Softwr

Accounting · head to head

Divvy vs Give Lively

Divvy logo

Divvy

Accounting

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
Give Lively logo

Give Lively

Nonprofits

Fundraising software given free to nonprofits, funded by its founders rather than by fees

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Give Lively eligibility is limited to US 501(c)(3) organisations, so charities registered in the UK, Canada, Australia or the EU cannot use it at all regardless of fit.
  • They diverge on capability: Divvy covers Corporate cards, Give Lively covers Branded donation pages.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Divvy and Give Lively actually diverge.

Attributes where Divvy and Give Lively differ
AttributeDivvyGive Lively
Pricing modelfreeFree to nonprofits, card processing charged by the processor
PlatformsWeb, Ios, AndroidWeb
CategoryAccountingNonprofits
Founded2016Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Give Lively

  • Branded donation pages
  • Peer-to-peer fundraising
  • Text-to-donate
  • Event ticketing
  • Donor database
  • DAFpay
  • Multiple processors

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Give Lively
  • Automating expense reports and receipt capturenot Give Lively
  • Syncing card spend into accounting softwarenot Give Lively

Give Lively

  • A US nonprofit currently paying a percentage platform fee on every gift and wanting that money back in programme budgetnot Divvy
  • Running a peer-to-peer campaign where thin margins make a per-donation platform cut painfulnot Divvy
  • A small organisation with no software budget that still needs branded, mobile-ready donation pagesnot Divvy
  • Adding donor advised fund giving at checkout without paying for a separate DAF integrationnot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Give Lively

  • Eligibility is limited to US 501(c)(3) organisations, so charities registered in the UK, Canada, Australia or the EU cannot use it at all regardless of fit.
  • The platform is funded by its founders' personal philanthropy rather than by revenue, so there is no contractual commitment to a roadmap or a service level and no paying customer base to keep it alive if that funding stops.
  • Support is email based with no paid escalation tier, so an organisation mid-campaign with a broken form has no way to buy faster attention.
  • The donor database is adequate for gift tracking but thin compared with a real CRM, so most organisations still pay for Bloomerang, DonorPerfect or Salesforce alongside it and maintain a sync.
  • Optional donor tips appear at checkout to fund the platform, which some boards object to because it puts a second ask in front of a donor who has already decided what to give.

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Give Lively

Free
  • Give LivelyFree
    • All fundraising products included
    • No platform fee on donations
    • No setup or subscription charge

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Give Lively if

  • You need branded donation pages.
  • You want to start without paying.
  • You also want peer-to-peer fundraising.
Give Lively review

Questions people ask

Is Divvy or Give Lively better?
Neither clearly leads. Divvy starts at Free and Give Lively at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Give Lively?
Divvy starts at Free and Give Lively at Free.
Does Divvy or Give Lively run on more platforms?
Divvy runs on Web, Ios, Android. Give Lively runs on Web.
Can I use Divvy for free?
Both have a free tier, so you can try either at no cost before committing.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Give Lively is typically brought in for.
What can Divvy do that Give Lively cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. Give Lively covers Branded donation pages, Peer-to-peer fundraising, Text-to-donate, Event ticketing.

Answered from the vendors’ own pages

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source
Give Lively: Is it genuinely free, or free with a percentage taken?

Genuinely free. Give Lively takes no cut of donations and charges no subscription. You pay only the card processing fee, which goes to Stripe, Shift4 or PayPal, starting around 1.99% plus $0.25.

Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source
Give Lively: How does the company make money?

It does not, in the ordinary sense. Operating costs are covered by its founders as a philanthropic commitment, plus voluntary tips donors can add at checkout.

Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source
Give Lively: Can a UK or Canadian charity use it?

No. Give Lively requires US 501(c)(3) status.

Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source
Give Lively: Does it replace a donor CRM?

Not for most organisations. It stores donors and gift history, but fundraisers running major gift or grant pipelines usually keep a dedicated CRM and sync to it.

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