Payroll · head to head
Extend vs Hastee
Extend
Payroll
Virtual card issuing and spend controls layered onto existing business credit cards
- From
- Free
- Rated
- -
Hastee
Payroll
United Kingdom earned wage access, now part of the Zellis group
- From
- On request
- Rated
- -
The short version
- Only Extend has a free tier, so it costs nothing to try first.
- Each has a real cost: Extend it depends on an existing business credit card relationship, so a company without a qualifying Amex, Visa or Mastercard business card cannot use it as a standalone card issuer.; Hastee beyond the free £100 monthly allowance the employee pays 2.5 per cent per withdrawal, so a worker drawing weekly funds the benefit themselves unless the employer opts to subsidise it.
- They diverge on capability: Extend covers Virtual card issuing, Hastee covers Earned wage withdrawals.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Extend and Hastee actually diverge.
Identical on both: platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Extend
- Virtual card issuing
- Per-card spend controls
- Approval workflows
- Receipt auto-matching
- ERP integrations
- API access
Only in Hastee
- Earned wage withdrawals
- Free monthly allowance
- Payroll and time integration
- Employer policy controls
- Financial wellbeing content
- Employer subsidy option
- Employer reporting
- Code of practice alignment
What people use each for
The jobs each tool is most often brought in to do.
Extend
- A small business wanting free vendor-level virtual card controls without opening a new card programmenot Hastee
- A company with an existing Amex or bank business card wanting tighter per-vendor spend limitsnot Hastee
- A finance team wanting predictable per-user pricing rather than a private quote for spend managementnot Hastee
- A larger business wanting API-driven automated card issuance tied to its existing card relationshipnot Hastee
Hastee
- A care provider offering shift workers early access to pay to reduce reliance on high cost creditnot Extend
- A hospitality employer using early pay access as a recruitment and retention claimnot Extend
- A Zellis or Moorepay payroll customer adding wage access without a separate payroll integration projectnot Extend
- An employer replacing ad hoc manual salary advances processed by finance each monthnot Extend
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Extend
- It depends on an existing business credit card relationship, so a company without a qualifying Amex, Visa or Mastercard business card cannot use it as a standalone card issuer.
- The free Starter plan is capped at five users and 100 cards a month, which small but growing teams will outgrow quickly and need to upgrade past.
- The Pro plan enforces a ten-user minimum, so a company with only two or three people who need virtual cards pays for unused seats.
- Rewards, credit terms and dispute resolution still run through the underlying card issuer, so Extend cannot improve or change those terms; it only adds a control layer on top.
- Deeper ERP integrations such as NetSuite and Dynamics 365 are reserved for the custom-quoted Enterprise tier, so companies needing them lose the pricing transparency of the published Starter and Pro plans.
Hastee
- Beyond the free £100 monthly allowance the employee pays 2.5 per cent per withdrawal, so a worker drawing weekly funds the benefit themselves unless the employer opts to subsidise it.
- A 2.5 per cent charge on money the employee has already earned is expensive when annualised over frequent small withdrawals, which undercuts the financial wellbeing framing used to sell it internally.
- Earned wage access is not directly regulated as consumer credit in the UK, so protections rest on a voluntary code of practice rather than FCA rules, and employees have weaker recourse than with a regulated credit product.
- Zellis acquired Hastee in June 2025, so employers on non Zellis payroll systems face roadmap uncertainty about how long standalone integrations remain a priority.
- Accrual accuracy depends on payroll and time data quality, so employers with monthly batch payroll or weak attendance capture get conservative limits that disappoint the staff the benefit was sold to.
Pricing, plan by plan
Extend
Free- StarterFree
- Up to 5 users and 10 guests
- Up to 100 virtual cards per month
- One expense category
- Pro$11.99/month
- 10 user minimum
- Up to 500 virtual cards per month
- Custom approval workflows and QuickBooks Online integration
- Enterprise$undefined/month
- Unlimited users and virtual cards
- API access for automated card issuance
- NetSuite and Dynamics 365 integration, dedicated account manager
Hastee
On request- Hastee for employers$undefined/year
- Free for the employer to offer in the standard model
- Employee gets one free withdrawal per month up to £100
- Further withdrawals charged to the employee at 2.5 per cent of the amount
Which should you pick?
Choose Extend if
- You need virtual card issuing.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want per-card spend controls.
Choose Hastee if
- You need earned wage withdrawals.
- You work on Web, iOS, Android.
- You also want free monthly allowance.
Questions people ask
- Is Extend or Hastee better?
- Neither clearly leads. Extend starts at Free and Hastee at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Extend or Hastee?
- Extend has a free tier; the other does not. Paid plans start at Free for Extend and On request for Hastee.
- Does Extend or Hastee run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- Can I use Extend for free?
- Yes. Extend has a free tier, so you can try it without paying. Hastee starts at On request.
- What is Extend best used for?
- Extend is most often used for a small business wanting free vendor-level virtual card controls without opening a new card programme, a company with an existing amex or bank business card wanting tighter per-vendor spend limits, a finance team wanting predictable per-user pricing rather than a private quote for spend management, a larger business wanting api-driven automated card issuance tied to its existing card relationship. Of those, a small business wanting free vendor-level virtual card controls without opening a new card programme and a company with an existing amex or bank business card wanting tighter per-vendor spend limits are not what Hastee is typically brought in for.
- What can Extend do that Hastee cannot?
- Extend covers Virtual card issuing, Per-card spend controls, Approval workflows, Receipt auto-matching. Hastee covers Earned wage withdrawals, Free monthly allowance, Payroll and time integration, Employer policy controls.
Answered from the vendors’ own pages
Extend: Does Extend replace our business credit card?
No, it issues virtual cards against an existing American Express, Visa or Mastercard business credit line rather than opening a new card programme.
Hastee: Does the employee pay?
Yes. One withdrawal per month up to £100 is free; after that the employee pays 2.5 per cent of the amount withdrawn.
Extend: Is there really a free plan?
Yes, the Starter plan is free for up to five users, ten guests and 100 virtual cards a month.
Hastee: Can the employer make it genuinely free for staff?
Yes. Hastee offers employer paid terms where the company absorbs the transaction fee, but this is a negotiated option rather than the default.
Extend: What does Pro cost?
11.99 dollars per user per month billed annually, or 12 dollars monthly, with a ten-user minimum.
Hastee: Who owns Hastee now?
Zellis, the UK payroll group that also owns Moorepay and Benefex, acquired Hastee in June 2025.
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