APIs · head to head
GraphQL Apollo vs Vodeno

Vodeno
APIs
Banking-as-a-service platform running on a partner bank licence, backing NatWest's UK BaaS venture
- From
- On request
- Rated
- -
The short version
- Only GraphQL Apollo has a free tier, so it costs nothing to try first.
- Each has a real cost: GraphQL Apollo standard and Enterprise plans require sales contact for custom pricing; Vodeno its actual regulatory backing differs by geography, Aion Bank in continental Europe versus NatWest in the UK, so a customer must understand which entity and licence they are actually contracting under rather than assuming one uniform Vodeno product.
- They diverge on capability: GraphQL Apollo covers Apollo Server, Vodeno covers Core banking infrastructure.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which GraphQL Apollo and Vodeno actually diverge.
| Attribute | GraphQL Apollo | Vodeno |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | freemium | quote |
| Free tier | Yes | No |
| Platforms | JavaScript, Node.js, Web, Mobile | Web, API |
| Founded | 2016 | Unknown |
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in GraphQL Apollo
- Apollo Server
- Apollo Client
- GraphQL Federation
- REST APIs
- Microservices
- Databases
- JavaScript support
- Node.js support
Only in Vodeno
- Core banking infrastructure
- Card issuance via Mastercard
- Lending and BNPL modules
- White-label mobile apps
- Digital onboarding and compliance
- UK entity backed by NatWest
What people use each for
The jobs each tool is most often brought in to do.
GraphQL Apollo
- GraphQL API managementnot Vodeno
- Schema federationnot Vodeno
- API analytics and monitoringnot Vodeno
- Developer-focused infrastructurenot Vodeno
Vodeno
- A European retailer or e-commerce business wanting to embed savings, lending or BNPL products under its own brandnot GraphQL Apollo
- A UK business wanting banking-as-a-service backed specifically by NatWest's banking technology and licencenot GraphQL Apollo
- A fintech wanting white-label mobile banking app infrastructure rather than building its own from scratchnot GraphQL Apollo
- A company comparing banking-as-a-service providers that want to understand which underlying bank licence actually backs the product in their marketnot GraphQL Apollo
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
GraphQL Apollo
- Standard and Enterprise plans require sales contact for custom pricing
- Free plan limited to 3 developers and 1-day retention
- Self-hosted router on free tier heavily rate-limited to 60 requests/minute
Vodeno
- Its actual regulatory backing differs by geography, Aion Bank in continental Europe versus NatWest in the UK, so a customer must understand which entity and licence they are actually contracting under rather than assuming one uniform Vodeno product.
- Pricing is entirely unpublished across both the European and UK businesses.
- The scale of NatWest's investment (up to roughly £120 million) signals a business still working toward profitability, with NatWest itself targeting breakeven within five years of the venture launching, which is a meaningful timeline risk for a customer building long-term infrastructure dependency on it.
- As banking-as-a-service infrastructure, any customer remains dependent on Vodeno's underlying bank partner maintaining its own licence and risk appetite, which is a layer of dependency beyond Vodeno's own commercial terms.
- Product scope, such as lending and BNPL availability, may differ between the UK and European entities, so a company operating in both markets should not assume identical capability across the two.
Pricing, plan by plan
GraphQL Apollo
Free- FreeFree
- 3 developers
- 1-day data retention
- Community support only
- Developer$5/per million requests
- $50 usage credit for new signups
- Up to 10 developers
- 7-day data retention
- Standard$null/custom
- Up to 30 developers
- 90-day data retention
- Standard support with SLA (8x5)
- Enterprise$null/custom
- Unlimited developers
- 18-month data retention
- Business support 24x7x365 with SLA
Vodeno
On request- Vodeno$undefined/year
- Platform licensing fee, not published
- Terms differ between the European (Aion Bank) and UK (NatWest) entities
Which should you pick?
Choose GraphQL Apollo if
- You need apollo server.
- You want to start without paying.
- You work on JavaScript, Node.js, Web, Mobile.
- You also want apollo client.
Choose Vodeno if
- You need core banking infrastructure.
- You work on Web, API.
- You also want card issuance via mastercard.
Questions people ask
- Is GraphQL Apollo or Vodeno better?
- Neither clearly leads. GraphQL Apollo starts at Free and Vodeno at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, GraphQL Apollo or Vodeno?
- GraphQL Apollo has a free tier; the other does not. Paid plans start at Free for GraphQL Apollo and On request for Vodeno.
- Does GraphQL Apollo or Vodeno run on more platforms?
- GraphQL Apollo runs on JavaScript, Node.js, Web, Mobile. Vodeno runs on Web, API.
- Can I use GraphQL Apollo for free?
- Yes. GraphQL Apollo has a free tier, so you can try it without paying. Vodeno starts at On request.
- What is GraphQL Apollo best used for?
- GraphQL Apollo is most often used for graphql api management, schema federation, api analytics and monitoring, developer-focused infrastructure. Of those, graphql api management and schema federation are not what Vodeno is typically brought in for.
- What can GraphQL Apollo do that Vodeno cannot?
- GraphQL Apollo covers Apollo Server, Apollo Client, GraphQL Federation, REST APIs. Vodeno covers Core banking infrastructure, Card issuance via Mastercard, Lending and BNPL modules, White-label mobile apps.
Answered from the vendors’ own pages
GraphQL Apollo: How much does Apollo GraphQL cost?
Apollo GraphQL is free for up to 3 developers. Paid plans start at $5 per million GraphQL requests on the Developer plan, which includes $50 usage credit for new signups. Standard and Enterprise plans require custom pricing via sales contact.
SourceVodeno: Does Vodeno hold its own banking licence?
No, it operates through partner banks, Aion Bank in continental Europe and NatWest in the UK.
GraphQL Apollo: Is there a free version of Apollo GraphQL?
Yes, Apollo GraphQL offers a forever-free plan with no credit card required for up to 3 developers, including 1-day data retention, community support, and self-hosted GraphOS Router rate-limited to 60 requests per minute.
SourceVodeno: Is the UK business the same as the European business?
They are related but distinct entities backed by different bank partners, with different investment structures.
GraphQL Apollo: What does Apollo's Enterprise plan include that Standard does not?
The Enterprise plan offers unlimited developers versus 30 on Standard, 18-month data retention versus 90 days, and 24x7x365 business support with SLA instead of 8x5 support. It also includes premium and professional services add-ons and custom MSA agreements. Both require custom pricing.
SourceVodeno: How much has NatWest invested?
A capped commitment of up to roughly £120 million into the UK entity, plus a separate roughly €58 million investment in Vodeno Group for an 18% stake.
Related pages
More on GraphQL Apollo
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- Vodeno vs Hasura
- Vodeno vs Appwrite
- Vodeno vs PocketBase
- Vodeno vs Sanity
- Vodeno vs Strapi
- Vodeno vs GraphQL Playground
- Vodeno vs Kong Gateway
- Vodeno vs Parse Server
- Vodeno vs WSO2 API Manager
- Vodeno vs Janus Gateway
- Vodeno vs Directus
- Vodeno vs KeystoneJS
- Vodeno vs Solaris
- Vodeno vs Stainless
- Vodeno vs Swagger/OpenAPI
- Vodeno vs Thredd
- Vodeno vs Thunder Client
- Vodeno vs Swan
- Vodeno vs Mambu
- Vodeno vs Tuum
- Vodeno vs Lithic
- Vodeno vs Treasury Prime
- Vodeno vs Unit
- Vodeno vs Fintech Farm
- Vodeno vs Griffin
- Vodeno vs Weavr
- Vodeno vs Synctera
- Vodeno vs Astra
- Vodeno vs Microsoft Azure API Management
- Vodeno vs Basis Theory
- Vodeno vs Boomi API Management
- Vodeno vs Codat
- Vodeno vs curl

