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Quicken vs Rocket Money

Quicken logo

Quicken

Software

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite
Rocket Money logo

Rocket Money

Software

Cancel subscriptions and save money automatically

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Rocket Money has a free tier, so it costs nothing to try first.
  • Each has a real cost: Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal; Rocket Money successful bill negotiation costs a one time fee of 35% to 60% of the first year's savings
  • They diverge on capability: Quicken covers Budget creation, Rocket Money covers Subscription tracking.

Where they differ

Only the attributes on which Quicken and Rocket Money actually diverge.

Attributes where Quicken and Rocket Money differ
AttributeQuickenRocket Money
Starting price$3.99/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWeb, iOS, Android, Windows, macOSWeb, IOS, Android
Founded19832016

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Investment accounts
  • Windows support
  • Mac support

Only in Rocket Money

  • Subscription tracking
  • Bill negotiation
  • Automatic savings
  • Spending insights
  • Credit score monitoring
  • Utility providers
  • Web support
  • Android support

Both cover

  • Bank accounts
  • Credit cards
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Rocket Money
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Rocket Money
  • Users preferring local data storage via Classic desktop editionsnot Rocket Money

Rocket Money

  • Finding and cancelling unwanted subscriptionsnot Quicken
  • Tracking bills and spending in one appnot Quicken
  • Having a third party negotiate down recurring billsnot Quicken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Rocket Money

  • Successful bill negotiation costs a one time fee of 35% to 60% of the first year's savings
  • Premium is priced on a sliding scale and the help centre publishes no fixed monthly or annual amount, stating rates vary across platforms
  • Custom budget categories, financial goal plans, credit score tracking and real time account syncing are Premium only
  • The Premium free trial is 7 days

Pricing, plan by plan

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Rocket Money

Free
  • FreeFree
    • Subscription tracking
    • Spending insights
    • Bill reminders
  • Premium$12/month
    • Bill negotiation
    • Subscription cancellation
    • Smart savings

Which should you pick?

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Choose Rocket Money if

  • You need subscription tracking.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want bill negotiation.
Rocket Money review

Questions people ask

Is Quicken or Rocket Money better?
Neither clearly leads. Quicken starts at $3.99/month and Rocket Money at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quicken or Rocket Money?
Rocket Money has a free tier; the other does not. Paid plans start at $3.99/month for Quicken and Free for Rocket Money.
Does Quicken or Rocket Money run on more platforms?
Quicken runs on Web, iOS, Android, Windows, macOS. Rocket Money runs on Web, IOS, Android.
Can I use Rocket Money for free?
Yes. Rocket Money has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is Quicken best used for?
Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Rocket Money is typically brought in for.
What can Quicken do that Rocket Money cannot?
Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Rocket Money covers Subscription tracking, Bill negotiation, Automatic savings, Spending insights. Both handle Bank accounts, Credit cards, IOS support.
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