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Payroll · head to head

EnKash vs Focus Softnet

EnKash logo

EnKash

Payroll

Indian corporate card and spend management platform holding an RBI prepaid payment instrument licence

From
On request
Rated
-
Full reviewWebsite
Focus Softnet logo

Focus Softnet

ERP

Cloud ERP for Indian and Asian markets

From
$300/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: EnKash it is built specifically for Indian regulation and payment rails, so a multinational needs a separate platform for spend outside India, undermining any single-vendor global spend management strategy.; Focus Softnet no specific pricing plans, tiers, or costs are published on the website
  • They diverge on capability: EnKash covers Corporate card ecosystem, Focus Softnet covers Financial management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which EnKash and Focus Softnet actually diverge.

Attributes where EnKash and Focus Softnet differ
AttributeEnKashFocus Softnet
Starting priceOn request$300/month
Pricing modelquotesubscription
PlatformsWeb, iOS, AndroidCloud, Web, Mobile
CategoryPayrollERP
FoundedUnknown1994

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EnKash

  • Corporate card ecosystem
  • UPI-linked petty cash wallets
  • Real-time compliance controls
  • AI receipt management
  • PPI licence issuance
  • Expense management software

Only in Focus Softnet

  • Financial management
  • GST compliance
  • Inventory
  • CRM
  • Reporting
  • Local tax systems
  • REST APIs
  • Third-party systems

What people use each for

The jobs each tool is most often brought in to do.

EnKash

  • An Indian business replacing branch-level petty cash handling with UPI-linked digital walletsnot Focus Softnet
  • A finance team wanting real-time merchant category restrictions on employee card spendnot Focus Softnet
  • A company wanting tax-saving benefit cards issued alongside standard expense cardsnot Focus Softnet
  • An enterprise wanting a prepaid card issuer with its own RBI licence rather than a reseller of a bank's licencenot Focus Softnet

Focus Softnet

  • Cloud ERP covering sales, accounting, procurement and fixed assetsnot EnKash
  • Customer relationship management and lead nurturingnot EnKash
  • Human capital management including employee data and payrollnot EnKash
  • Industry specific operations such as warehouse, manufacturing, retail point of sale and restaurant managementnot EnKash

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EnKash

  • It is built specifically for Indian regulation and payment rails, so a multinational needs a separate platform for spend outside India, undermining any single-vendor global spend management strategy.
  • Pricing is entirely unpublished, so a finance team cannot budget the platform before a sales conversation.
  • Holding its own PPI licence reduces reliance on a bank partner but does not remove regulatory risk entirely, since RBI rules on prepaid instruments and card issuance in India have changed materially in recent years and can change again.
  • As a full-stack ecosystem spanning cards, wallets and expense software, adoption benefits most companies that commit to most of the modules together, which raises switching cost once implemented.
  • Independent published benchmarks on uptime, dispute resolution speed and support responsiveness are thin compared with more established global spend platforms.

Focus Softnet

  • No specific pricing plans, tiers, or costs are published on the website
  • Requires direct contact and free demo request to obtain pricing information

Pricing, plan by plan

EnKash

On request
  • EnKash$undefined/year
    • Pricing not published, quote based on card volume and modules
    • Corporate card, expense management and UPI wallet modules available separately or bundled

Focus Softnet

$300/month
  • Starter$300/month
    • Core ERP modules
    • Financial management
    • GST compliance
  • Professional$700/month
    • All modules
    • Advanced analytics
    • Priority support

Which should you pick?

Choose EnKash if

  • You need corporate card ecosystem.
  • You work on Web, iOS, Android.
  • You also want upi-linked petty cash wallets.
EnKash review

Choose Focus Softnet if

  • You need financial management.
  • You work on Cloud, Web, Mobile.
  • You also want gst compliance.
Focus Softnet review

Questions people ask

Is EnKash or Focus Softnet better?
Neither clearly leads. EnKash starts at On request and Focus Softnet at $300/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EnKash or Focus Softnet?
EnKash starts at On request and Focus Softnet at $300/month.
Does EnKash or Focus Softnet run on more platforms?
EnKash runs on Web, iOS, Android. Focus Softnet runs on Cloud, Web, Mobile.
What is EnKash best used for?
EnKash is most often used for an indian business replacing branch-level petty cash handling with upi-linked digital wallets, a finance team wanting real-time merchant category restrictions on employee card spend, a company wanting tax-saving benefit cards issued alongside standard expense cards, an enterprise wanting a prepaid card issuer with its own rbi licence rather than a reseller of a bank's licence. Of those, an indian business replacing branch-level petty cash handling with upi-linked digital wallets and a finance team wanting real-time merchant category restrictions on employee card spend are not what Focus Softnet is typically brought in for.
What can EnKash do that Focus Softnet cannot?
EnKash covers Corporate card ecosystem, UPI-linked petty cash wallets, Real-time compliance controls, AI receipt management. Focus Softnet covers Financial management, GST compliance, Inventory, CRM.

Answered from the vendors’ own pages

EnKash: Does EnKash operate outside India?

No, it is built for the Indian regulatory and payment rail environment specifically.

Focus Softnet: What is Focus Softnet's pricing model?

Focus Softnet operates a cloud-hosted, mobile-ready SaaS subscription model, but specific pricing structures are not published on their public website.

Source
EnKash: What is a PPI licence and why does it matter?

It is a Reserve Bank of India licence to issue prepaid payment instruments; EnKash holding its own, obtained April 2025, means it depends less on a partner bank for card issuance.

Focus Softnet: How can I get Focus Softnet pricing information?

Pricing inquiries require direct contact with their sales team. Contact them at [email protected] or call +91 40 4035 3535 to request a free demo.

Source
EnKash: Is pricing published?

No, EnKash requires a sales conversation for pricing based on card volume and modules used.

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