APIs · head to head
Strapi vs Trustly

Trustly
APIs
Pay-by-bank payments network, majority-owned by private equity firm Nordic Capital
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Strapi cloud pricing is per project, not per account, so a second project doubles the bill; Trustly it is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
- They diverge on capability: Strapi covers REST API, Trustly covers Pay by bank checkout.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Strapi and Trustly actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Strapi
- REST API
- GraphQL API
- Content management
- PostgreSQL
- MySQL
- MongoDB
- AWS
- Webhooks
Only in Trustly
- Pay by bank checkout
- Instant refunds
- Verified payouts
- Multi-market bank connectivity
- Merchant dashboard and reconciliation
- Fraud and risk tooling
What people use each for
The jobs each tool is most often brought in to do.
Strapi
- Running a self hosted headless CMS with a REST or GraphQL APInot Trustly
- Giving editors a content admin panel over a custom content modelnot Trustly
Trustly
- An e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptancenot Strapi
- A gaming or gambling operator needing verified, instant payouts to players' bank accountsnot Strapi
- A merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delaysnot Strapi
- A business in a market with strong open banking adoption wanting pay-by-bank as a checkout optionnot Strapi
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Strapi
- Cloud pricing is per project, not per account, so a second project doubles the bill
- Starter at $35 a month allows 100,000 API requests, and overage is $1.50 per 25,000
- Extra bandwidth is $30 per 100 GB and extra asset storage $0.60 per GB
- Backups start at the Pro plan, weekly, and only become daily at Business
- An uptime SLA is Business only, at $450 a month per project
- Additional environments cost $60 a month on Pro and $300 a month on Business
Trustly
- It is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
- Consumer familiarity with paying by bank transfer still lags card payments in most markets, so merchants typically see it used as a secondary option rather than a full card replacement.
- The 1.15 to 3.15% merchant fee range is not a single published rate, so a merchant cannot know its actual cost without a sales negotiation.
- As with all open banking-dependent payment methods, reliability depends on the consistency of the underlying banks' own APIs, which Trustly does not control.
- Its verified payout functionality is heavily used in gaming and gambling, a sector with additional regulatory scrutiny, which is worth factoring in when evaluating vendor risk exposure by association.
Pricing, plan by plan
Strapi
$35/month- Starter$35/month
- 100k API requests
- 50 GB asset storage
- 50 GB asset bandwidth
- Pro$90/month
- 1M API requests
- 250 GB asset storage
- 500 GB asset bandwidth
- Business$450/month
- 10M API requests
- 1000 GB asset storage
- 1000 GB asset bandwidth
Trustly
On request- Trustly$undefined/month
- Typical merchant cost of 1.15% to 3.15% depending on volume and market
- Exact rate negotiated per merchant, not published as a flat card
Which should you pick?
Choose Strapi if
- You need rest api.
- You work on Node.js, Cloud, Self-hosted, Docker.
- You also want graphql api.
Choose Trustly if
- You need pay by bank checkout.
- You work on Web, API.
- You also want instant refunds.
Questions people ask
- Is Strapi or Trustly better?
- Neither clearly leads. Strapi starts at $35/month and Trustly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Strapi or Trustly?
- Strapi starts at $35/month and Trustly at On request.
- Does Strapi or Trustly run on more platforms?
- Strapi runs on Node.js, Cloud, Self-hosted, Docker. Trustly runs on Web, API.
- What is Strapi best used for?
- Strapi is most often used for running a self hosted headless cms with a rest or graphql api, giving editors a content admin panel over a custom content model. Of those, running a self hosted headless cms with a rest or graphql api and giving editors a content admin panel over a custom content model are not what Trustly is typically brought in for.
- What can Strapi do that Trustly cannot?
- Strapi covers REST API, GraphQL API, Content management, PostgreSQL. Trustly covers Pay by bank checkout, Instant refunds, Verified payouts, Multi-market bank connectivity.
Answered from the vendors’ own pages
Strapi: How much do API request overages cost?
Additional API requests beyond the plan limit cost $1.50 per 25000 requests. Extra asset storage costs $0.60 per GB, and additional bandwidth costs $30 per 100 GB.
SourceTrustly: Who owns Trustly?
Nordic Capital, a private equity firm, holds a 51.1% majority stake; Alfven & Didrikson and BlackRock hold smaller stakes.
Strapi: Is yearly billing available?
Yes, yearly billing saves up to 17% compared to monthly billing on Strapi Cloud plans.
SourceTrustly: Is Trustly going public?
It has discussed an IPO but as of its most recent comments said one remained at least a year away.
Strapi: What is included with the Pro plan?
The Pro plan costs $90 per month per project and includes 1M API requests, 250 GB asset storage, 500 GB bandwidth, multi-environment support, weekly backups, and manual backups.
SourceTrustly: What does it typically cost a merchant?
Roughly 1.15% to 3.15% of transaction value depending on volume and market, negotiated per merchant.
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- Trustly vs Salt Edge
- Trustly vs Kong
- Trustly vs Yapily
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- Trustly vs Swan
- Trustly vs Volt
- Trustly vs TrueLayer
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- Trustly vs Tink
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- Trustly vs Thredd
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