Softwr

Accounting · head to head

Qonto vs Tripletex

Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite
Tripletex logo

Tripletex

Accounting

Norwegian cloud accounting and ERP system for bookkeeping, invoicing and payroll

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Tripletex has a free tier, so it costs nothing to try first.
  • Each has a real cost: Qonto pricing in EUR only, not USD; Tripletex pricing only in Norwegian Krone, limited for international customers
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Qonto and Tripletex actually diverge.

Attributes where Qonto and Tripletex differ
AttributeQontoTripletex
Starting price€9/monthFree
Free tierNoYes

Identical on both: pricing model (subscription), platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Qonto

  • Business bankingnot Tripletex
  • Team paymentsnot Tripletex
  • Cash flow managementnot Tripletex
  • Multi-currency transfersnot Tripletex
  • Freelancer paymentsnot Tripletex

Tripletex

  • Small business accountingnot Qonto
  • Invoice managementnot Qonto
  • Payroll processingnot Qonto
  • Project trackingnot Qonto

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Tripletex

  • Pricing only in Norwegian Krone, limited for international customers
  • Mobile app features not fully detailed

Pricing, plan by plan

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Tripletex

Free
  • Basis$199/month
    • Invoice (Faktura)
    • Accounting (Regnskap)
    • Mobile app
  • Smart$299/month
    • Everything in Basis
    • Smart automation
    • Optional: payroll, travel, integrations
  • Pro$479/month
    • Everything in Smart
    • Integrations included
    • Payroll, travel, hours tracking
  • Komplett$649/month
    • Everything in Pro
    • Project management
    • Project budgeting

Which should you pick?

Choose Qonto if

Nothing in the data separates Qonto from Tripletex on the points above - pick on price and on how each one feels to use.

Qonto review

Choose Tripletex if

  • You want to start without paying.
Tripletex review

Questions people ask

Is Qonto or Tripletex better?
Neither clearly leads. Qonto starts at €9/month and Tripletex at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Qonto or Tripletex?
Tripletex has a free tier; the other does not. Paid plans start at €9/month for Qonto and Free for Tripletex.
Does Qonto or Tripletex run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Tripletex for free?
Yes. Tripletex has a free tier, so you can try it without paying. Qonto starts at €9/month.
What is Qonto best used for?
Qonto is most often used for business banking, team payments, cash flow management, multi-currency transfers. Of those, business banking and team payments are not what Tripletex is typically brought in for.

Answered from the vendors’ own pages

Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
Tripletex: Does Tripletex offer a free trial?

Yes. Tripletex offers a 14-day free trial with no payment details required. Additionally, new companies starting an AS (limited company) through Tripletex get 30 days of free access.

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
Tripletex: Can you upgrade or downgrade Tripletex plans?

Yes. According to the pricing page, 'upgrade or downgrade when needs change.' All plans are modular, and you only pay for features you use.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
Tripletex: Is support included in Tripletex plans?

Yes. Free support (Gratis support) is included in all plans. Premium support levels are available on higher tiers.

Source
Share

Related pages

More on Qonto

More on Tripletex

Keep looking

Other head to heads