Softwr

Accounting · head to head

Conta vs Money Forward Cloud

Conta logo

Conta

Accounting

Norwegian accounting software for small and growing businesses

From
Free
Rated
-
Full reviewWebsite
Money Forward Cloud logo

Money Forward Cloud

Accounting

Japanese cloud accounting, payroll and back office suite built for Japanese tax law and filing

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Conta has a free tier, so it costs nothing to try first.
  • Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; Money Forward Cloud the product, its help documentation and its support operate in Japanese, so a finance function without a fluent Japanese reader cannot run it unaided regardless of any English language marketing, and hiring for that is the real cost of adoption.
  • Prices and features above were last checked on 2 September 2026.

Where they differ

Only the attributes on which Conta and Money Forward Cloud actually diverge.

Attributes where Conta and Money Forward Cloud differ
AttributeContaMoney Forward Cloud
Starting priceFreeOn request
Pricing modelsubscriptionquote
Free tierYesNo

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta

Nothing recorded that Money Forward Cloud does not also cover.

Only in Money Forward Cloud

  • Japanese consumption tax handling
  • Qualified invoice support
  • Electronic record keeping
  • Bank and card feeds
  • Automated journal proposal
  • Invoicing
  • Payroll
  • Attendance and leave

What people use each for

The jobs each tool is most often brought in to do.

Conta

  • Norwegian small business accounting and invoicingnot Money Forward Cloud
  • Project and department cost trackingnot Money Forward Cloud
  • EHF/eInvoice generation for Norwegian regulatory compliancenot Money Forward Cloud

Money Forward Cloud

  • A Japanese small or medium company moving off desktop bookkeeping and needing qualified invoice and electronic record keeping compliancenot Conta
  • A Japanese subsidiary of a foreign group that must file locally in Japan while reporting upward in the group's own systemnot Conta
  • A growing Japanese company that wants payroll, attendance and social insurance administration in the same suite as the ledgernot Conta
  • A tax accountancy practice standardising its client base on one cloud product with a practitioner access rolenot Conta

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta

  • Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
  • Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
  • Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
  • Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard

Money Forward Cloud

  • The product, its help documentation and its support operate in Japanese, so a finance function without a fluent Japanese reader cannot run it unaided regardless of any English language marketing, and hiring for that is the real cost of adoption.
  • The tax logic is Japanese, so it cannot serve as the accounting system for entities filing anywhere else, and a group with Japanese and foreign entities ends up running two ledgers with a manual consolidation between them.
  • Modules are licensed separately with per user and per employee components, so accounting, payroll, attendance, expenses and invoicing bought together cost several times the headline accounting plan and the bill grows with every hire.
  • Bank connectivity in Japan relies substantially on scraping and delegated access rather than on a standardised open banking interface, so feeds break after bank site changes and reconciliation stalls until the connector is fixed.
  • In Japanese small business the tax accountant usually chooses the bookkeeping software, and practitioners are divided between Money Forward, freee and Yayoi, so picking it when your accountant works in another product means either paying them to learn it or changing accountant.

Pricing, plan by plan

Conta

Free
  • Conta Regnskap Standard$209/month (billed annually)
  • Conta Regnskap Smart$339/month (billed annually)
  • Conta Regnskap Pro$undefined/mo

Money Forward Cloud

On request

No published plan breakdown. See the Money Forward Cloud review.

Which should you pick?

Choose Conta if

  • You want to start without paying.
Conta review

Choose Money Forward Cloud if

  • You need japanese consumption tax handling.
  • You also want qualified invoice support.
Money Forward Cloud review

Questions people ask

Is Conta or Money Forward Cloud better?
Neither clearly leads. Conta starts at Free and Money Forward Cloud at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta or Money Forward Cloud?
Conta has a free tier; the other does not. Paid plans start at Free for Conta and On request for Money Forward Cloud.
Does Conta or Money Forward Cloud run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Conta for free?
Yes. Conta has a free tier, so you can try it without paying. Money Forward Cloud starts at On request.
What is Conta best used for?
Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Money Forward Cloud is typically brought in for.
What can Conta do that Money Forward Cloud cannot?
Money Forward Cloud covers Japanese consumption tax handling, Qualified invoice support, Electronic record keeping, Bank and card feeds.

Answered from the vendors’ own pages

Conta: How much does Conta cost per month?

Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.

Source
Money Forward Cloud: Can I use it if I do not read Japanese?

Not realistically on your own. The interface, support and the tax concepts themselves are Japanese. Companies that succeed with it have a bilingual bookkeeper or an English speaking tax accountant operating it.

Conta: Can I pay monthly instead of annually?

No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.

Source
Money Forward Cloud: Does it handle the qualified invoice system?

Yes. Capturing and validating supplier registration numbers and retaining invoices in the required form is one of the main reasons Japanese companies moved to it around the 2023 introduction.

Conta: What is included in the Standard vs. Smart plan?

Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.

Source
Money Forward Cloud: How does it compare with freee?

Both are Japanese cloud suites covering similar ground. freee is often described as easier for non accountants, Money Forward as closer to conventional bookkeeping and preferred by many tax accountants. The practical tiebreaker is which one your accountant already uses.

Conta: When will the Pro plan be available and what will it cost?

The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.

Source
Money Forward Cloud: Can it file my corporate tax return?

The suite supports the bookkeeping and much of the preparation, and there are filing oriented products in the family, but Japanese corporate tax filing is normally done by a licensed tax accountant. Treat it as the record keeping layer, not the filer.

Money Forward Cloud: Is it usable for a company outside Japan?

No, not as an accounting system. Its value is the Japanese tax and filing logic, and none of that applies elsewhere.

Money Forward Cloud: What does it cost to add payroll?

Payroll is a separate module with its own subscription and a per employee element, as are attendance and expenses. Price the whole stack for your headcount rather than the accounting plan alone.

Share

Related pages

More on Conta

More on Money Forward Cloud

Keep looking

Other head to heads