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Payroll · head to head

Refyne vs Remote

Refyne logo

Refyne

Payroll

Earned wage access for Indian employers, with a per withdrawal convenience fee

From
On request
Rated
-
Full reviewWebsite
Remote logo

Remote

Payroll

The new standard for global employment

From
$29/month per employee
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Refyne the employee pays a convenience fee on every withdrawal and Refyne does not publish the schedule, so an HR buyer approving it as a free benefit is approving a cost that lands on the lowest paid staff.; Remote employer of Record costs $699 per employee per month, charged per head with no volume tier published
  • They diverge on capability: Refyne covers Payroll and attendance integration, Remote covers Global Payroll.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Refyne and Remote actually diverge.

Attributes where Refyne and Remote differ
AttributeRefyneRemote
Starting priceOn request$29/month per employee
Pricing modelquotesubscription
FoundedUnknown2019

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Refyne

  • Payroll and attendance integration
  • Employer policy controls
  • Instant withdrawal
  • Automatic payroll recovery
  • Employee app
  • Employer dashboard
  • Savings and insurance add ons
  • Multi entity support

Only in Remote

  • Global Payroll
  • EOR Services
  • Contractor Management
  • Compliance
  • Benefits
  • Equity Management
  • HRIS
  • BambooHR

What people use each for

The jobs each tool is most often brought in to do.

Refyne

  • A manufacturer with high attrition among shift workers who leave over payday cash gapsnot Remote
  • A staffing company wanting a retention benefit that costs the employer little to deploynot Remote
  • An employer replacing informal salary advances processed manually by finance every monthnot Remote
  • A large retail or logistics operator standardising early wage access policy across many sitesnot Remote

Remote

  • Global hiring and payroll across 90+ countries without establishing local subsidiariesnot Refyne
  • Contractor and freelancer management with compliance protectionnot Refyne
  • U.S. multi-state payroll and benefits administrationnot Refyne
  • Equity management for startups and growth-stage companiesnot Refyne

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Refyne

  • The employee pays a convenience fee on every withdrawal and Refyne does not publish the schedule, so an HR buyer approving it as a free benefit is approving a cost that lands on the lowest paid staff.
  • A flat fee on a small withdrawal a few days before payday is expensive when annualised, which means the product can be more costly per rupee than the informal advances it replaces.
  • Because usage generates revenue, the provider's incentives favour higher withdrawal frequency, which runs against the financial wellbeing framing used to sell it internally.
  • It depends on accurate live attendance and payroll data, so employers with monthly batch payroll or unreliable attendance capture get conservative accrual limits that frustrate employees.
  • Earned wage access in India sits in an unsettled regulatory space between payroll advance and credit, and a Reserve Bank of India view that reclassifies it would change the product for existing customers mid contract.

Remote

  • Employer of Record costs $699 per employee per month, charged per head with no volume tier published
  • Global Payroll carries an implementation fee to set up entities plus a recurring payroll delivery fee on top of the $29 per employee per month rate
  • Contractor Management Plus is $99 per contractor per month against $29 for the standard tier
  • The Equity product is limited to Delaware C-Corps
  • The PEO product bills in USD only and requires a US bank account
  • Remote states it collects reserve payments in high risk circumstances, so an upfront deposit is possible

Pricing, plan by plan

Refyne

On request
  • Refyne for employers$undefined/year
    • Employer cost quoted per customer and often nil
    • Employees pay a flat convenience fee on each withdrawal
    • No interest charged, but the per withdrawal fee is not published

Remote

$29/month per employee
  • Global Payroll$29/month per employee
    • International payroll infrastructure
    • Self-service platform
    • Specialist support
  • Employer of Record (EOR)$699/month per employee
    • Hire in 90+ countries without local entity
    • Dedicated onboarding specialist
    • Local payroll handling
  • Contractor Management - Basic$29/month per contractor
    • Contract creation and signing
    • Invoice approval
    • Transparent payments
  • Contractor Management - Plus$99/month per contractor
    • All Basic features
    • Indemnity protection up to $100,000 per contractor

Which should you pick?

Choose Refyne if

  • You need payroll and attendance integration.
  • You work on Web, iOS, Android.
  • You also want employer policy controls.
Refyne review

Choose Remote if

  • You need global payroll.
  • You work on Web, Ios, Android.
  • You also want eor services.
Remote review

Questions people ask

Is Refyne or Remote better?
Neither clearly leads. Refyne starts at On request and Remote at $29/month per employee, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Refyne or Remote?
Refyne starts at On request and Remote at $29/month per employee.
Does Refyne or Remote run on more platforms?
Refyne runs on Web, iOS, Android. Remote runs on Web, Ios, Android.
What is Refyne best used for?
Refyne is most often used for a manufacturer with high attrition among shift workers who leave over payday cash gaps, a staffing company wanting a retention benefit that costs the employer little to deploy, an employer replacing informal salary advances processed manually by finance every month, a large retail or logistics operator standardising early wage access policy across many sites. Of those, a manufacturer with high attrition among shift workers who leave over payday cash gaps and a staffing company wanting a retention benefit that costs the employer little to deploy are not what Remote is typically brought in for.
What can Refyne do that Remote cannot?
Refyne covers Payroll and attendance integration, Employer policy controls, Instant withdrawal, Automatic payroll recovery. Remote covers Global Payroll, EOR Services, Contractor Management, Compliance.

Answered from the vendors’ own pages

Refyne: Does the employee pay to withdraw?

Yes. There is no interest, but a flat convenience fee is deducted per withdrawal. Get the exact schedule in writing before rollout.

Remote: How much does Remote's Employer of Record (EOR) service cost?

Remote's EOR service costs $699 per employee per month in USD. This includes hiring in 90+ countries, dedicated onboarding, local payroll, compliance protections, localized benefits, expert support, and HR Essentials. Pricing is available in multiple currencies (EUR, GBP, CAD, AUD, NZD, SGD, CHF, JPY, SEK, NOK, DKK).

Source
Refyne: Does the employer pay anything?

Often little or nothing, which is precisely why the cost sits with the worker. Employers who want a genuinely free benefit must negotiate to absorb the fee.

Remote: What is the cost difference between Global Payroll and EOR on Remote?

Global Payroll is $29 per employee per month for international payroll infrastructure and self-service management. EOR is $699 per employee per month and includes full employer responsibilities, compliance, benefits, and dedicated support for hiring in 90+ countries.

Source
Refyne: Is this a loan?

It is structured as access to already earned wages recovered at payroll, not as lending, but the regulatory classification in India is not fully settled.

Remote: How much does Remote charge for contractor management?

Contractor Management costs $29 per contractor per month for basic features (contracts, invoicing, payments) or $99 per month for the Plus tier, which adds indemnity protection up to $100,000 per contractor. Contractor of Record (where Remote is the employer) costs from $325 per contractor per month.

Source
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