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Insurance · head to head

Haven Life vs Pie Insurance

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Pie Insurance logo

Pie Insurance

Insurance

Small business workers compensation and commercial insurance sold by online quote

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Pie Insurance no pricing published on website; custom quotes required based on coverage needs
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Haven Life and Pie Insurance actually diverge.

Attributes where Haven Life and Pie Insurance differ
AttributeHaven LifePie Insurance
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Pie Insurance

Nothing recorded that Haven Life does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Pie Insurance
  • Family protectionnot Pie Insurance
  • Quick policy purchasenot Pie Insurance
  • Financial securitynot Pie Insurance

Pie Insurance

  • Workers compensation insurancenot Haven Life
  • Business liability coveragenot Haven Life
  • Commercial property insurancenot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Pie Insurance

  • No pricing published on website; custom quotes required based on coverage needs
  • Savings claims (up to 30%) vary by individual quote and are unavailable for Workers' Compensation policies in Wisconsin
  • Discounts and pricing vary among insurers underwriting specific policy types

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Pie Insurance

On request

No published plan breakdown. See the Pie Insurance review.

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Pie Insurance if

Nothing in the data separates Pie Insurance from Haven Life on the points above - pick on price and on how each one feels to use.

Pie Insurance review

Questions people ask

Is Haven Life or Pie Insurance better?
Neither clearly leads. Haven Life starts at Free and Pie Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Pie Insurance?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and On request for Pie Insurance.
Does Haven Life or Pie Insurance run on more platforms?
Haven Life runs on Web, Ios, Android. Pie Insurance runs on Web.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Pie Insurance starts at On request.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Pie Insurance is typically brought in for.
What can Haven Life do that Pie Insurance cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options.

Answered from the vendors’ own pages

Pie Insurance: How much does Pie insurance cost?

Pie Insurance does not publish specific pricing on its website. Customers must request a personalized quote through their online portal to receive pricing, which takes approximately 3 minutes.

Source
Pie Insurance: How does Pie Insurance determine pricing?

Pie uses data-driven insurance technology to ensure competitive pricing. Individual quotes and coverage determinations are made on a case-by-case basis after customers provide business information.

Source
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