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Payroll · head to head

Payhawk vs Sage Intacct

Payhawk logo

Payhawk

Payroll

Modular spend management combining corporate cards, accounts payable, procurement and travel

From
On request
Rated
-
Full reviewWebsite
Sage Intacct logo

Sage Intacct

Payroll

Best-in-class cloud financial management software

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Payhawk buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.; Sage Intacct listed on UK G-Cloud at £10,775 per instance per year for Sage Intacct Financial Management & Reporting, via reseller X3 Consulting Ltd
  • They diverge on capability: Payhawk covers Corporate cards, Sage Intacct covers General ledger.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Payhawk and Sage Intacct actually diverge.

Attributes where Payhawk and Sage Intacct differ
AttributePayhawkSage Intacct
Starting priceOn request$29/month
Pricing modelPer module per monthsubscription
PlatformsWeb, iOS, AndroidWeb, Api
FoundedUnknown1981

Identical on both: free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Payhawk

  • Corporate cards
  • Accounts payable automation
  • Procurement module
  • Travel booking
  • ERP integrations

Only in Sage Intacct

  • General ledger
  • Accounts payable
  • Accounts receivable
  • Cash management
  • Salesforce
  • ADP
  • Expensify
  • SOC 1

Both cover

  • Multi-entity consolidation

What people use each for

The jobs each tool is most often brought in to do.

Payhawk

  • A multi-entity European business wanting one system for cards, expenses and payables across currenciesnot Sage Intacct
  • A finance team that wants to price spend management before a sales call rather than negotiating blindnot Sage Intacct
  • A company wanting only accounts payable automation without paying for card issuing it does not neednot Sage Intacct
  • A mid-market business standardising ERP-integrated expense reporting ahead of a fundraise or auditnot Sage Intacct

Sage Intacct

  • Financial reportingnot Payhawk
  • Multi-entity managementnot Payhawk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Payhawk

  • Buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.
  • The unlimited-seats model is a poor fit for a company issuing cards to only a handful of employees, since the fixed module price does not scale down.
  • Card issuing depends on Payhawk's own banking partners rather than a company's existing bank, so switching away later means reissuing cards and re-training staff on a new tool.
  • Procurement is a separate paid module rather than a built-in feature, so a company evaluating "Payhawk" from marketing material may be looking at capability it has not actually bought.
  • International card acceptance and FX handling vary by market, and companies with material spend outside Europe report gaps compared to global card issuers.

Sage Intacct

  • Listed on UK G-Cloud at £10,775 per instance per year for Sage Intacct Financial Management & Reporting, via reseller X3 Consulting Ltd

Pricing, plan by plan

Payhawk

On request
  • Travel$299/month
    • Integrated travel booking
    • Unlimited employee seats
  • Accounts Payable$349/month
    • Invoice capture and approval routing
    • Unlimited document processing
  • Cards and Expenses$449/month
    • Unlimited card transactions
    • Multi-entity expense management
  • Procurement$499/month
    • Purchase request and approval workflow
    • Vendor management

Sage Intacct

$29/month
  • Core$400/month
    • Core financials
    • Reporting
    • Cash management

Which should you pick?

Choose Payhawk if

  • You need corporate cards.
  • You work on Web, iOS, Android.
  • You also want accounts payable automation.
Payhawk review

Choose Sage Intacct if

  • You need general ledger.
  • You work on Web, Api.
  • You also want accounts payable.
Sage Intacct review

Questions people ask

Is Payhawk or Sage Intacct better?
Neither clearly leads. Payhawk starts at On request and Sage Intacct at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Payhawk or Sage Intacct?
Payhawk starts at On request and Sage Intacct at $29/month.
Does Payhawk or Sage Intacct run on more platforms?
Payhawk runs on Web, iOS, Android. Sage Intacct runs on Web, Api.
What is Payhawk best used for?
Payhawk is most often used for a multi-entity european business wanting one system for cards, expenses and payables across currencies, a finance team that wants to price spend management before a sales call rather than negotiating blind, a company wanting only accounts payable automation without paying for card issuing it does not need, a mid-market business standardising erp-integrated expense reporting ahead of a fundraise or audit. Of those, a multi-entity european business wanting one system for cards, expenses and payables across currencies and a finance team that wants to price spend management before a sales call rather than negotiating blind are not what Sage Intacct is typically brought in for.
What can Payhawk do that Sage Intacct cannot?
Payhawk covers Corporate cards, Accounts payable automation, Procurement module, Travel booking. Sage Intacct covers General ledger, Accounts payable, Accounts receivable, Cash management. Both handle Multi-entity consolidation.

Answered from the vendors’ own pages

Payhawk: Is Payhawk pricing really public?

Yes, module pricing (Travel, Accounts Payable, Cards and Expenses, Procurement) is published starting at 299 to 499 dollars a month per module, or bundled as Payhawk Complete.

Payhawk: Does it charge per seat?

No, each module includes unlimited employee seats; the fixed monthly fee does not increase with headcount.

Payhawk: Can we buy just one module?

Yes, modules are sold separately, so a company can buy Accounts Payable without Cards or Procurement.

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