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Insurance · head to head

Haven Life vs Kin Insurance

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Kin Insurance logo

Kin Insurance

Insurance

Home and auto insurance sold direct with pricing by address quote

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Kin Insurance specific premium rates not disclosed; quote-based pricing only
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Haven Life and Kin Insurance actually diverge.

Attributes where Haven Life and Kin Insurance differ
AttributeHaven LifeKin Insurance
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Kin Insurance

Nothing recorded that Haven Life does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Kin Insurance
  • Family protectionnot Kin Insurance
  • Quick policy purchasenot Kin Insurance
  • Financial securitynot Kin Insurance

Kin Insurance

  • Homeowners insurancenot Haven Life
  • Property coveragenot Haven Life
  • Insurance comparison and quotesnot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Kin Insurance

  • Specific premium rates not disclosed; quote-based pricing only
  • Pricing varies by property address and coverage details

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Kin Insurance

On request

No published plan breakdown. See the Kin Insurance review.

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Kin Insurance if

Nothing in the data separates Kin Insurance from Haven Life on the points above - pick on price and on how each one feels to use.

Kin Insurance review

Questions people ask

Is Haven Life or Kin Insurance better?
Neither clearly leads. Haven Life starts at Free and Kin Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Kin Insurance?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and On request for Kin Insurance.
Does Haven Life or Kin Insurance run on more platforms?
Haven Life runs on Web, Ios, Android. Kin Insurance runs on Web.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Kin Insurance starts at On request.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Kin Insurance is typically brought in for.
What can Haven Life do that Kin Insurance cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options.

Answered from the vendors’ own pages

Kin Insurance: How much does Kin Insurance cost?

Kin Insurance does not publish standard rates. To get pricing, enter your property address on the website or call 855-717-0022 for a personalized quote.

Source
Kin Insurance: How can I compare Kin Insurance pricing?

Kin Insurance provides quote-based pricing customized to individual properties and coverage needs. Contact their sales team at 855-717-0022 or use their online quote tool.

Source
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