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APIs · head to head

GraphQL Apollo vs MX Technologies

GraphQL Apollo logo

GraphQL Apollo

APIs

Complete platform for building GraphQL APIs

From
Free
Rated
-
Full reviewWebsite
MX Technologies logo

MX Technologies

APIs

US financial data aggregation with heavy transaction cleansing and enrichment

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only GraphQL Apollo has a free tier, so it costs nothing to try first.
  • Each has a real cost: GraphQL Apollo standard and Enterprise plans require sales contact for custom pricing; MX Technologies coverage is United States focused, so any product with European or other international users runs a second aggregator and reconciles two data models, which removes most of the single vendor argument.
  • They diverge on capability: GraphQL Apollo covers Apollo Server, MX Technologies covers Account aggregation.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which GraphQL Apollo and MX Technologies actually diverge.

Attributes where GraphQL Apollo and MX Technologies differ
AttributeGraphQL ApolloMX Technologies
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsJavaScript, Node.js, Web, MobileAPI, Web
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in GraphQL Apollo

  • Apollo Server
  • Apollo Client
  • GraphQL Federation
  • REST APIs
  • Microservices
  • Databases
  • JavaScript support
  • Node.js support

Only in MX Technologies

  • Account aggregation
  • Transaction cleansing
  • Categorisation
  • Merchant resolution
  • Account verification
  • Balance and funds checks
  • Data enhancement APIs
  • Consent and connection management

What people use each for

The jobs each tool is most often brought in to do.

GraphQL Apollo

  • GraphQL API managementnot MX Technologies
  • Schema federationnot MX Technologies
  • API analytics and monitoringnot MX Technologies
  • Developer-focused infrastructurenot MX Technologies

MX Technologies

  • A credit union building a personal finance view in its own app that needs its own transaction descriptions made readablenot GraphQL Apollo
  • A lender using cash flow underwriting that needs categorised income and expense data rather than raw transaction stringsnot GraphQL Apollo
  • A bank wanting account verification and balance checks before initiating ACH debits to reduce returnsnot GraphQL Apollo
  • A fintech that already aggregates data elsewhere and licenses only the enrichment layer to clean what it hasnot GraphQL Apollo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

GraphQL Apollo

  • Standard and Enterprise plans require sales contact for custom pricing
  • Free plan limited to 3 developers and 1-day retention
  • Self-hosted router on free tier heavily rate-limited to 60 requests/minute

MX Technologies

  • Coverage is United States focused, so any product with European or other international users runs a second aggregator and reconciles two data models, which removes most of the single vendor argument.
  • Nothing is published on price and contracts are enterprise shaped, so a small fintech cannot estimate cost or start building without a sales process, unlike self-serve competitors.
  • Data enhancement is the differentiator and is licensed separately from aggregation, so the quoted aggregation price is not the price of the product people actually buy it for.
  • Categorisation and merchant resolution are statistical and get business to business and unusual transactions wrong more often than consumer retail, so lending decisions built on categorised data need their own review layer.
  • As the United States moves to regulated API access, connection quality depends on what each institution exposes, and the long tail of small banks and credit unions remains the weakest part of any aggregator including this one.

Pricing, plan by plan

GraphQL Apollo

Free
  • FreeFree
    • 3 developers
    • 1-day data retention
    • Community support only
  • Developer$5/per million requests
    • $50 usage credit for new signups
    • Up to 10 developers
    • 7-day data retention
  • Standard$null/custom
    • Up to 30 developers
    • 90-day data retention
    • Standard support with SLA (8x5)
  • Enterprise$null/custom
    • Unlimited developers
    • 18-month data retention
    • Business support 24x7x365 with SLA

MX Technologies

On request
  • MX Platform$undefined/year
    • Priced by connected users, API calls and modules
    • Data enhancement licensed separately from aggregation
    • Enterprise contracts aimed at financial institutions

Which should you pick?

Choose GraphQL Apollo if

  • You need apollo server.
  • You want to start without paying.
  • You work on JavaScript, Node.js, Web, Mobile.
  • You also want apollo client.
GraphQL Apollo review

Choose MX Technologies if

  • You need account aggregation.
  • You work on API, Web.
  • You also want transaction cleansing.
MX Technologies review

Questions people ask

Is GraphQL Apollo or MX Technologies better?
Neither clearly leads. GraphQL Apollo starts at Free and MX Technologies at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, GraphQL Apollo or MX Technologies?
GraphQL Apollo has a free tier; the other does not. Paid plans start at Free for GraphQL Apollo and On request for MX Technologies.
Does GraphQL Apollo or MX Technologies run on more platforms?
GraphQL Apollo runs on JavaScript, Node.js, Web, Mobile. MX Technologies runs on API, Web.
Can I use GraphQL Apollo for free?
Yes. GraphQL Apollo has a free tier, so you can try it without paying. MX Technologies starts at On request.
What is GraphQL Apollo best used for?
GraphQL Apollo is most often used for graphql api management, schema federation, api analytics and monitoring, developer-focused infrastructure. Of those, graphql api management and schema federation are not what MX Technologies is typically brought in for.
What can GraphQL Apollo do that MX Technologies cannot?
GraphQL Apollo covers Apollo Server, Apollo Client, GraphQL Federation, REST APIs. MX Technologies covers Account aggregation, Transaction cleansing, Categorisation, Merchant resolution.

Answered from the vendors’ own pages

GraphQL Apollo: How much does Apollo GraphQL cost?

Apollo GraphQL is free for up to 3 developers. Paid plans start at $5 per million GraphQL requests on the Developer plan, which includes $50 usage credit for new signups. Standard and Enterprise plans require custom pricing via sales contact.

Source
MX Technologies: What does MX do that Plaid does not?

It sells transaction cleansing, categorisation and merchant resolution as a first class product, including on data you already hold, which is why financial institutions rather than startups are its core customers.

GraphQL Apollo: Is there a free version of Apollo GraphQL?

Yes, Apollo GraphQL offers a forever-free plan with no credit card required for up to 3 developers, including 1-day data retention, community support, and self-hosted GraphOS Router rate-limited to 60 requests per minute.

Source
MX Technologies: Does it cover Europe?

No. MX is United States focused. European coverage requires a different provider such as Tink.

GraphQL Apollo: What does Apollo's Enterprise plan include that Standard does not?

The Enterprise plan offers unlimited developers versus 30 on Standard, 18-month data retention versus 90 days, and 24x7x365 business support with SLA instead of 8x5 support. It also includes premium and professional services add-ons and custom MSA agreements. Both require custom pricing.

Source
MX Technologies: Is pricing published?

No. Contracts are quoted by connected users, call volume and modules, with enhancement licensed separately from aggregation.

MX Technologies: Does it use screen scraping?

It uses direct bank APIs where institutions expose them and credential based connections elsewhere. The credential path is being deprecated across the industry, and coverage quality now tracks which banks have real APIs.

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