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Quicken vs Simplifi

Quicken logo

Quicken

Software

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite
S

Simplifi

Software

Smart budgeting and spending tracker

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal; Simplifi there is no free tier at all
  • They diverge on capability: Quicken covers Budget creation, Simplifi covers Budget tracking.

Where they differ

Only the attributes on which Quicken and Simplifi actually diverge.

Attributes where Quicken and Simplifi differ
AttributeQuickenSimplifi
Starting price$3.99/monthOn request
PlatformsWeb, iOS, Android, Windows, macOSWeb, IOS, Android
Founded19832020

Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Investment accounts
  • Windows support
  • Mac support

Only in Simplifi

  • Budget tracking
  • Spending analysis
  • Goal tracking
  • Cash flow insights
  • Web support
  • Android support

Both cover

  • Bank accounts
  • Credit cards
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Simplifi
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Simplifi
  • Users preferring local data storage via Classic desktop editionsnot Simplifi

Simplifi

  • Personal budgeting with automatic bank transaction importnot Quicken
  • Tracking spending, savings goals and net worth in one placenot Quicken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Simplifi

  • There is no free tier at all
  • The advertised $3.99 a month requires annual billing, against $6.99 paying monthly
  • The subscription auto renews yearly at the then current price, which the terms state is subject to change rather than fixed

Pricing, plan by plan

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Simplifi

On request
  • Monthly$5.99/month
    • Budget tracking
    • Spending insights
    • Goal setting
  • Annual$59.99/month
    • All monthly features
    • Discounted rate

Which should you pick?

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Choose Simplifi if

  • You need budget tracking.
  • You work on Web, IOS, Android.
  • You also want spending analysis.
Simplifi review

Questions people ask

Is Quicken or Simplifi better?
Neither clearly leads. Quicken starts at $3.99/month and Simplifi at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quicken or Simplifi?
Quicken starts at $3.99/month and Simplifi at On request.
Does Quicken or Simplifi run on more platforms?
Quicken runs on Web, iOS, Android, Windows, macOS. Simplifi runs on Web, IOS, Android.
What is Quicken best used for?
Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Simplifi is typically brought in for.
What can Quicken do that Simplifi cannot?
Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Simplifi covers Budget tracking, Spending analysis, Goal tracking, Cash flow insights. Both handle Bank accounts, Credit cards, IOS support.
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