Softwr

Accounting · head to head

Divvy vs Microsoft Nonprofit Program

Divvy logo

Divvy

Accounting

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
Microsoft Nonprofit Program logo

Microsoft Nonprofit Program

Nonprofits

Free Microsoft tools for nonprofits

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Microsoft Nonprofit Program schools, universities, government agencies, banks, insurers, professional associations, sports bodies and political and labour groups are all ineligible
  • They diverge on capability: Divvy covers Corporate cards, Microsoft Nonprofit Program covers Office Suite.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Divvy and Microsoft Nonprofit Program actually diverge.

Attributes where Divvy and Microsoft Nonprofit Program differ
AttributeDivvyMicrosoft Nonprofit Program
PlatformsWeb, Ios, AndroidWeb, IOS, Android, Desktop
CategoryAccountingNonprofits
Founded20161975

Identical on both: starting price (Free), pricing model (free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Microsoft Nonprofit Program

  • Office Suite
  • Cloud storage
  • Email and collaboration
  • Analytics
  • CRM
  • Data analytics
  • Teams
  • SharePoint

Both cover

  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Microsoft Nonprofit Program
  • Automating expense reports and receipt capturenot Microsoft Nonprofit Program
  • Syncing card spend into accounting softwarenot Microsoft Nonprofit Program

Microsoft Nonprofit Program

  • Nonprofit organization technology needsnot Divvy
  • Educational institutionsnot Divvy
  • Charitable organizationsnot Divvy
  • Eligible 501(c)(3) organizationsnot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Microsoft Nonprofit Program

  • Schools, universities, government agencies, banks, insurers, professional associations, sports bodies and political and labour groups are all ineligible
  • Free granted licences cover paid employees and unpaid executive staff only; volunteers and temporary staff get discounts rather than grants
  • Organisations must keep at least 85 percent of granted licences actively used
  • Licence counts vary by country and a group of organisations can hold only one grant account

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Microsoft Nonprofit Program

Free
  • Nonprofit ProgramFree
    • Office 365
    • Azure
    • Dynamics 365

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Microsoft Nonprofit Program if

  • You need office suite.
  • You want to start without paying.
  • You work on Web, IOS, Android, Desktop.
  • You also want cloud storage.
Microsoft Nonprofit Program review

Questions people ask

Is Divvy or Microsoft Nonprofit Program better?
Neither clearly leads. Divvy starts at Free and Microsoft Nonprofit Program at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Microsoft Nonprofit Program?
Divvy starts at Free and Microsoft Nonprofit Program at Free.
Does Divvy or Microsoft Nonprofit Program run on more platforms?
Divvy runs on Web, Ios, Android. Microsoft Nonprofit Program runs on Web, IOS, Android, Desktop.
Can I use Divvy for free?
Both have a free tier, so you can try either at no cost before committing.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Microsoft Nonprofit Program is typically brought in for.
What can Divvy do that Microsoft Nonprofit Program cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. Microsoft Nonprofit Program covers Office Suite, Cloud storage, Email and collaboration, Analytics. Both handle Web support, Android support.

Answered from the vendors’ own pages

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source
Microsoft Nonprofit Program: How much does Microsoft 365 cost for nonprofits?

Microsoft offers 75% discount on Microsoft 365 Business Premium for eligible nonprofits, with exact pricing depending on organization verification. Additional nonprofit discounts include 15% on Microsoft 365 Copilot and 60% on Dynamics 365 Business Central.

Source
Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source
Microsoft Nonprofit Program: What Azure benefits do nonprofits receive?

Eligible nonprofits receive $2,000 USD in annual Azure services credits with access to the complete Azure product portfolio. Exact annual allocation depends on nonprofit verification and registration status.

Source
Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source
Microsoft Nonprofit Program: How do I verify my organization is eligible for nonprofit discounts?

Organizations must register through Microsoft's nonprofit portal and confirm eligibility to access published discounts. Nonprofits typically include 501(c)(3) organizations and other government-recognized charitable entities, requiring verification before accessing discount rates.

Source
Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source
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