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Insurance · head to head

Kin Insurance vs Riskonnect

Kin Insurance logo

Kin Insurance

Insurance

Home and auto insurance sold direct with pricing by address quote

From
On request
Rated
-
Full reviewWebsite
Riskonnect logo

Riskonnect

Insurance

Integrated risk management and claims administration for corporate risk teams

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Kin Insurance specific premium rates not disclosed; quote-based pricing only; Riskonnect total first year cost is dominated by implementation rather than licence; vendor professional services frequently approach the annual licence figure and the internal staff time to define data structures and migrate historic claims is a comparable third cost that never appears in the quote.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Kin Insurance and Riskonnect actually diverge.

Attributes where Kin Insurance and Riskonnect differ
AttributeKin InsuranceRiskonnect
PlatformsWebWeb, iOS, Android

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Kin Insurance

Nothing recorded that Riskonnect does not also cover.

Only in Riskonnect

  • Claims administration
  • Total cost of risk reporting
  • Policy and exposure management
  • Enterprise risk management
  • Health and safety
  • Business continuity
  • Third party risk
  • Data integration

What people use each for

The jobs each tool is most often brought in to do.

Kin Insurance

  • Homeowners insurancenot Riskonnect
  • Property coveragenot Riskonnect
  • Insurance comparison and quotesnot Riskonnect

Riskonnect

  • A self insured employer that wants to own its workers compensation loss data rather than depend on the broker or TPA system it will lose at renewalnot Kin Insurance
  • A risk manager building a defensible total cost of risk figure for the CFO across claims, premium, retained losses and collateralnot Kin Insurance
  • A third party administrator running claims for multiple clients that needs separate entity structures on one platformnot Kin Insurance
  • A multinational consolidating claims, safety incidents and enterprise risk registers onto one entity hierarchy for board reportingnot Kin Insurance

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Kin Insurance

  • Specific premium rates not disclosed; quote-based pricing only
  • Pricing varies by property address and coverage details

Riskonnect

  • Total first year cost is dominated by implementation rather than licence; vendor professional services frequently approach the annual licence figure and the internal staff time to define data structures and migrate historic claims is a comparable third cost that never appears in the quote.
  • The platform grew through acquisitions including Ventiv and Sword GRC, so module interfaces and administration models are not uniform and staff trained on one module do not transfer cleanly to another.
  • Licensing is modular, so the price quoted for a claims deployment rises materially the first time the risk team wants ERM or business continuity, and there is little negotiating leverage once the claims data is migrated.
  • Configuration depth means most changes go through an administrator or the vendor rather than an end user, and risk teams without a dedicated system administrator find that change requests queue for weeks.
  • Historic claims data migration quality depends entirely on what the outgoing broker or TPA will export, and incomplete legacy data undermines the multi year trend reporting that was the reason for buying.

Pricing, plan by plan

Kin Insurance

On request

No published plan breakdown. See the Kin Insurance review.

Riskonnect

On request
  • Riskonnect Platform$undefined/year
    • Licensed by module, named user count and entity structure
    • Claims administration and RMIS core
    • Optional ERM, safety, continuity and third party risk modules

Which should you pick?

Choose Kin Insurance if

Nothing in the data separates Kin Insurance from Riskonnect on the points above - pick on price and on how each one feels to use.

Kin Insurance review

Choose Riskonnect if

  • You need claims administration.
  • You work on Web, iOS, Android.
  • You also want total cost of risk reporting.
Riskonnect review

Questions people ask

Is Kin Insurance or Riskonnect better?
Neither clearly leads. Kin Insurance starts at On request and Riskonnect at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Kin Insurance or Riskonnect?
Kin Insurance starts at On request and Riskonnect at On request.
Does Kin Insurance or Riskonnect run on more platforms?
Kin Insurance runs on Web. Riskonnect runs on Web, iOS, Android.
What is Kin Insurance best used for?
Kin Insurance is most often used for homeowners insurance, property coverage, insurance comparison and quotes. Of those, homeowners insurance and property coverage are not what Riskonnect is typically brought in for.
What can Kin Insurance do that Riskonnect cannot?
Riskonnect covers Claims administration, Total cost of risk reporting, Policy and exposure management, Enterprise risk management.

Answered from the vendors’ own pages

Kin Insurance: How much does Kin Insurance cost?

Kin Insurance does not publish standard rates. To get pricing, enter your property address on the website or call 855-717-0022 for a personalized quote.

Source
Riskonnect: What does Riskonnect actually cost?

Nothing is published. Reported deals range from roughly 35,000 US dollars a year for a narrow deployment to well over 250,000 for a multi module enterprise programme, with implementation services quoted separately and often of similar magnitude in year one.

Kin Insurance: How can I compare Kin Insurance pricing?

Kin Insurance provides quote-based pricing customized to individual properties and coverage needs. Contact their sales team at 855-717-0022 or use their online quote tool.

Source
Riskonnect: How long does implementation take?

Three to six months is typical for a claims and RMIS deployment, longer where historic loss data from several brokers or TPAs has to be normalised.

Riskonnect: Why not just use the broker supplied RMIS?

Because you lose it when you change broker, and the data model serves the broker reporting rather than yours. Owning the system is the main reason companies pay for one.

Riskonnect: Is it a GRC platform or a claims system?

Both, but the claims and insurable risk core is the mature part. If you want pure GRC without claims, you are buying more platform than you need.

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