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Developer Tools · head to head

Sweep vs Zeta

Sweep logo

Sweep

Developer Tools

AI coding assistant for JetBrains IDEs

From
Free
Free plan
Yes
Full reviewWebsite
Zeta logo

Zeta

Technology

Cloud native credit card processing and core banking from Bhavin Turakhia's Zeta

From
On request
Free plan
No
Full reviewWebsite

The short version

  • Only Sweep has a free tier, so it costs nothing to try first.
  • Each has a real cost: Sweep limited to JetBrains IDEs only, not available for VS Code or other editors; Zeta it competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
  • They diverge on capability: Sweep covers Autocomplete, Zeta covers Tachyon card processing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Sweep and Zeta actually diverge.

Attributes where Sweep and Zeta differ
AttributeSweepZeta
Starting priceFreeOn request
Pricing modelFreemium with paid tiersquote
Free tierYesNo
PlatformsJetBrains IDEsWeb, API, Cloud, iOS, Android
CategoryDeveloper ToolsTechnology
Founded2023Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sweep

  • Autocomplete
  • AI Agent
  • Full codebase indexing
  • Code review functionality
  • Multi-IDE support
  • GitHub integration

Only in Zeta

  • Tachyon card processing
  • Real time authorisation
  • Rewards and offers engine
  • Core banking modules
  • Programme configuration
  • Mobile and web SDKs
  • Fraud and controls
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Sweep

  • Accelerating code completion for JetBrains developersnot Zeta
  • Automating refactoring tasks across codebasesnot Zeta
  • Handling bug fixes with full repository contextnot Zeta
  • Code review and quality assurancenot Zeta

Zeta

  • A United States bank whose card platform makes launching a new rewards product a multi quarter vendor projectnot Sweep
  • An issuer that wants authorisation level controls and real time data rather than end of day filesnot Sweep
  • A large fintech launching a credit card programme at scale with custom product logicnot Sweep
  • A bank consolidating card and deposit processing onto one modern platformnot Sweep

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sweep

  • Limited to JetBrains IDEs only, not available for VS Code or other editors
  • Free tier limited to 1,000 autocompletes per month
  • API credit consumption varies by feature usage
  • Performance dependent on codebase size and indexing quality

Zeta

  • It competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
  • Contracts are enterprise scale and quoted with volume minimums, which puts it out of reach of small issuers who would otherwise benefit most from modern tooling.
  • A card portfolio migration runs twelve to twenty four months at minimum, during which the issuer runs two platforms and pays for both.
  • Zeta is a processor rather than a licence holder, so network membership, BIN sponsorship and regulatory obligations remain entirely with the issuer.
  • Public references for large live United States production volumes are fewer than the announcements imply, so diligence should insist on active account counts and uptime history rather than partnership press releases.

Pricing, plan by plan

Sweep

Free
  • FreeFree
    • 1,000 autocompletes
    • 5 USD API credits included
    • All JetBrains IDEs supported
  • Pro$20/month
    • Unlimited autocomplete
    • Higher API credit allocation
    • Priority support
  • Ultra$60/month
    • Unlimited autocomplete
    • Maximum API credit allocation
    • Extended context window

Zeta

On request
  • Tachyon platform$undefined/year
    • Quoted per institution, commonly on active accounts or transaction volume
    • Implementation for a card portfolio migration measured in quarters to years
    • Minimum volume commitments typical on enterprise contracts

Which should you pick?

Choose Sweep if

  • You need autocomplete.
  • You want to start without paying.
  • You work on JetBrains IDEs.
  • You also want ai agent.
Sweep review

Choose Zeta if

  • You need tachyon card processing.
  • You work on Web, API, Cloud, iOS, Android.
  • You also want real time authorisation.
Zeta review

Questions people ask

Is Sweep or Zeta better?
Neither clearly leads. Sweep starts at Free and Zeta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sweep or Zeta?
Sweep has a free tier; the other does not. Paid plans start at Free for Sweep and On request for Zeta.
Does Sweep or Zeta run on more platforms?
Sweep runs on JetBrains IDEs. Zeta runs on Web, API, Cloud, iOS, Android.
Can I use Sweep for free?
Yes. Sweep has a free tier, so you can try it without paying. Zeta starts at On request.
What is Sweep best used for?
Sweep is most often used for accelerating code completion for jetbrains developers, automating refactoring tasks across codebases, handling bug fixes with full repository context, code review and quality assurance. Of those, accelerating code completion for jetbrains developers and automating refactoring tasks across codebases are not what Zeta is typically brought in for.
What can Sweep do that Zeta cannot?
Sweep covers Autocomplete, AI Agent, Full codebase indexing, Code review functionality. Zeta covers Tachyon card processing, Real time authorisation, Rewards and offers engine, Core banking modules.

Answered from the vendors’ own pages

Sweep: What programming languages does Sweep support?

Sweep works with all programming languages supported by JetBrains IDEs, including Python, Java, JavaScript, Go, Kotlin, C++, and many others.

Source
Zeta: Which Zeta is this?

The banking technology company founded by Bhavin Turakhia, which builds the Tachyon card processing and core banking platform. Not any similarly named payroll or accounting product.

Sweep: Does Sweep retain my code data?

No. Sweep is SOC 2 Type II certified with zero data retention. Code is processed for suggestions but not stored.

Source
Zeta: What is its strongest use case?

United States credit card issuing and processing, where legacy platforms make product changes slow and expensive.

Sweep: Can I cancel my Sweep subscription anytime?

Yes. You can cancel your subscription at any time from your account settings with no long-term commitments or cancellation fees.

Source
Zeta: Does Zeta provide the BIN or licence?

No. It processes. Network membership, BIN sponsorship and regulatory obligations stay with the issuer.

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