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Religion · head to head

ChurchTrac vs Tithe.ly

ChurchTrac logo

ChurchTrac

Religion

Church management and member tracking software

From
Free
Rated
-
Full reviewWebsite
Tithe.ly logo

Tithe.ly

Religion

Complete giving and church management solution

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: ChurchTrac priced by how many people are tracked, in bands of 75, 125, 250, 500, 1,000 and unlimited names, so growth pushes a church up a tier; Tithe.ly card giving carries a 2.9% plus $0.30 fee, so every donation is reduced before it reaches the church
  • They diverge on capability: ChurchTrac covers Member Management, Tithe.ly covers Online Giving.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which ChurchTrac and Tithe.ly actually diverge.

Attributes where ChurchTrac and Tithe.ly differ
AttributeChurchTracTithe.ly
PlatformsWeb, Mobile-responsiveWeb, IOS, Android
Founded20092013

Identical on both: starting price (Free), pricing model (subscription), free tier (Yes), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ChurchTrac

  • Member Management
  • Visitor Tracking
  • Payroll Systems
  • Payment Processors
  • Data Import/Export
  • Mobile-responsive support

Only in Tithe.ly

  • Online Giving
  • Membership Management
  • Accounting Software
  • Planning Center
  • PayPal
  • Stripe
  • IOS support
  • Android support

Both cover

  • Attendance Tracking
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

ChurchTrac

  • Church membership, giving and event management in one systemnot Tithe.ly
  • Fund accounting and contribution tracking for a congregationnot Tithe.ly

Tithe.ly

  • Church online giving and donation managementnot ChurchTrac
  • Religious organization membership trackingnot ChurchTrac
  • Volunteer management for congregationsnot ChurchTrac
  • Service planning and worship coordinationnot ChurchTrac
  • Church website hosting and custom appsnot ChurchTrac

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ChurchTrac

  • Priced by how many people are tracked, in bands of 75, 125, 250, 500, 1,000 and unlimited names, so growth pushes a church up a tier
  • The published figure is a starting price of $29 a month, with per band prices shown only in an on page calculator
  • Enhanced messaging is a $7 a month add on and includes 250 credits
  • Website and app setup starts at $477 and accounting setup at $399, both one off

Tithe.ly

  • Card giving carries a 2.9% plus $0.30 fee, so every donation is reduced before it reaches the church
  • American Express is charged at 3.5% plus $0.30
  • ACH at 1% plus $0.30 makes small bank transfers proportionally expensive
  • Church management is $72 a month and the mobile app $89, sold separately from the free giving product
  • Bundling everything is $119 a month, so a church wanting app, website and management pays regardless of donation volume

Pricing, plan by plan

ChurchTrac

Free
  • Starter (75 people)$29/month
    • Tracks up to 75 people
    • All core features included
  • Growth (250 people)$null/month
    • Tracks up to 250 people
    • All core features included
  • Enterprise (Unlimited people)$null/month
    • Unlimited people tracking
    • All core features included

Tithe.ly

Free
  • Giving ToolsFree
    • Online giving
    • Mobile giving
    • Text-to-give
  • Church Management$72/month
    • Digital giving solution
    • Membership management
    • Event management
  • All Access$119/month
    • Giving platform
    • Church management
    • Custom apps

Which should you pick?

Choose ChurchTrac if

  • You need member management.
  • You want to start without paying.
  • You work on Web, Mobile-responsive.
  • You also want visitor tracking.
ChurchTrac review

Choose Tithe.ly if

  • You need online giving.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want membership management.
Tithe.ly review

Questions people ask

Is ChurchTrac or Tithe.ly better?
Neither clearly leads. ChurchTrac starts at Free and Tithe.ly at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ChurchTrac or Tithe.ly?
ChurchTrac starts at Free and Tithe.ly at Free.
Does ChurchTrac or Tithe.ly run on more platforms?
ChurchTrac runs on Web, Mobile-responsive. Tithe.ly runs on Web, IOS, Android.
Can I use ChurchTrac for free?
Both have a free tier, so you can try either at no cost before committing.
What is ChurchTrac best used for?
ChurchTrac is most often used for church membership, giving and event management in one system, fund accounting and contribution tracking for a congregation. Of those, church membership, giving and event management in one system and fund accounting and contribution tracking for a congregation are not what Tithe.ly is typically brought in for.
What can ChurchTrac do that Tithe.ly cannot?
ChurchTrac covers Member Management, Visitor Tracking, Payroll Systems, Payment Processors. Tithe.ly covers Online Giving, Membership Management, Accounting Software, Planning Center. Both handle Attendance Tracking, Web support.

Answered from the vendors’ own pages

ChurchTrac: How much does ChurchTrac cost?

ChurchTrac starts at $29/month for tracking 75 people and includes people management, fund accounting, giving, website and app, check-in, worship, groups, volunteers, messaging, registrations, and automations. Annual billing offers a 10% discount.

Source
Tithe.ly: Does Tithely offer a free giving option?

Yes, Tithely's Giving Tools tier is completely free with no monthly or setup fees. Donations via credit/debit card are charged 2.9% + $0.30, ACH transfers are 1% + $0.30, and American Express is 3.5% + $0.30.

Source
ChurchTrac: Is there a free trial for ChurchTrac?

Yes, ChurchTrac offers a 30-day free trial with no credit card required.

Source
Tithe.ly: What is included in Tithely's All Access plan?

The All Access plan at $119/month includes all products: giving, church management, custom apps, websites, service planning, volunteer management, background checks, kids check-in, and email/text messaging. The price is a flat rate regardless of church growth.

Source
ChurchTrac: What costs extra in ChurchTrac?

Enhanced Messaging costs $7/month and includes 250 messaging credits monthly for two-way texting and voice. Website and App Build service starts at $477. Accounting Setup service starts at $399.

Source
Tithe.ly: Do Tithely's paid plans include a trial period?

Yes, all paid plans include a 30-day free trial. No credit card is required to start with the free giving tier.

Source
ChurchTrac: How are ChurchTrac pricing tiers organized?

Pricing tiers are based on the number of people tracked: 75, 125, 250, 500, 1,000, or Unlimited. An interactive calculator on the pricing page shows exact costs for each tier.

Source
Tithe.ly: What are Tithely's individual product prices?

Individual products available separately: Website at $19/month, Mobile Church App at $89/month, and Service Planning/Worship Tools at $29/month. The All Access plan at $119/month bundles all products for significant savings.

Source
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