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APIs · head to head

REST Client VSCode vs Yapily

REST Client VSCode logo

REST Client VSCode

APIs

VSCode extension for making HTTP requests and testing REST APIs

From
Free
Rated
-
Full reviewWebsite
Yapily logo

Yapily

APIs

Open banking API infrastructure for account data and pay-by-bank payments across Europe

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: REST Client VSCode limited to Visual Studio Code; not available as a standalone application; Yapily production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
  • They diverge on capability: REST Client VSCode covers REST Client, Yapily covers Unified open banking API.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which REST Client VSCode and Yapily actually diverge.

Attributes where REST Client VSCode and Yapily differ
AttributeREST Client VSCodeYapily
Pricing modelUnknownFree sandbox, pay-as-you-go production
PlatformsWindows, macOS, LinuxWeb, API
Founded2016Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in REST Client VSCode

  • REST Client
  • HTTP requests
  • Response viewing
  • VSCode
  • Environment variables
  • Custom headers
  • VSCode extension support

Only in Yapily

  • Unified open banking API
  • Account information access
  • Payment initiation
  • Free sandbox
  • Multi-country bank coverage
  • Webhooks and reconciliation tooling

What people use each for

The jobs each tool is most often brought in to do.

REST Client VSCode

  • API Developmentnot Yapily
  • API Gatewaynot Yapily
  • API Testingnot Yapily
  • API Documentationnot Yapily
  • Microservicesnot Yapily

Yapily

  • A merchant wanting a lower-cost payment method alongside card acceptancenot REST Client VSCode
  • A lending or budgeting product needing bank account data for affordability checksnot REST Client VSCode
  • A business wanting one API instead of separate integrations to each bank's own open banking standardnot REST Client VSCode
  • A company prototyping open banking features for free in sandbox before committing budgetnot REST Client VSCode

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

REST Client VSCode

  • Limited to Visual Studio Code; not available as a standalone application
  • No support for WebSocket, gRPC, or other advanced protocols
  • No cloud sync or team server features; requires Git-based workflow

Yapily

  • Production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
  • Consumer adoption of pay-by-bank still lags card payments, so merchants offering it as a checkout option typically see it used as a secondary rather than primary payment method.
  • Coverage depends on the banks in each country maintaining reliable open banking APIs, and inconsistent bank-side reliability across markets is a known category-wide weakness, not unique to Yapily but not solved by it either.
  • As infrastructure for both account data and payments, a company only needing one of those two capabilities is still evaluating a broader platform than it may need.
  • Regulatory dependence on PSD2 and UK open banking rules means the underlying legal framework, not just Yapily's product, could shift and affect what is possible on the platform.

Pricing, plan by plan

REST Client VSCode

Free

No published plan breakdown. See the REST Client VSCode review.

Yapily

Free
  • SandboxFree
    • Free testing environment
    • UK and European bank connections for development
  • Production$undefined/month
    • Pay-as-you-go pricing, exact rates not published
    • Typical pay-by-bank cost of 0.1 to 0.5% or a flat 5 to 30 pence per transaction

Which should you pick?

Choose REST Client VSCode if

  • You need rest client.
  • You want to start without paying.
  • You work on Windows, macOS, Linux.
  • You also want http requests.
REST Client VSCode review

Choose Yapily if

  • You need unified open banking api.
  • You want to start without paying.
  • You work on Web, API.
  • You also want account information access.
Yapily review

Questions people ask

Is REST Client VSCode or Yapily better?
Neither clearly leads. REST Client VSCode starts at Free and Yapily at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, REST Client VSCode or Yapily?
REST Client VSCode starts at Free and Yapily at Free.
Does REST Client VSCode or Yapily run on more platforms?
REST Client VSCode runs on Windows, macOS, Linux. Yapily runs on Web, API.
Can I use REST Client VSCode for free?
Both have a free tier, so you can try either at no cost before committing.
What is REST Client VSCode best used for?
REST Client VSCode is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Yapily is typically brought in for.
What can REST Client VSCode do that Yapily cannot?
REST Client VSCode covers REST Client, HTTP requests, Response viewing, VSCode. Yapily covers Unified open banking API, Account information access, Payment initiation, Free sandbox.

Answered from the vendors’ own pages

REST Client VSCode: How much does REST Client VSCode cost?

REST Client VSCode is completely free and open source. It is available on the Visual Studio Code Marketplace with no subscription or licensing fees.

Source
Yapily: Is there a free way to try it?

Yes, sandbox access is free for development and testing.

REST Client VSCode: What authentication methods does REST Client support?

REST Client supports Basic Auth, Digest Auth, SSL certificates, Azure AD, and AWS Signature v4 authentication for API requests.

Source
Yapily: How much cheaper is pay-by-bank than card payments?

Typically 0.1 to 0.5% of transaction value, or a flat 5 to 30 pence, against 1.5 to 3.5% for card scheme fees.

REST Client VSCode: Can I save and manage multiple requests?

Yes. REST Client supports multiple requests per file using ### delimiters, request history with auto-save, environment variables for different configurations, and code snippet generation for multiple programming languages.

Source
Yapily: Is production pricing published?

No, production access is pay-as-you-go but exact rates require a sales conversation.

REST Client VSCode: How do teams collaborate with REST Client?

REST Client requests are stored as text files that can be version-controlled in Git repositories. Teams collaborate by sharing requests through Git, making the API specs part of the codebase.

Source
REST Client VSCode: What protocols does REST Client support?

REST Client primarily supports HTTP/HTTPS and GraphQL. It does not support WebSocket, gRPC, or other advanced protocols available in desktop clients like Insomnia.

Source
REST Client VSCode: Is there cloud sync for REST Client requests?

No. REST Client has no built-in cloud sync or team server features. All collaboration and sharing relies on Git repository management.

Source
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