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APIs · head to head

Directus vs Meniga

Directus logo

Directus

APIs

Open-source data platform providing REST and GraphQL APIs

From
Free
Rated
-
Full reviewWebsite
Meniga logo

Meniga

APIs

White-label personal finance management and data enrichment platform for banks

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Directus has a free tier, so it costs nothing to try first.
  • Each has a real cost: Directus free permissive use of the self hosted product is limited to organisations under $5M annual revenue with fewer than 50 employees, so crossing either threshold turns a free dependency into a paid licence; Meniga its output quality depends entirely on the transaction data quality the host bank feeds it, so poor underlying data produces poor categorisation and insights regardless of Meniga's own engine.
  • They diverge on capability: Directus covers REST API, Meniga covers Transaction categorisation.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Directus and Meniga actually diverge.

Attributes where Directus and Meniga differ
AttributeDirectusMeniga
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsNode.js, Cloud, Self-hosted, DockerWeb, iOS, Android
Founded2014Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Directus

  • REST API
  • GraphQL API
  • Database management
  • PostgreSQL
  • MySQL
  • SQLite
  • Webhooks
  • Node.js support

Only in Meniga

  • Transaction categorisation
  • Personal finance management
  • Carbon footprint insights
  • Predictive analytics
  • Targeted rewards
  • White-label deployment

What people use each for

The jobs each tool is most often brought in to do.

Directus

  • Wrapping an existing SQL database in a REST and GraphQL API with an admin interfacenot Meniga
  • Running a self hosted headless CMS over a schema you already ownnot Meniga

Meniga

  • A retail bank wanting personal finance management features added to its existing app without building categorisation in housenot Directus
  • A bank wanting carbon footprint insight features as a customer-facing sustainability offeringnot Directus
  • A bank wanting transaction-driven targeted rewards and offers integrated with spending datanot Directus
  • A bank consolidating PFM and rewards into one white-label vendor rather than running separate point solutionsnot Directus

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Directus

  • Free permissive use of the self hosted product is limited to organisations under $5M annual revenue with fewer than 50 employees, so crossing either threshold turns a free dependency into a paid licence
  • The free Core tier is a hard limit of 3 seats, 25 collections and 5 flows
  • The Team plan is $499 a month billed annually, or $599 monthly, with extra seats at $50 each
  • Team caps collections at 50, expandable to 100, and flows at 20

Meniga

  • Its output quality depends entirely on the transaction data quality the host bank feeds it, so poor underlying data produces poor categorisation and insights regardless of Meniga's own engine.
  • Pricing is not published, requiring a licensing negotiation scaled to deployment size.
  • Growth by acquisition, including the Wrapp rewards platform, means a bank evaluating Meniga for PFM specifically may end up being sold a broader bundle including rewards functionality it did not originally want.
  • As a white-label layer rather than a customer-facing brand, its own market reputation and reliability are harder for an end consumer, or even a prospective bank client, to evaluate directly compared with a consumer-facing fintech.
  • It competes with PFM and engagement features increasingly built natively by core banking or engagement platform vendors themselves, such as Backbase, which can reduce the case for a separate specialist layer.

Pricing, plan by plan

Directus

Free
  • CommunityFree
    • Self-hosted Directus
    • Community support
  • Cloud$25/monthly
    • Managed cloud
    • Automatic updates
    • Backups

Meniga

On request
  • Meniga$undefined/year
    • Pricing not published, licensed to banks per deployment scale

Which should you pick?

Choose Directus if

  • You need rest api.
  • You want to start without paying.
  • You work on Node.js, Cloud, Self-hosted, Docker.
  • You also want graphql api.
Directus review

Choose Meniga if

  • You need transaction categorisation.
  • You work on Web, iOS, Android.
  • You also want personal finance management.
Meniga review

Questions people ask

Is Directus or Meniga better?
Neither clearly leads. Directus starts at Free and Meniga at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Directus or Meniga?
Directus has a free tier; the other does not. Paid plans start at Free for Directus and On request for Meniga.
Does Directus or Meniga run on more platforms?
Directus runs on Node.js, Cloud, Self-hosted, Docker. Meniga runs on Web, iOS, Android.
Can I use Directus for free?
Yes. Directus has a free tier, so you can try it without paying. Meniga starts at On request.
What is Directus best used for?
Directus is most often used for wrapping an existing sql database in a rest and graphql api with an admin interface, running a self hosted headless cms over a schema you already own. Of those, wrapping an existing sql database in a rest and graphql api with an admin interface and running a self hosted headless cms over a schema you already own are not what Meniga is typically brought in for.
What can Directus do that Meniga cannot?
Directus covers REST API, GraphQL API, Database management, PostgreSQL. Meniga covers Transaction categorisation, Personal finance management, Carbon footprint insights, Predictive analytics.

Answered from the vendors’ own pages

Directus: What is Directus's pricing?

Directus Core is free and self-hosted. The Team tier costs $499/month (annual) or $599/month (rolling), including 10 user seats and cloud hosting at $99/month additional. Enterprise plans have custom pricing. Additional seats cost $50/month each.

Source
Meniga: Is Meniga a consumer app?

No, it is a white-label platform banks embed into their own branded apps, not sold directly to consumers.

Directus: Can I use Directus for free?

Yes, Directus Core is completely free with 3 user seats, 25 Collections, 5 Flows, AI Assistant, and Advanced RBAC. Self-hosting is available at no cost.

Source
Meniga: How many banking customers does it reach?

Over 100 million banking customers across roughly 30 countries, through its bank clients.

Directus: How many user seats does each Directus tier include?

Core includes 3 user seats, Team includes 10 SSO seats, and Enterprise includes custom SSO seat counts. Additional Team seats cost $50/seat per month.

Source
Meniga: Does it only do personal finance management?

No, it has expanded through acquisitions like Wrapp into transaction-driven rewards as well as PFM and carbon insights.

Directus: What happens to my monthly Directus plan if I switch?

Monthly plans are grandfathered for six months after switching, and annual plans are honored until renewal. Self-hosted licenses are handled case-by-case at renewal.

Source
Directus: Is there a free trial for Directus?

No trial period is mentioned. Users can start with the free Core tier immediately without a credit card.

Source
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