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APIs · head to head

HTTPie vs Trustly

HTTPie logo

HTTPie

APIs

Command-line HTTP client with intuitive interface and syntax

From
Free
Rated
-
Trustly logo

Trustly

APIs

Pay-by-bank payments network, majority-owned by private equity firm Nordic Capital

From
On request
Rated
-

The short version

  • Only HTTPie has a free tier, so it costs nothing to try first.
  • Each has a real cost: HTTPie the desktop application is in public beta rather than a finished release; Trustly it is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • They diverge on capability: HTTPie covers REST Client, Trustly covers Pay by bank checkout.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which HTTPie and Trustly actually diverge.

Attributes where HTTPie and Trustly differ
AttributeHTTPieTrustly
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsLinux, MacOS, Windows, WebWeb, API
Founded2012Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in HTTPie

  • REST Client
  • JSON support
  • Colored output
  • CI/CD
  • Shell scripting
  • Automation
  • Linux support
  • MacOS support

Only in Trustly

  • Pay by bank checkout
  • Instant refunds
  • Verified payouts
  • Multi-market bank connectivity
  • Merchant dashboard and reconciliation
  • Fraud and risk tooling

What people use each for

The jobs each tool is most often brought in to do.

HTTPie

  • Sending and inspecting HTTP requests from the terminalnot Trustly
  • A readable alternative to curl for API debuggingnot Trustly
  • Testing APIs through a graphical clientnot Trustly
  • Installing through apt, brew or pip in a development environmentnot Trustly

Trustly

  • An e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptancenot HTTPie
  • A gaming or gambling operator needing verified, instant payouts to players' bank accountsnot HTTPie
  • A merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delaysnot HTTPie
  • A business in a market with strong open banking adoption wanting pay-by-bank as a checkout optionnot HTTPie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

HTTPie

  • The desktop application is in public beta rather than a finished release
  • Pricing for the desktop and web products is not published, while the terminal client is free and open source
  • The graphical versions are newer than the CLI, so parity between them is not guaranteed

Trustly

  • It is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • Consumer familiarity with paying by bank transfer still lags card payments in most markets, so merchants typically see it used as a secondary option rather than a full card replacement.
  • The 1.15 to 3.15% merchant fee range is not a single published rate, so a merchant cannot know its actual cost without a sales negotiation.
  • As with all open banking-dependent payment methods, reliability depends on the consistency of the underlying banks' own APIs, which Trustly does not control.
  • Its verified payout functionality is heavily used in gaming and gambling, a sector with additional regulatory scrutiny, which is worth factoring in when evaluating vendor risk exposure by association.

Pricing, plan by plan

HTTPie

Free
  • Open SourceFree
    • Full HTTPie CLI
    • Community support
  • HTTPie for Web$10/monthly
    • Web interface
    • Cloud storage
    • Team collaboration

Trustly

On request
  • Trustly$undefined/month
    • Typical merchant cost of 1.15% to 3.15% depending on volume and market
    • Exact rate negotiated per merchant, not published as a flat card

Which should you pick?

Choose HTTPie if

  • You need rest client.
  • You want to start without paying.
  • You work on Linux, MacOS, Windows, Web.
  • You also want json support.

Choose Trustly if

  • You need pay by bank checkout.
  • You work on Web, API.
  • You also want instant refunds.

Questions people ask

Is HTTPie or Trustly better?
Neither clearly leads. HTTPie starts at Free and Trustly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, HTTPie or Trustly?
HTTPie has a free tier; the other does not. Paid plans start at Free for HTTPie and On request for Trustly.
Does HTTPie or Trustly run on more platforms?
HTTPie runs on Linux, MacOS, Windows, Web. Trustly runs on Web, API.
Can I use HTTPie for free?
Yes. HTTPie has a free tier, so you can try it without paying. Trustly starts at On request.
What is HTTPie best used for?
HTTPie is most often used for sending and inspecting http requests from the terminal, a readable alternative to curl for api debugging, testing apis through a graphical client, installing through apt, brew or pip in a development environment. Of those, sending and inspecting http requests from the terminal and a readable alternative to curl for api debugging are not what Trustly is typically brought in for.
What can HTTPie do that Trustly cannot?
HTTPie covers REST Client, JSON support, Colored output, CI/CD. Trustly covers Pay by bank checkout, Instant refunds, Verified payouts, Multi-market bank connectivity.

Answered from the vendors’ own pages

HTTPie: Is HTTPie free?

HTTPie for Terminal is open source and free. The Desktop and Web versions are in public beta, and their pricing model is not disclosed.

Source
Trustly: Who owns Trustly?

Nordic Capital, a private equity firm, holds a 51.1% majority stake; Alfven & Didrikson and BlackRock hold smaller stakes.

HTTPie: Can I use HTTPie for commercial purposes?

HTTPie Terminal is open source, but check the specific license (likely MIT, Apache, or GPL) to confirm commercial use is permitted in your jurisdiction.

Source
Trustly: Is Trustly going public?

It has discussed an IPO but as of its most recent comments said one remained at least a year away.

HTTPie: What is HTTPie Desktop and how much does it cost?

HTTPie Desktop is an API testing client in public beta. Pricing is not disclosed on the website.

Source
Trustly: What does it typically cost a merchant?

Roughly 1.15% to 3.15% of transaction value depending on volume and market, negotiated per merchant.

HTTPie: Is there an HTTPie AI version?

Yes, HTTPie AI is mentioned as a product, but details about functionality and pricing are not provided on the main page.

Source
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