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Insurance · head to head

CoverWallet vs Haven Life

C

CoverWallet

Insurance

Business insurance management platform

From
Free
Rated
-
Full reviewWebsite
Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: CoverWallet no pricing information is published; redirects to AON Affinity.; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • They diverge on capability: CoverWallet covers Quote comparison, Haven Life covers Instant quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which CoverWallet and Haven Life actually diverge.

Attributes where CoverWallet and Haven Life differ
AttributeCoverWalletHaven Life
Pricing modeltransactionfreemium
Founded20112016

Identical on both: starting price (Free), free tier (Yes), platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in CoverWallet

  • Quote comparison
  • Expert guidance
  • Online binding
  • Policy management
  • Renewal reminders
  • 24/7 support
  • Mobile app
  • Claims support

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Both cover

  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

CoverWallet

  • Insurance comparisonnot Haven Life

Haven Life

  • Life insurance shoppingnot CoverWallet
  • Family protectionnot CoverWallet
  • Quick policy purchasenot CoverWallet
  • Financial securitynot CoverWallet

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

CoverWallet

  • No pricing information is published; redirects to AON Affinity.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Pricing, plan by plan

CoverWallet

Free
  • Free AccessFree
    • Quote comparison
    • Expert advice
    • Online binding

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Which should you pick?

Choose CoverWallet if

  • You need quote comparison.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want expert guidance.
CoverWallet review

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Questions people ask

Is CoverWallet or Haven Life better?
Neither clearly leads. CoverWallet starts at Free and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, CoverWallet or Haven Life?
CoverWallet starts at Free and Haven Life at Free.
Does CoverWallet or Haven Life run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use CoverWallet for free?
Both have a free tier, so you can try either at no cost before committing.
What is CoverWallet best used for?
CoverWallet is most often used for insurance comparison. Of those, insurance comparison is not what Haven Life is typically brought in for.
What can CoverWallet do that Haven Life cannot?
CoverWallet covers Quote comparison, Expert guidance, Online binding, Policy management. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle Data encryption, Cloud deployment, Web support, Ios support.

Answered from the vendors’ own pages

CoverWallet: How much does Coverwallet cost?

Coverwallet does not publish pricing online. The service uses a quote-based pricing model. Customers receive personalized quotes by contacting a personal advisor at (646) 844-9933 or requesting a quote online.

Source
CoverWallet: What is Coverwallet's pricing model?

Coverwallet uses a custom, quote-based pricing model tailored to individual business needs and circumstances. Pricing is determined through direct consultation with an advisor rather than published rate cards.

Source
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