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APIs · head to head

REST Client VSCode vs Trustly

REST Client VSCode logo

REST Client VSCode

APIs

VSCode extension for making HTTP requests and testing REST APIs

From
Free
Rated
-
Full reviewWebsite
Trustly logo

Trustly

APIs

Pay-by-bank payments network, majority-owned by private equity firm Nordic Capital

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only REST Client VSCode has a free tier, so it costs nothing to try first.
  • Each has a real cost: REST Client VSCode limited to Visual Studio Code; not available as a standalone application; Trustly it is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • They diverge on capability: REST Client VSCode covers REST Client, Trustly covers Pay by bank checkout.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which REST Client VSCode and Trustly actually diverge.

Attributes where REST Client VSCode and Trustly differ
AttributeREST Client VSCodeTrustly
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsWindows, macOS, LinuxWeb, API
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in REST Client VSCode

  • REST Client
  • HTTP requests
  • Response viewing
  • VSCode
  • Environment variables
  • Custom headers
  • VSCode extension support

Only in Trustly

  • Pay by bank checkout
  • Instant refunds
  • Verified payouts
  • Multi-market bank connectivity
  • Merchant dashboard and reconciliation
  • Fraud and risk tooling

What people use each for

The jobs each tool is most often brought in to do.

REST Client VSCode

  • API Developmentnot Trustly
  • API Gatewaynot Trustly
  • API Testingnot Trustly
  • API Documentationnot Trustly
  • Microservicesnot Trustly

Trustly

  • An e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptancenot REST Client VSCode
  • A gaming or gambling operator needing verified, instant payouts to players' bank accountsnot REST Client VSCode
  • A merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delaysnot REST Client VSCode
  • A business in a market with strong open banking adoption wanting pay-by-bank as a checkout optionnot REST Client VSCode

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

REST Client VSCode

  • Limited to Visual Studio Code; not available as a standalone application
  • No support for WebSocket, gRPC, or other advanced protocols
  • No cloud sync or team server features; requires Git-based workflow

Trustly

  • It is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • Consumer familiarity with paying by bank transfer still lags card payments in most markets, so merchants typically see it used as a secondary option rather than a full card replacement.
  • The 1.15 to 3.15% merchant fee range is not a single published rate, so a merchant cannot know its actual cost without a sales negotiation.
  • As with all open banking-dependent payment methods, reliability depends on the consistency of the underlying banks' own APIs, which Trustly does not control.
  • Its verified payout functionality is heavily used in gaming and gambling, a sector with additional regulatory scrutiny, which is worth factoring in when evaluating vendor risk exposure by association.

Pricing, plan by plan

REST Client VSCode

Free

No published plan breakdown. See the REST Client VSCode review.

Trustly

On request
  • Trustly$undefined/month
    • Typical merchant cost of 1.15% to 3.15% depending on volume and market
    • Exact rate negotiated per merchant, not published as a flat card

Which should you pick?

Choose REST Client VSCode if

  • You need rest client.
  • You want to start without paying.
  • You work on Windows, macOS, Linux.
  • You also want http requests.
REST Client VSCode review

Choose Trustly if

  • You need pay by bank checkout.
  • You work on Web, API.
  • You also want instant refunds.
Trustly review

Questions people ask

Is REST Client VSCode or Trustly better?
Neither clearly leads. REST Client VSCode starts at Free and Trustly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, REST Client VSCode or Trustly?
REST Client VSCode has a free tier; the other does not. Paid plans start at Free for REST Client VSCode and On request for Trustly.
Does REST Client VSCode or Trustly run on more platforms?
REST Client VSCode runs on Windows, macOS, Linux. Trustly runs on Web, API.
Can I use REST Client VSCode for free?
Yes. REST Client VSCode has a free tier, so you can try it without paying. Trustly starts at On request.
What is REST Client VSCode best used for?
REST Client VSCode is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Trustly is typically brought in for.
What can REST Client VSCode do that Trustly cannot?
REST Client VSCode covers REST Client, HTTP requests, Response viewing, VSCode. Trustly covers Pay by bank checkout, Instant refunds, Verified payouts, Multi-market bank connectivity.

Answered from the vendors’ own pages

REST Client VSCode: How much does REST Client VSCode cost?

REST Client VSCode is completely free and open source. It is available on the Visual Studio Code Marketplace with no subscription or licensing fees.

Source
Trustly: Who owns Trustly?

Nordic Capital, a private equity firm, holds a 51.1% majority stake; Alfven & Didrikson and BlackRock hold smaller stakes.

REST Client VSCode: What authentication methods does REST Client support?

REST Client supports Basic Auth, Digest Auth, SSL certificates, Azure AD, and AWS Signature v4 authentication for API requests.

Source
Trustly: Is Trustly going public?

It has discussed an IPO but as of its most recent comments said one remained at least a year away.

REST Client VSCode: Can I save and manage multiple requests?

Yes. REST Client supports multiple requests per file using ### delimiters, request history with auto-save, environment variables for different configurations, and code snippet generation for multiple programming languages.

Source
Trustly: What does it typically cost a merchant?

Roughly 1.15% to 3.15% of transaction value depending on volume and market, negotiated per merchant.

REST Client VSCode: How do teams collaborate with REST Client?

REST Client requests are stored as text files that can be version-controlled in Git repositories. Teams collaborate by sharing requests through Git, making the API specs part of the codebase.

Source
REST Client VSCode: What protocols does REST Client support?

REST Client primarily supports HTTP/HTTPS and GraphQL. It does not support WebSocket, gRPC, or other advanced protocols available in desktop clients like Insomnia.

Source
REST Client VSCode: Is there cloud sync for REST Client requests?

No. REST Client has no built-in cloud sync or team server features. All collaboration and sharing relies on Git repository management.

Source
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