price spend management before a sales call rather than negotiating blindnot Volopay
A company wanting only accounts payable automation without paying for card issuing it does not neednot Volopay
A mid-market business standardising ERP-integrated expense reporting ahead of a fundraise or auditnot Volopay

Volopay

A Singapore-headquartered company paying vendors and staff across several APAC currencies from one accountnot Payhawk
A finance team wanting free domestic transfers with accounts payable automation includednot Payhawk
A regional business consolidating separate local business bank accounts into one multi-currency platformnot Payhawk
A company whose card spend is concentrated in SGD and wants to minimise cross-currency fee exposurenot Payhawk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Payhawk

Buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.
The unlimited-seats model is a poor fit for a company issuing cards to only a handful of employees, since the fixed module price does not scale down.
Card issuing depends on Payhawk's own banking partners rather than a company's existing bank, so switching away later means reissuing cards and re-training staff on a new tool.
Procurement is a separate paid module rather than a built-in feature, so a company evaluating "Payhawk" from marketing material may be looking at capability it has not actually bought.
International card acceptance and FX handling vary by market, and companies with material spend outside Europe report gaps compared to global card issuers.

Volopay

Cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
Cross-border payments in non-SGD currencies add roughly 1.6%, so a company paying many overseas vendors accumulates a real cost that is not visible on the headline pricing.
Regional focus on Asia-Pacific means weaker fit for companies whose spend is mainly in Europe or North America, where Payhawk or Extend cover the ground better.
Pricing is not published, so despite the specific fee percentages that are publicly known, the underlying subscription or platform fee must be obtained by quote.
As a comparatively young fintech, its card issuing depends on banking partners whose regulatory standing in each APAC market can change, and companies should confirm current licensing in their specific country before committing.

Pricing, plan by plan

Payhawk

On request

Travel$299/month
- Integrated travel booking
- Unlimited employee seats
Accounts Payable$349/month
- Invoice capture and approval routing
- Unlimited document processing
Cards and Expenses$449/month
- Unlimited card transactions
- Multi-entity expense management
Procurement$499/month
- Purchase request and approval workflow
- Vendor management

Volopay

On request

Volopay$undefined/month
- Free domestic SGD transfers and Accounts Payable Automation
- Approximately 1.6% fee on cross-border non-SGD payments
- Approximately 3.1% fee on cross-currency spend within Singapore

Which should you pick?

Choose Payhawk if

You need corporate cards.
You work on Web, iOS, Android.
You also want procurement module.

Payhawk review

Choose Volopay if

You need multi-currency business accounts.
You work on Web, iOS, Android.
You also want virtual and physical corporate cards.

Volopay review

Questions people ask

Is Payhawk or Volopay better?: Neither clearly leads. Payhawk starts at On request and Volopay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Payhawk or Volopay?: Payhawk starts at On request and Volopay at On request.
Does Payhawk or Volopay run on more platforms?: Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Payhawk best used for?: Payhawk is most often used for a multi-entity european business wanting one system for cards, expenses and payables across currencies, a finance team that wants to price spend management before a sales call rather than negotiating blind, a company wanting only accounts payable automation without paying for card issuing it does not need, a mid-market business standardising erp-integrated expense reporting ahead of a fundraise or audit. Of those, a multi-entity european business wanting one system for cards, expenses and payables across currencies and a finance team that wants to price spend management before a sales call rather than negotiating blind are not what Volopay is typically brought in for.
What can Payhawk do that Volopay cannot?: Payhawk covers Corporate cards, Procurement module, Travel booking, ERP integrations. Volopay covers Multi-currency business accounts, Virtual and physical corporate cards, Expense management, Accounting integrations. Both handle Accounts payable automation.

Answered from the vendors’ own pages

Payhawk: Is Payhawk pricing really public?

Yes, module pricing (Travel, Accounts Payable, Cards and Expenses, Procurement) is published starting at 299 to 499 dollars a month per module, or bundled as Payhawk Complete.

Volopay: What currency is Volopay built around?

Singapore dollar as the base account currency, with support for spend and transfers across several other Asia-Pacific currencies.

Payhawk: Does it charge per seat?

No, each module includes unlimited employee seats; the fixed monthly fee does not increase with headcount.

Volopay: Are transfers free?

Domestic SGD transfers and the Accounts Payable Automation product are advertised as free; cross-border and cross-currency transactions carry separate fees.

Payhawk: Can we buy just one module?

Yes, modules are sold separately, so a company can buy Accounts Payable without Cards or Procurement.

Volopay: Is pricing published?

No, subscription pricing requires a quote, though the specific cross-currency fee percentages are disclosed publicly.

Payhawk vs Volopay

Payhawk

Volopay

The short version

Where they differ

What each one covers

Only in Payhawk

Only in Volopay

Both cover

What people use each for

Payhawk

Volopay

Where each one falls short

Payhawk

Volopay

Pricing, plan by plan

Payhawk

Volopay

Which should you pick?

Choose Payhawk if

Choose Volopay if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Payhawk

More on Volopay

Keep looking

Other head to heads