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APIs · head to head

GraphQL Apollo vs Meniga

GraphQL Apollo logo

GraphQL Apollo

APIs

Complete platform for building GraphQL APIs

From
Free
Rated
-
Full reviewWebsite
Meniga logo

Meniga

APIs

White-label personal finance management and data enrichment platform for banks

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only GraphQL Apollo has a free tier, so it costs nothing to try first.
  • Each has a real cost: GraphQL Apollo standard and Enterprise plans require sales contact for custom pricing; Meniga its output quality depends entirely on the transaction data quality the host bank feeds it, so poor underlying data produces poor categorisation and insights regardless of Meniga's own engine.
  • They diverge on capability: GraphQL Apollo covers Apollo Server, Meniga covers Transaction categorisation.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which GraphQL Apollo and Meniga actually diverge.

Attributes where GraphQL Apollo and Meniga differ
AttributeGraphQL ApolloMeniga
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsJavaScript, Node.js, Web, MobileWeb, iOS, Android
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in GraphQL Apollo

  • Apollo Server
  • Apollo Client
  • GraphQL Federation
  • REST APIs
  • Microservices
  • Databases
  • JavaScript support
  • Node.js support

Only in Meniga

  • Transaction categorisation
  • Personal finance management
  • Carbon footprint insights
  • Predictive analytics
  • Targeted rewards
  • White-label deployment

What people use each for

The jobs each tool is most often brought in to do.

GraphQL Apollo

  • GraphQL API managementnot Meniga
  • Schema federationnot Meniga
  • API analytics and monitoringnot Meniga
  • Developer-focused infrastructurenot Meniga

Meniga

  • A retail bank wanting personal finance management features added to its existing app without building categorisation in housenot GraphQL Apollo
  • A bank wanting carbon footprint insight features as a customer-facing sustainability offeringnot GraphQL Apollo
  • A bank wanting transaction-driven targeted rewards and offers integrated with spending datanot GraphQL Apollo
  • A bank consolidating PFM and rewards into one white-label vendor rather than running separate point solutionsnot GraphQL Apollo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

GraphQL Apollo

  • Standard and Enterprise plans require sales contact for custom pricing
  • Free plan limited to 3 developers and 1-day retention
  • Self-hosted router on free tier heavily rate-limited to 60 requests/minute

Meniga

  • Its output quality depends entirely on the transaction data quality the host bank feeds it, so poor underlying data produces poor categorisation and insights regardless of Meniga's own engine.
  • Pricing is not published, requiring a licensing negotiation scaled to deployment size.
  • Growth by acquisition, including the Wrapp rewards platform, means a bank evaluating Meniga for PFM specifically may end up being sold a broader bundle including rewards functionality it did not originally want.
  • As a white-label layer rather than a customer-facing brand, its own market reputation and reliability are harder for an end consumer, or even a prospective bank client, to evaluate directly compared with a consumer-facing fintech.
  • It competes with PFM and engagement features increasingly built natively by core banking or engagement platform vendors themselves, such as Backbase, which can reduce the case for a separate specialist layer.

Pricing, plan by plan

GraphQL Apollo

Free
  • FreeFree
    • 3 developers
    • 1-day data retention
    • Community support only
  • Developer$5/per million requests
    • $50 usage credit for new signups
    • Up to 10 developers
    • 7-day data retention
  • Standard$null/custom
    • Up to 30 developers
    • 90-day data retention
    • Standard support with SLA (8x5)
  • Enterprise$null/custom
    • Unlimited developers
    • 18-month data retention
    • Business support 24x7x365 with SLA

Meniga

On request
  • Meniga$undefined/year
    • Pricing not published, licensed to banks per deployment scale

Which should you pick?

Choose GraphQL Apollo if

  • You need apollo server.
  • You want to start without paying.
  • You work on JavaScript, Node.js, Web, Mobile.
  • You also want apollo client.
GraphQL Apollo review

Choose Meniga if

  • You need transaction categorisation.
  • You work on Web, iOS, Android.
  • You also want personal finance management.
Meniga review

Questions people ask

Is GraphQL Apollo or Meniga better?
Neither clearly leads. GraphQL Apollo starts at Free and Meniga at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, GraphQL Apollo or Meniga?
GraphQL Apollo has a free tier; the other does not. Paid plans start at Free for GraphQL Apollo and On request for Meniga.
Does GraphQL Apollo or Meniga run on more platforms?
GraphQL Apollo runs on JavaScript, Node.js, Web, Mobile. Meniga runs on Web, iOS, Android.
Can I use GraphQL Apollo for free?
Yes. GraphQL Apollo has a free tier, so you can try it without paying. Meniga starts at On request.
What is GraphQL Apollo best used for?
GraphQL Apollo is most often used for graphql api management, schema federation, api analytics and monitoring, developer-focused infrastructure. Of those, graphql api management and schema federation are not what Meniga is typically brought in for.
What can GraphQL Apollo do that Meniga cannot?
GraphQL Apollo covers Apollo Server, Apollo Client, GraphQL Federation, REST APIs. Meniga covers Transaction categorisation, Personal finance management, Carbon footprint insights, Predictive analytics.

Answered from the vendors’ own pages

GraphQL Apollo: How much does Apollo GraphQL cost?

Apollo GraphQL is free for up to 3 developers. Paid plans start at $5 per million GraphQL requests on the Developer plan, which includes $50 usage credit for new signups. Standard and Enterprise plans require custom pricing via sales contact.

Source
Meniga: Is Meniga a consumer app?

No, it is a white-label platform banks embed into their own branded apps, not sold directly to consumers.

GraphQL Apollo: Is there a free version of Apollo GraphQL?

Yes, Apollo GraphQL offers a forever-free plan with no credit card required for up to 3 developers, including 1-day data retention, community support, and self-hosted GraphOS Router rate-limited to 60 requests per minute.

Source
Meniga: How many banking customers does it reach?

Over 100 million banking customers across roughly 30 countries, through its bank clients.

GraphQL Apollo: What does Apollo's Enterprise plan include that Standard does not?

The Enterprise plan offers unlimited developers versus 30 on Standard, 18-month data retention versus 90 days, and 24x7x365 business support with SLA instead of 8x5 support. It also includes premium and professional services add-ons and custom MSA agreements. Both require custom pricing.

Source
Meniga: Does it only do personal finance management?

No, it has expanded through acquisitions like Wrapp into transaction-driven rewards as well as PFM and carbon insights.

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