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APIs · head to head

REST Client VSCode vs Tuum

REST Client VSCode logo

REST Client VSCode

APIs

VSCode extension for making HTTP requests and testing REST APIs

From
Free
Rated
-
Tuum logo

Tuum

APIs

Modular core banking platform from Estonia, formerly branded Modularbank

From
On request
Rated
-

The short version

  • Only REST Client VSCode has a free tier, so it costs nothing to try first.
  • Each has a real cost: REST Client VSCode limited to Visual Studio Code; not available as a standalone application; Tuum it is a smaller, younger company than Mambu, so it has fewer live reference deployments and a shorter track record to evaluate risk against.
  • They diverge on capability: REST Client VSCode covers REST Client, Tuum covers Modular product structure.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which REST Client VSCode and Tuum actually diverge.

Attributes where REST Client VSCode and Tuum differ
AttributeREST Client VSCodeTuum
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsWindows, macOS, LinuxWeb, API
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in REST Client VSCode

  • REST Client
  • HTTP requests
  • Response viewing
  • VSCode
  • Environment variables
  • Custom headers
  • VSCode extension support

Only in Tuum

  • Modular product structure
  • Low-code integration middleware
  • Cloud-agnostic deployment
  • Multi-currency real-time accounts
  • Cards and lending modules
  • Faster migration timeline

What people use each for

The jobs each tool is most often brought in to do.

REST Client VSCode

  • API Developmentnot Tuum
  • API Gatewaynot Tuum
  • API Testingnot Tuum
  • API Documentationnot Tuum
  • Microservicesnot Tuum

Tuum

  • A bank wanting to migrate specific banking products to the cloud within months rather than replacing its entire core at oncenot REST Client VSCode
  • A fintech in the DACH region or Middle East wanting a European core banking vendor with regional expansion focusnot REST Client VSCode
  • An institution wanting low-code middleware to connect new modules to an existing legacy core rather than a full rebuildnot REST Client VSCode
  • A company researching "Modularbank" that needs to confirm it is the same company now branded Tuumnot REST Client VSCode

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

REST Client VSCode

  • Limited to Visual Studio Code; not available as a standalone application
  • No support for WebSocket, gRPC, or other advanced protocols
  • No cloud sync or team server features; requires Git-based workflow

Tuum

  • It is a smaller, younger company than Mambu, so it has fewer live reference deployments and a shorter track record to evaluate risk against.
  • The 2022-era rebrand from Modularbank to Tuum means older funding records, case studies and press coverage appear under a different name, complicating due diligence for anyone unaware of the change.
  • Pricing is entirely unpublished, requiring a sales conversation to budget against competing composable core vendors.
  • Its geographic expansion into DACH and the Middle East is comparatively recent, so support depth and local regulatory expertise in those markets are less proven than in its home Baltic and Nordic base.
  • As with any core banking platform, choosing Tuum is a multi-year infrastructure commitment; switching cores after implementation is a major undertaking regardless of how modular the initial adoption was.

Pricing, plan by plan

REST Client VSCode

Free

No published plan breakdown. See the REST Client VSCode review.

Tuum

On request
  • Tuum$undefined/year
    • Subscription and module-based pricing, not published
    • Custom quote required via sales

Which should you pick?

Choose REST Client VSCode if

  • You need rest client.
  • You want to start without paying.
  • You work on Windows, macOS, Linux.
  • You also want http requests.

Choose Tuum if

  • You need modular product structure.
  • You work on Web, API.
  • You also want low-code integration middleware.

Questions people ask

Is REST Client VSCode or Tuum better?
Neither clearly leads. REST Client VSCode starts at Free and Tuum at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, REST Client VSCode or Tuum?
REST Client VSCode has a free tier; the other does not. Paid plans start at Free for REST Client VSCode and On request for Tuum.
Does REST Client VSCode or Tuum run on more platforms?
REST Client VSCode runs on Windows, macOS, Linux. Tuum runs on Web, API.
Can I use REST Client VSCode for free?
Yes. REST Client VSCode has a free tier, so you can try it without paying. Tuum starts at On request.
What is REST Client VSCode best used for?
REST Client VSCode is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Tuum is typically brought in for.
What can REST Client VSCode do that Tuum cannot?
REST Client VSCode covers REST Client, HTTP requests, Response viewing, VSCode. Tuum covers Modular product structure, Low-code integration middleware, Cloud-agnostic deployment, Multi-currency real-time accounts.

Answered from the vendors’ own pages

REST Client VSCode: How much does REST Client VSCode cost?

REST Client VSCode is completely free and open source. It is available on the Visual Studio Code Marketplace with no subscription or licensing fees.

Source
Tuum: Is Tuum the same company as Modularbank?

Yes, Modularbank rebranded to Tuum; it is the same company and platform.

REST Client VSCode: What authentication methods does REST Client support?

REST Client supports Basic Auth, Digest Auth, SSL certificates, Azure AD, and AWS Signature v4 authentication for API requests.

Source
Tuum: Where is it strongest geographically?

Its base is Estonia and the Nordic and Baltic region, with newer expansion into DACH and the Middle East.

REST Client VSCode: Can I save and manage multiple requests?

Yes. REST Client supports multiple requests per file using ### delimiters, request history with auto-save, environment variables for different configurations, and code snippet generation for multiple programming languages.

Source
Tuum: Is pricing published?

No, subscription and module pricing require a sales conversation.

REST Client VSCode: How do teams collaborate with REST Client?

REST Client requests are stored as text files that can be version-controlled in Git repositories. Teams collaborate by sharing requests through Git, making the API specs part of the codebase.

Source
REST Client VSCode: What protocols does REST Client support?

REST Client primarily supports HTTP/HTTPS and GraphQL. It does not support WebSocket, gRPC, or other advanced protocols available in desktop clients like Insomnia.

Source
REST Client VSCode: Is there cloud sync for REST Client requests?

No. REST Client has no built-in cloud sync or team server features. All collaboration and sharing relies on Git repository management.

Source
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