Softwr

Insurance · head to head

Jenesis Software vs Root Insurance

Jenesis Software logo

Jenesis Software

Insurance

Agency management system for small independent property and casualty agencies

From
$50/month
Rated
-
Full reviewWebsite
Root Insurance logo

Root Insurance

Insurance

Car insurance priced primarily on driving behavior measured through an app test drive

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Jenesis Software the base fee is charged per physical agency location rather than per organisation, so an agency with three small branches pays three base fees on top of every seat and the effective cost per user rises sharply as it opens offices.; Root Insurance no specific pricing rates published on website
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Jenesis Software and Root Insurance actually diverge.

Attributes where Jenesis Software and Root Insurance differ
AttributeJenesis SoftwareRoot Insurance
Starting price$50/monthOn request
Pricing modelPer user per monthquote
PlatformsWeb, iOS, AndroidWeb

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Jenesis Software

  • ACORD form library
  • IVANS downloads
  • Certificate management
  • Commission tracking
  • Two way text and email
  • Receipting and invoicing
  • Comparative rating links
  • Zapier connection

Only in Root Insurance

Nothing recorded that Jenesis Software does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Jenesis Software

  • A three person personal lines agency replacing spreadsheets and a shared Outlook mailbox without committing to a multi year enterprise contractnot Root Insurance
  • An agency principal who wants IVANS downloads so renewal data arrives from carriers instead of being retyped each termnot Root Insurance
  • A small commercial agency that issues certificates of insurance daily and needs holder lists and reissue tracking in one placenot Root Insurance
  • A scratch agency budgeting a fixed monthly software cost from year one rather than negotiating an enterprise quotenot Root Insurance

Root Insurance

  • Obtaining lower premiums through telematics-based driving behavior assessmentnot Jenesis Software
  • Stabilizing insurance costs for budget-conscious and single-parent driversnot Jenesis Software
  • Filing claims through mobile app within three minutesnot Jenesis Software
  • Accessing roadside assistance for towing and emergency lockout servicesnot Jenesis Software
  • Earning referral rewards by recommending to other driversnot Jenesis Software

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Jenesis Software

  • The base fee is charged per physical agency location rather than per organisation, so an agency with three small branches pays three base fees on top of every seat and the effective cost per user rises sharply as it opens offices.
  • Carrier download coverage is narrower than Applied Epic or Vertafore AMS360, so agencies with a long tail of regional carriers keep manually entering policies for the carriers Jenesis does not support and never reach a clean single source of policy data.
  • Reporting is limited to fixed operational reports, so an agency that wants book of business analysis by producer, carrier profitability or retention cohorts has to export data and build it in a spreadsheet each month.
  • There is no accounting general ledger, so agency bill trust accounting is reconciled in QuickBooks or similar alongside the system and the two records drift unless someone reconciles them deliberately.
  • Export options for a full data extract are constrained, which makes migrating away or being acquired by a larger agency a manual data project rather than a supported handover, and this only becomes visible at the point of exit.

Root Insurance

  • No specific pricing rates published on website
  • Quote-based model requires app download and test drive completion
  • Rates calculated primarily on driving habits with telematics data
  • Geographic restrictions apply (California and Maryland residents cannot use telematics-based pricing)

Pricing, plan by plan

Jenesis Software

$50/month
  • JenesisNow Basic$50/month
    • Client and policy management
    • ACORD form library
    • Certificates of insurance
  • JenesisNow Pro$70/month
    • Everything in Basic
    • IVANS carrier downloads
    • Commission tracking

Root Insurance

On request

No published plan breakdown. See the Root Insurance review.

Which should you pick?

Choose Jenesis Software if

  • You need acord form library.
  • You work on Web, iOS, Android.
  • You also want ivans downloads.
Jenesis Software review

Choose Root Insurance if

Nothing in the data separates Root Insurance from Jenesis Software on the points above - pick on price and on how each one feels to use.

Root Insurance review

Questions people ask

Is Jenesis Software or Root Insurance better?
Neither clearly leads. Jenesis Software starts at $50/month and Root Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Jenesis Software or Root Insurance?
Jenesis Software starts at $50/month and Root Insurance at On request.
Does Jenesis Software or Root Insurance run on more platforms?
Jenesis Software runs on Web, iOS, Android. Root Insurance runs on Web.
What is Jenesis Software best used for?
Jenesis Software is most often used for a three person personal lines agency replacing spreadsheets and a shared outlook mailbox without committing to a multi year enterprise contract, an agency principal who wants ivans downloads so renewal data arrives from carriers instead of being retyped each term, a small commercial agency that issues certificates of insurance daily and needs holder lists and reissue tracking in one place, a scratch agency budgeting a fixed monthly software cost from year one rather than negotiating an enterprise quote. Of those, a three person personal lines agency replacing spreadsheets and a shared outlook mailbox without committing to a multi year enterprise contract and an agency principal who wants ivans downloads so renewal data arrives from carriers instead of being retyped each term are not what Root Insurance is typically brought in for.
What can Jenesis Software do that Root Insurance cannot?
Jenesis Software covers ACORD form library, IVANS downloads, Certificate management, Commission tracking.

Answered from the vendors’ own pages

Jenesis Software: Does Jenesis publish its price?

Yes. JenesisNow Basic is roughly 50 US dollars per user per month and Pro roughly 70, which is unusual in agency management systems. What is not published is the base fee charged per physical agency location, and you must ask for that figure before comparing.

Root Insurance: How much does Root Insurance cost?

Root Insurance does not publish specific rates. Customers receive personalized quotes after completing a test drive period (several weeks) in the Root app. Savings up to $1,300 per year mentioned for best drivers.

Source
Jenesis Software: Can it replace Applied Epic or AMS360?

Only for small agencies. It lacks the accounting, benefits, surplus lines and reporting depth those systems carry, and most agencies migrating up rather than down leave Jenesis somewhere around twenty staff.

Root Insurance: How does Root determine insurance rates?

Root primarily bases rates on driving habits analyzed through smartphone sensor data and telematics collected during the app-based test drive period. Safe drivers receive lower personalized quotes.

Source
Jenesis Software: Does it do comparative rating?

No. It passes data to third party raters such as EZLynx rather than producing carrier quotes itself, so you still licence a rater separately.

Root Insurance: What is the Root Insurance pricing model?

Root uses a quote-based model where customers download the app, complete a test drive, and receive a personalized insurance quote. Rates vary by individual driving behavior and geographic location.

Source
Jenesis Software: Is agency accounting included?

Only receipting, invoicing and basic receivables. There is no general ledger, so trust accounting is normally kept in a separate accounting package.

Share

Related pages

More on Jenesis Software

More on Root Insurance

Keep looking

Other head to heads