Softwr

Accounting · head to head

sevdesk vs Stigg

sevdesk logo

sevdesk

Accounting

German accounting and invoicing software for small businesses and freelancers

From
Free
Rated
-
Stigg logo

Stigg

Accounting

Usage runtime platform for credits and entitlements

From
Free
Rated
-

The short version

  • Each has a real cost: sevdesk the free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing; Stigg free tier limited to 10,000 entities and 5M events per month
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which sevdesk and Stigg actually diverge.

Attributes where sevdesk and Stigg differ
AttributesevdeskStigg
Pricing modelfreemiumFreemium with usage-based and custom tiers
PlatformsWebWeb, Cloud, BYOC, BYODB, API

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in sevdesk

Nothing recorded that Stigg does not also cover.

Only in Stigg

  • Real-time credit enforcement
  • Financial-grade credits
  • High-scale metering
  • Budget governance
  • Flexible deployment
  • Billing platform integration
  • Data warehouse integration
  • CRM integration

What people use each for

The jobs each tool is most often brought in to do.

sevdesk

  • Scanning receipts via mobile app and matching to transactionsnot Stigg
  • Creating VAT advance returns and filing with tax authoritiesnot Stigg
  • Generating XRechnung format invoices mandatory for B2B by 2025not Stigg
  • Recording bank transactions automatically across 4000+ supported banksnot Stigg
  • Managing unlimited invoices with automatic sales tax calculationsnot Stigg

Stigg

  • Managing token and credit usage for AI productsnot sevdesk
  • Enforcing spending caps and budget controlsnot sevdesk
  • Implementing prepaid credit systems with expirynot sevdesk
  • Real-time entitlement verification for feature accessnot sevdesk
  • Scaling billing infrastructure for high-volume eventsnot sevdesk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

sevdesk

  • The free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing
  • API access and cost center tracking are reserved for the top Buchhaltung Pro tier at EUR 13.95 to EUR 34.90/month depending on commitment length, not included in the mid-tier Buchhaltung plan

Stigg

  • Free tier limited to 10,000 entities and 5M events per month
  • Pro plan pricing ($399/month) may be high for early-stage companies
  • Scale and BYOC plans require custom contracts and sales engagement
  • Primarily targets AI and high-scale use cases, not all business models
  • Requires integration with separate billing platform (Stripe, Zuora, etc.)

Pricing, plan by plan

sevdesk

Free
  • FreeFree
    • Permanently free with no credit card required
    • Up to 3 invoices/e-invoices monthly
    • Unlimited contact creation
  • Rechnung (Invoice Plan)$11.9/month
    • Regular: €11.90/month, discounted to €4.45/month on 24-month term
    • Unlimited invoices, offers, e-invoices, and payment reminders
  • Buchhaltung (Accounting Plan)$25.9/month
    • Recommended plan
    • Regular: €25.90/month, discounted to €9.95/month on 24-month term
    • Bookkeeping features, AI-powered receipt capture, tax filing
  • Buchhaltung Pro (Accounting Pro)$34.9/month
    • Regular: €34.90/month, discounted to €13.95/month on 24-month term
    • Cost center analysis, REST-API access, business financial analysis (BWA)

Stigg

Free
  • Build (Free Forever)Free
    • 10,000 managed entities per month
    • 5M usage events per month
    • 1K events per second rate limit
  • Pro$399/month
    • 10,000 entities included (graduated pricing to 100K)
    • 25M usage events included (to 500M with graduated rates)
    • 10K events per second (upgradeable to 100K)
  • Scale$null/custom
    • Custom entity and event volumes
    • 50K events per second (upgradeable to 100K)
    • RBAC and SSO (SAML)
  • BYOC$40000/year
    • Deploy in customer VPC
    • Unlimited entities and events
    • No event billing

Which should you pick?

Choose sevdesk if

  • You want to start without paying.

Choose Stigg if

  • You need real-time credit enforcement.
  • You want to start without paying.
  • You work on Web, Cloud, BYOC, BYODB, API.
  • You also want financial-grade credits.

Questions people ask

Is sevdesk or Stigg better?
Neither clearly leads. sevdesk starts at Free and Stigg at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, sevdesk or Stigg?
sevdesk starts at Free and Stigg at Free.
Does sevdesk or Stigg run on more platforms?
sevdesk runs on Web. Stigg runs on Web, Cloud, BYOC, BYODB, API.
Can I use sevdesk for free?
Both have a free tier, so you can try either at no cost before committing.
What is sevdesk best used for?
sevdesk is most often used for scanning receipts via mobile app and matching to transactions, creating vat advance returns and filing with tax authorities, generating xrechnung format invoices mandatory for b2b by 2025, recording bank transactions automatically across 4000+ supported banks. Of those, scanning receipts via mobile app and matching to transactions and creating vat advance returns and filing with tax authorities are not what Stigg is typically brought in for.
What can sevdesk do that Stigg cannot?
Stigg covers Real-time credit enforcement, Financial-grade credits, High-scale metering, Budget governance.

Answered from the vendors’ own pages

sevdesk: How much does sevdesk cost?

sevdesk offers a free plan and three paid tiers. Invoice Plan starts at €11.90/month (€4.45/month on 24-month), Accounting Plan at €25.90/month (€9.95/month on 24-month), and Accounting Pro at €34.90/month (€13.95/month on 24-month).

Source
Stigg: How quickly does Stigg check entitlements?

Stigg makes entitlement checks in under 10 milliseconds, enabling real-time enforcement of spending decisions before token consumption.

Source
sevdesk: What is included in sevdesk's free plan?

The free plan allows creation of up to 3 invoices/e-invoices monthly, unlimited contact creation, and access to support materials. No credit card is required.

Source
Stigg: Can I use Stigg with my existing billing platform?

Yes, Stigg integrates with major billing platforms including Stripe, Zuora, Chargebee, Metronome, and Orb to manage entitlements and credits.

Source
sevdesk: What add-ons are available for sevdesk?

sevdesk offers optional add-ons priced €3.90-€19.90/month including premium layouts, additional users, inventory management, and time tracking. Premium services such as setup consultations start at €24.90.

Source
Stigg: What deployment options does Stigg offer?

Stigg offers cloud API, BYOC (Bring Your Own Cloud) for VPC deployment, and BYODB options for customers who want to manage their own database.

Source
sevdesk: Does sevdesk offer a promotional discount?

Yes, sevdesk advertises up to 50% discount through a time-limited Black Cyber Deal offering 60% off all plans. Additionally, all paid plans include 24-month term options with significant savings (up to 62% discount).

Source
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