APIs · head to head
Kong vs Vodeno

Vodeno
APIs
Banking-as-a-service platform running on a partner bank licence, backing NatWest's UK BaaS venture
- From
- On request
- Rated
- -
The short version
- Only Kong has a free tier, so it costs nothing to try first.
- Each has a real cost: Kong the Plus plan includes 1M API requests a month and charges $200 a month for each additional million; Vodeno its actual regulatory backing differs by geography, Aion Bank in continental Europe versus NatWest in the UK, so a customer must understand which entity and licence they are actually contracting under rather than assuming one uniform Vodeno product.
- They diverge on capability: Kong covers API Gateway, Vodeno covers Core banking infrastructure.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Kong and Vodeno actually diverge.
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Kong
- API Gateway
- Authentication & Authorization
- Rate Limiting
- Kubernetes
- Consul
- Eureka
- PostgreSQL
- Linux support
Only in Vodeno
- Core banking infrastructure
- Card issuance via Mastercard
- Lending and BNPL modules
- White-label mobile apps
- Digital onboarding and compliance
- UK entity backed by NatWest
What people use each for
The jobs each tool is most often brought in to do.
Kong
- API gateway management and routingnot Vodeno
- API development and testingnot Vodeno
- Enterprise API security and governancenot Vodeno
Vodeno
- A European retailer or e-commerce business wanting to embed savings, lending or BNPL products under its own brandnot Kong
- A UK business wanting banking-as-a-service backed specifically by NatWest's banking technology and licencenot Kong
- A fintech wanting white-label mobile banking app infrastructure rather than building its own from scratchnot Kong
- A company comparing banking-as-a-service providers that want to understand which underlying bank licence actually backs the product in their marketnot Kong
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Kong
- The Plus plan includes 1M API requests a month and charges $200 a month for each additional million
- Plus is capped at 10M requests a month, so growth past that forces an Enterprise contract
- Plus limits published APIs to 20 and includes one Developer Portal, with a second at $200 a month
- SSO and audit logging are Enterprise only
- Enterprise pricing is custom and billed annually
Vodeno
- Its actual regulatory backing differs by geography, Aion Bank in continental Europe versus NatWest in the UK, so a customer must understand which entity and licence they are actually contracting under rather than assuming one uniform Vodeno product.
- Pricing is entirely unpublished across both the European and UK businesses.
- The scale of NatWest's investment (up to roughly £120 million) signals a business still working toward profitability, with NatWest itself targeting breakeven within five years of the venture launching, which is a meaningful timeline risk for a customer building long-term infrastructure dependency on it.
- As banking-as-a-service infrastructure, any customer remains dependent on Vodeno's underlying bank partner maintaining its own licence and risk appetite, which is a layer of dependency beyond Vodeno's own commercial terms.
- Product scope, such as lending and BNPL availability, may differ between the UK and European entities, so a company operating in both markets should not assume identical capability across the two.
Pricing, plan by plan
Kong
Free- Kong Konnect Free TrialFree
- 30-day free trial
- Full enterprise functionality
- Unlimited gateways
- Kong Konnect Plus$null/month
- Per gateway pricing billed monthly
- Up to 5 Serverless Gateways, 2 Hybrid, 2 Dedicated Cloud Gateways
- 1M API requests included per month
- Kong Insomnia EssentialsFree
- Unlimited projects and CLI access
- Up to 3 Git Sync users
- 1,000 mock server requests per month
- Kong Insomnia Pro$12/month
- Unlimited users with Git Sync access
- Unlimited organizations
- RBAC
Vodeno
On request- Vodeno$undefined/year
- Platform licensing fee, not published
- Terms differ between the European (Aion Bank) and UK (NatWest) entities
Which should you pick?
Choose Kong if
- You need api gateway.
- You want to start without paying.
- You work on Linux, Docker, Kubernetes.
- You also want authentication & authorization.
Choose Vodeno if
- You need core banking infrastructure.
- You work on Web, API.
- You also want card issuance via mastercard.
Questions people ask
- Is Kong or Vodeno better?
- Neither clearly leads. Kong starts at Free and Vodeno at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Kong or Vodeno?
- Kong has a free tier; the other does not. Paid plans start at Free for Kong and On request for Vodeno.
- Does Kong or Vodeno run on more platforms?
- Kong runs on Linux, Docker, Kubernetes. Vodeno runs on Web, API.
- Can I use Kong for free?
- Yes. Kong has a free tier, so you can try it without paying. Vodeno starts at On request.
- What is Kong best used for?
- Kong is most often used for api gateway management and routing, api development and testing, enterprise api security and governance. Of those, api gateway management and routing and api development and testing are not what Vodeno is typically brought in for.
- What can Kong do that Vodeno cannot?
- Kong covers API Gateway, Authentication & Authorization, Rate Limiting, Kubernetes. Vodeno covers Core banking infrastructure, Card issuance via Mastercard, Lending and BNPL modules, White-label mobile apps.
Answered from the vendors’ own pages
Kong: Does Kong offer a free trial?
Yes, Kong Konnect offers a 30-day free trial with full enterprise functionality, unlimited gateways, and no credit card required.
SourceVodeno: Does Vodeno hold its own banking licence?
No, it operates through partner banks, Aion Bank in continental Europe and NatWest in the UK.
Kong: How much does Kong Insomnia Pro cost?
Kong Insomnia Pro is $12 per user per month with 15% savings available for annual billing.
SourceVodeno: Is the UK business the same as the European business?
They are related but distinct entities backed by different bank partners, with different investment structures.
Kong: What are Kong Konnect Plus API request limits?
Kong Konnect Plus includes 1M API requests per month; additional requests cost $200 per 1M (maximum 10M per month).
SourceVodeno: How much has NatWest invested?
A capped commitment of up to roughly £120 million into the UK entity, plus a separate roughly €58 million investment in Vodeno Group for an 18% stake.
Kong: What is included in Kong Insomnia Enterprise?
Kong Insomnia Enterprise is $45 per user per month with SSO, SCIM, vault integrations, unlimited mock server requests, and Konnect integration.
SourceRelated pages
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- Vodeno vs Synctera
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