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Personal Finance · head to head

EveryDollar vs Spendee

EveryDollar logo

EveryDollar

Personal Finance

Budget every dollar, build wealth faster

From
Free
Rated
-
Full reviewWebsite
Spendee logo

Spendee

Personal Finance

Budget and money management made easy

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: EveryDollar the free version has no bank connection, so every transaction is entered by hand; Spendee the free Basic plan allows one cash wallet and one budget
  • They diverge on capability: EveryDollar covers Zero-based budgeting, Spendee covers Expense tracking.

Where they differ

Only the attributes on which EveryDollar and Spendee actually diverge.

Attributes where EveryDollar and Spendee differ
AttributeEveryDollarSpendee
Founded20142013

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EveryDollar

  • Zero-based budgeting
  • Transaction tracking
  • Budget planning
  • Financial insights

Only in Spendee

  • Expense tracking
  • Budget management
  • Shared wallets
  • Financial analytics

Both cover

  • Bank accounts
  • Web support
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

EveryDollar

  • Zero based monthly budgeting using the Ramsey methodnot Spendee
  • Tracking bills and sinking funds by categorynot Spendee
  • Automatically importing bank transactions into a budget on Premiumnot Spendee

Spendee

  • Tracking personal spending across cash and bank accountsnot EveryDollar
  • Sharing a budget or wallet with a partner or householdnot EveryDollar

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EveryDollar

  • The free version has no bank connection, so every transaction is entered by hand
  • CSV export of budget data is Premium only
  • Spending reports and historical comparisons are Premium only
  • Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
  • The free trial lasts 14 days and is limited to new users

Spendee

  • The free Basic plan allows one cash wallet and one budget
  • Shared wallets are excluded from the free plan
  • Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
  • Bank sync depends on a supported bank list rather than being universal

Pricing, plan by plan

EveryDollar

Free
  • FreeFree
    • Manual budget entry
  • Plus$14.99/month
    • Bank sync
    • Mobile app
    • Transaction tracking

Spendee

Free
  • FreeFree
    • Expense tracking
    • Budget creation
    • 3 wallets
  • Premium$6.99/month
    • Unlimited wallets
    • Advanced analytics
    • Investment tracking

Which should you pick?

Choose EveryDollar if

  • You need zero-based budgeting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want transaction tracking.
EveryDollar review

Choose Spendee if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want budget management.
Spendee review

Questions people ask

Is EveryDollar or Spendee better?
Neither clearly leads. EveryDollar starts at Free and Spendee at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EveryDollar or Spendee?
EveryDollar starts at Free and Spendee at Free.
Does EveryDollar or Spendee run on more platforms?
Both run on Web, IOS, Android, so platform support will not decide this one for you.
Can I use EveryDollar for free?
Both have a free tier, so you can try either at no cost before committing.
What is EveryDollar best used for?
EveryDollar is most often used for zero based monthly budgeting using the ramsey method, tracking bills and sinking funds by category, automatically importing bank transactions into a budget on premium. Of those, zero based monthly budgeting using the ramsey method and tracking bills and sinking funds by category are not what Spendee is typically brought in for.
What can EveryDollar do that Spendee cannot?
EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Spendee covers Expense tracking, Budget management, Shared wallets, Financial analytics. Both handle Bank accounts, Web support, IOS support, Android support.
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