Developer Tools · head to head
Fig vs Zeta
F
Fig
Developer Tools
IDE-style autocomplete for your existing terminal
- From
- Free
- Free plan
- Yes
Zeta
Technology
Cloud native credit card processing and core banking from Bhavin Turakhia's Zeta
- From
- On request
- Free plan
- No
The short version
- Only Fig has a free tier, so it costs nothing to try first.
- Each has a real cost: Fig shut down on 1 September 2024. Amazon acquired Fig in August 2023 and folded it into Amazon Q Developer, which now carries the terminal autocomplete; Zeta it competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Fig and Zeta actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fig
Nothing recorded that Zeta does not also cover.
Only in Zeta
- Tachyon card processing
- Real time authorisation
- Rewards and offers engine
- Core banking modules
- Programme configuration
- Mobile and web SDKs
- Fraud and controls
- Cloud deployment
What people use each for
The jobs each tool is most often brought in to do.
Fig
No use cases recorded yet. See the Fig review.
Zeta
- A United States bank whose card platform makes launching a new rewards product a multi quarter vendor projectnot Fig
- An issuer that wants authorisation level controls and real time data rather than end of day filesnot Fig
- A large fintech launching a credit card programme at scale with custom product logicnot Fig
- A bank consolidating card and deposit processing onto one modern platformnot Fig
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fig
- Shut down on 1 September 2024. Amazon acquired Fig in August 2023 and folded it into Amazon Q Developer, which now carries the terminal autocomplete
- The standalone desktop app is no longer available or supported
- The completion specs remain open source on GitHub, but the product that consumed them is gone
Zeta
- It competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
- Contracts are enterprise scale and quoted with volume minimums, which puts it out of reach of small issuers who would otherwise benefit most from modern tooling.
- A card portfolio migration runs twelve to twenty four months at minimum, during which the issuer runs two platforms and pays for both.
- Zeta is a processor rather than a licence holder, so network membership, BIN sponsorship and regulatory obligations remain entirely with the issuer.
- Public references for large live United States production volumes are fewer than the announcements imply, so diligence should insist on active account counts and uptime history rather than partnership press releases.
Pricing, plan by plan
Fig
FreeNo published plan breakdown. See the Fig review.
Zeta
On request- Tachyon platform$undefined/year
- Quoted per institution, commonly on active accounts or transaction volume
- Implementation for a card portfolio migration measured in quarters to years
- Minimum volume commitments typical on enterprise contracts
Which should you pick?
Choose Zeta if
- You need tachyon card processing.
- You work on Web, API, Cloud, iOS, Android.
- You also want real time authorisation.
Questions people ask
- Is Fig or Zeta better?
- Neither clearly leads. Fig starts at Free and Zeta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fig or Zeta?
- Fig has a free tier; the other does not. Paid plans start at Free for Fig and On request for Zeta.
- Does Fig or Zeta run on more platforms?
- Fig runs on Web. Zeta runs on Web, API, Cloud, iOS, Android.
- Can I use Fig for free?
- Yes. Fig has a free tier, so you can try it without paying. Zeta starts at On request.
- What can Fig do that Zeta cannot?
- Zeta covers Tachyon card processing, Real time authorisation, Rewards and offers engine, Core banking modules.
Answered from the vendors’ own pages
Zeta: Which Zeta is this?
The banking technology company founded by Bhavin Turakhia, which builds the Tachyon card processing and core banking platform. Not any similarly named payroll or accounting product.
Zeta: What is its strongest use case?
United States credit card issuing and processing, where legacy platforms make product changes slow and expensive.
Zeta: Does Zeta provide the BIN or licence?
No. It processes. Network membership, BIN sponsorship and regulatory obligations stay with the issuer.
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