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ERP · head to head

Focus Softnet vs Refyne

Focus Softnet logo

Focus Softnet

ERP

Cloud ERP for Indian and Asian markets

From
$300/month
Rated
-
Full reviewWebsite
Refyne logo

Refyne

Payroll

Earned wage access for Indian employers, with a per withdrawal convenience fee

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Focus Softnet no specific pricing plans, tiers, or costs are published on the website; Refyne the employee pays a convenience fee on every withdrawal and Refyne does not publish the schedule, so an HR buyer approving it as a free benefit is approving a cost that lands on the lowest paid staff.
  • They diverge on capability: Focus Softnet covers Financial management, Refyne covers Payroll and attendance integration.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Focus Softnet and Refyne actually diverge.

Attributes where Focus Softnet and Refyne differ
AttributeFocus SoftnetRefyne
Starting price$300/monthOn request
Pricing modelsubscriptionquote
PlatformsCloud, Web, MobileWeb, iOS, Android
CategoryERPPayroll
Founded1994Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Focus Softnet

  • Financial management
  • GST compliance
  • Inventory
  • CRM
  • Reporting
  • Local tax systems
  • REST APIs
  • Third-party systems

Only in Refyne

  • Payroll and attendance integration
  • Employer policy controls
  • Instant withdrawal
  • Automatic payroll recovery
  • Employee app
  • Employer dashboard
  • Savings and insurance add ons
  • Multi entity support

What people use each for

The jobs each tool is most often brought in to do.

Focus Softnet

  • Cloud ERP covering sales, accounting, procurement and fixed assetsnot Refyne
  • Customer relationship management and lead nurturingnot Refyne
  • Human capital management including employee data and payrollnot Refyne
  • Industry specific operations such as warehouse, manufacturing, retail point of sale and restaurant managementnot Refyne

Refyne

  • A manufacturer with high attrition among shift workers who leave over payday cash gapsnot Focus Softnet
  • A staffing company wanting a retention benefit that costs the employer little to deploynot Focus Softnet
  • An employer replacing informal salary advances processed manually by finance every monthnot Focus Softnet
  • A large retail or logistics operator standardising early wage access policy across many sitesnot Focus Softnet

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Focus Softnet

  • No specific pricing plans, tiers, or costs are published on the website
  • Requires direct contact and free demo request to obtain pricing information

Refyne

  • The employee pays a convenience fee on every withdrawal and Refyne does not publish the schedule, so an HR buyer approving it as a free benefit is approving a cost that lands on the lowest paid staff.
  • A flat fee on a small withdrawal a few days before payday is expensive when annualised, which means the product can be more costly per rupee than the informal advances it replaces.
  • Because usage generates revenue, the provider's incentives favour higher withdrawal frequency, which runs against the financial wellbeing framing used to sell it internally.
  • It depends on accurate live attendance and payroll data, so employers with monthly batch payroll or unreliable attendance capture get conservative accrual limits that frustrate employees.
  • Earned wage access in India sits in an unsettled regulatory space between payroll advance and credit, and a Reserve Bank of India view that reclassifies it would change the product for existing customers mid contract.

Pricing, plan by plan

Focus Softnet

$300/month
  • Starter$300/month
    • Core ERP modules
    • Financial management
    • GST compliance
  • Professional$700/month
    • All modules
    • Advanced analytics
    • Priority support

Refyne

On request
  • Refyne for employers$undefined/year
    • Employer cost quoted per customer and often nil
    • Employees pay a flat convenience fee on each withdrawal
    • No interest charged, but the per withdrawal fee is not published

Which should you pick?

Choose Focus Softnet if

  • You need financial management.
  • You work on Cloud, Web, Mobile.
  • You also want gst compliance.
Focus Softnet review

Choose Refyne if

  • You need payroll and attendance integration.
  • You work on Web, iOS, Android.
  • You also want employer policy controls.
Refyne review

Questions people ask

Is Focus Softnet or Refyne better?
Neither clearly leads. Focus Softnet starts at $300/month and Refyne at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Focus Softnet or Refyne?
Focus Softnet starts at $300/month and Refyne at On request.
Does Focus Softnet or Refyne run on more platforms?
Focus Softnet runs on Cloud, Web, Mobile. Refyne runs on Web, iOS, Android.
What is Focus Softnet best used for?
Focus Softnet is most often used for cloud erp covering sales, accounting, procurement and fixed assets, customer relationship management and lead nurturing, human capital management including employee data and payroll, industry specific operations such as warehouse, manufacturing, retail point of sale and restaurant management. Of those, cloud erp covering sales, accounting, procurement and fixed assets and customer relationship management and lead nurturing are not what Refyne is typically brought in for.
What can Focus Softnet do that Refyne cannot?
Focus Softnet covers Financial management, GST compliance, Inventory, CRM. Refyne covers Payroll and attendance integration, Employer policy controls, Instant withdrawal, Automatic payroll recovery.

Answered from the vendors’ own pages

Focus Softnet: What is Focus Softnet's pricing model?

Focus Softnet operates a cloud-hosted, mobile-ready SaaS subscription model, but specific pricing structures are not published on their public website.

Source
Refyne: Does the employee pay to withdraw?

Yes. There is no interest, but a flat convenience fee is deducted per withdrawal. Get the exact schedule in writing before rollout.

Focus Softnet: How can I get Focus Softnet pricing information?

Pricing inquiries require direct contact with their sales team. Contact them at [email protected] or call +91 40 4035 3535 to request a free demo.

Source
Refyne: Does the employer pay anything?

Often little or nothing, which is precisely why the cost sits with the worker. Employers who want a genuinely free benefit must negotiate to absorb the fee.

Refyne: Is this a loan?

It is structured as access to already earned wages recovered at payroll, not as lending, but the regulatory classification in India is not fully settled.

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