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Religion · head to head

ChurchTrac vs OnlineGiving

ChurchTrac logo

ChurchTrac

Religion

Church management and member tracking software

From
Free
Rated
-
O

OnlineGiving

Religion

Online and mobile giving solution for churches

From
On request
Rated
-

The short version

  • Only ChurchTrac has a free tier, so it costs nothing to try first.
  • They diverge on capability: ChurchTrac covers Member Management, OnlineGiving covers Online Giving Page.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which ChurchTrac and OnlineGiving actually diverge.

Attributes where ChurchTrac and OnlineGiving differ
AttributeChurchTracOnlineGiving
Starting priceFreeOn request
Pricing modelsubscriptiontransaction
Free tierYesNo
Founded20092008

Identical on both: platforms (Web, Mobile-responsive), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ChurchTrac

  • Member Management
  • Attendance Tracking
  • Visitor Tracking
  • Payroll Systems
  • Payment Processors
  • Data Import/Export

Only in OnlineGiving

  • Online Giving Page
  • Mobile Donations
  • Recurring Gifts
  • Fund Selection
  • Payment Processing
  • Church Management
  • Email Integration
  • Accounting Sync

Both cover

  • Web support
  • Mobile-responsive support

What people use each for

The jobs each tool is most often brought in to do.

ChurchTrac

  • Church membership, giving and event management in one systemnot OnlineGiving
  • Fund accounting and contribution tracking for a congregationnot OnlineGiving

OnlineGiving

  • Member managementnot ChurchTrac
  • Donation trackingnot ChurchTrac
  • Event planningnot ChurchTrac
  • Volunteer schedulingnot ChurchTrac
  • Communicationnot ChurchTrac

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ChurchTrac

  • Priced by how many people are tracked, in bands of 75, 125, 250, 500, 1,000 and unlimited names, so growth pushes a church up a tier
  • The published figure is a starting price of $29 a month, with per band prices shown only in an on page calculator
  • Enhanced messaging is a $7 a month add on and includes 250 credits
  • Website and app setup starts at $477 and accounting setup at $399, both one off

OnlineGiving

Nothing recorded yet. See the OnlineGiving review.

Pricing, plan by plan

ChurchTrac

Free
  • Starter (75 people)$29/month
    • Tracks up to 75 people
    • All core features included
  • Growth (250 people)$null/month
    • Tracks up to 250 people
    • All core features included
  • Enterprise (Unlimited people)$null/month
    • Unlimited people tracking
    • All core features included

OnlineGiving

On request
  • StandardFree
    • Online giving
    • Transaction fees (2.49% + $0.30)

Which should you pick?

Choose ChurchTrac if

  • You need member management.
  • You want to start without paying.
  • You work on Web, Mobile-responsive.
  • You also want attendance tracking.

Choose OnlineGiving if

  • You need online giving page.
  • You work on Web, Mobile-responsive.
  • You also want mobile donations.

Questions people ask

Is ChurchTrac or OnlineGiving better?
Neither clearly leads. ChurchTrac starts at Free and OnlineGiving at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ChurchTrac or OnlineGiving?
ChurchTrac has a free tier; the other does not. Paid plans start at Free for ChurchTrac and On request for OnlineGiving.
Does ChurchTrac or OnlineGiving run on more platforms?
Both run on Web, Mobile-responsive, so platform support will not decide this one for you.
Can I use ChurchTrac for free?
Yes. ChurchTrac has a free tier, so you can try it without paying. OnlineGiving starts at On request.
What is ChurchTrac best used for?
ChurchTrac is most often used for church membership, giving and event management in one system, fund accounting and contribution tracking for a congregation. Of those, church membership, giving and event management in one system and fund accounting and contribution tracking for a congregation are not what OnlineGiving is typically brought in for.
What can ChurchTrac do that OnlineGiving cannot?
ChurchTrac covers Member Management, Attendance Tracking, Visitor Tracking, Payroll Systems. OnlineGiving covers Online Giving Page, Mobile Donations, Recurring Gifts, Fund Selection. Both handle Web support, Mobile-responsive support.

Answered from the vendors’ own pages

ChurchTrac: How much does ChurchTrac cost?

ChurchTrac starts at $29/month for tracking 75 people and includes people management, fund accounting, giving, website and app, check-in, worship, groups, volunteers, messaging, registrations, and automations. Annual billing offers a 10% discount.

Source
ChurchTrac: Is there a free trial for ChurchTrac?

Yes, ChurchTrac offers a 30-day free trial with no credit card required.

Source
ChurchTrac: What costs extra in ChurchTrac?

Enhanced Messaging costs $7/month and includes 250 messaging credits monthly for two-way texting and voice. Website and App Build service starts at $477. Accounting Setup service starts at $399.

Source
ChurchTrac: How are ChurchTrac pricing tiers organized?

Pricing tiers are based on the number of people tracked: 75, 125, 250, 500, 1,000, or Unlimited. An interactive calculator on the pricing page shows exact costs for each tier.

Source
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