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Accounting · head to head

Cledara vs Tripletex

Cledara logo

Cledara

Accounting

Software subscription management with a virtual card per application, priced from £100 a month

From
£100/month
Rated
-
Full reviewWebsite
Tripletex logo

Tripletex

Accounting

Norwegian cloud accounting and ERP system for bookkeeping, invoicing and payroll

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Tripletex has a free tier, so it costs nothing to try first.
  • Each has a real cost: Cledara control only extends to subscriptions paid on a Cledara card, so anything billed by invoice, bank transfer or a legacy company card is invisible to the system and undermines the inventory it promises.; Tripletex pricing only in Norwegian Krone, limited for international customers
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Cledara and Tripletex actually diverge.

Attributes where Cledara and Tripletex differ
AttributeCledaraTripletex
Starting price£100/monthFree
Pricing modelPer month by number of applicationssubscription
Free tierNoYes

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cledara

  • Virtual card per subscription
  • Cancel by card
  • Application inventory
  • Approval workflow
  • Invoice collection
  • Accounting export
  • Spend optimisation module
  • IT management and compliance modules

Only in Tripletex

Nothing recorded that Cledara does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Cledara

  • A finance team that cannot say what software the company pays for because everything is on three people's company cardsnot Tripletex
  • A company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellationnot Tripletex
  • A startup wanting approval on new software purchases before the first charge rather than at the auditnot Tripletex
  • A finance function that spends days each month chasing SaaS invoices for the accountantnot Tripletex

Tripletex

  • Small business accountingnot Cledara
  • Invoice managementnot Cledara
  • Payroll processingnot Cledara
  • Project trackingnot Cledara

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cledara

  • Control only extends to subscriptions paid on a Cledara card, so anything billed by invoice, bank transfer or a legacy company card is invisible to the system and undermines the inventory it promises.
  • Tier limits are set by number of applications rather than headcount, and twenty applications on the Basic plan is fewer than most companies of fifty actually run, so buyers often land on a higher tier than the entry price suggests.
  • The modules that turn it from a payment layer into a management platform, spend optimisation, IT management and compliance, are each priced at £150 to £200 a month, comparable to the base plan itself.
  • Usage data is inferred from payment and integration signals rather than deep application telemetry, so its judgement of whether a tool is underused is weaker than a discovery product built on single sign-on and API usage.
  • It is a card issuer as well as a software vendor, which adds financial counterparty considerations and means a change in its banking arrangements would affect how the company pays every one of its suppliers.

Tripletex

  • Pricing only in Norwegian Krone, limited for international customers
  • Mobile app features not fully detailed

Pricing, plan by plan

Cledara

£100/month
  • Basic$100/month
    • Up to 20 software applications
    • Virtual card per subscription
    • Application inventory and approvals
  • Premium$undefined/month
    • Up to 75 software applications
    • Typically 51 to 150 staff
    • 1% cashback in the first year, capped at the subscription cost
  • Pro$undefined/month
    • For organisations above roughly 150 staff
    • Scoped individually
    • 1% cashback in the first year, capped at plan cost
  • Add-on modules$200/month
    • Spend Optimization £200 a month or £1,500 a year
    • IT Management £150 a month or £1,500 a year
    • Software Compliance £150 a month or £1,500 a year

Tripletex

Free
  • Basis$199/month
    • Invoice (Faktura)
    • Accounting (Regnskap)
    • Mobile app
  • Smart$299/month
    • Everything in Basis
    • Smart automation
    • Optional: payroll, travel, integrations
  • Pro$479/month
    • Everything in Smart
    • Integrations included
    • Payroll, travel, hours tracking
  • Komplett$649/month
    • Everything in Pro
    • Project management
    • Project budgeting

Which should you pick?

Choose Cledara if

  • You need virtual card per subscription.
  • You also want cancel by card.
Cledara review

Choose Tripletex if

  • You want to start without paying.
Tripletex review

Questions people ask

Is Cledara or Tripletex better?
Neither clearly leads. Cledara starts at £100/month and Tripletex at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cledara or Tripletex?
Tripletex has a free tier; the other does not. Paid plans start at £100/month for Cledara and Free for Tripletex.
Does Cledara or Tripletex run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Tripletex for free?
Yes. Tripletex has a free tier, so you can try it without paying. Cledara starts at £100/month.
What is Cledara best used for?
Cledara is most often used for a finance team that cannot say what software the company pays for because everything is on three people's company cards, a company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellation, a startup wanting approval on new software purchases before the first charge rather than at the audit, a finance function that spends days each month chasing saas invoices for the accountant. Of those, a finance team that cannot say what software the company pays for because everything is on three people's company cards and a company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellation are not what Tripletex is typically brought in for.
What can Cledara do that Tripletex cannot?
Cledara covers Virtual card per subscription, Cancel by card, Application inventory, Approval workflow.

Answered from the vendors’ own pages

Cledara: What does it cost?

Basic is £100 a month for up to 20 applications, with Premium covering up to 75 and Pro above that. Add-on modules are £150 to £200 a month each, and annual payment saves 16%.

Tripletex: Does Tripletex offer a free trial?

Yes. Tripletex offers a 14-day free trial with no payment details required. Additionally, new companies starting an AS (limited company) through Tripletex get 30 days of free access.

Source
Cledara: Does it find software we did not tell it about?

Only what passes through its cards or connected integrations. Subscriptions paid by invoice or another card stay hidden, which is the main limitation of the model.

Tripletex: Can you upgrade or downgrade Tripletex plans?

Yes. According to the pricing page, 'upgrade or downgrade when needs change.' All plans are modular, and you only pay for features you use.

Source
Cledara: How does cancelling work?

You cancel the virtual card for that subscription, which stops the payment. It does not remove your contractual obligation, so check notice periods.

Tripletex: Is support included in Tripletex plans?

Yes. Free support (Gratis support) is included in all plans. Premium support levels are available on higher tiers.

Source
Cledara: Is the application limit by users or by tools?

By tools. Twenty on Basic, seventy-five on Premium. Count your actual subscriptions before assuming the entry price applies to you.

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