Accounting · head to head
Fiken vs Money Forward Cloud

Fiken
Accounting
Norwegian accounting software for sole proprietors and small companies
- From
- 219/month
- Rated
- -

Money Forward Cloud
Accounting
Japanese cloud accounting, payroll and back office suite built for Japanese tax law and filing
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Fiken bank integration available only as add-on (69 NOK/month); Money Forward Cloud the product, its help documentation and its support operate in Japanese, so a finance function without a fluent Japanese reader cannot run it unaided regardless of any English language marketing, and hiring for that is the real cost of adoption.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Fiken and Money Forward Cloud actually diverge.
| Attribute | Fiken | Money Forward Cloud |
|---|---|---|
| Starting price | 219/month | On request |
| Pricing model | subscription | quote |
Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fiken
Nothing recorded that Money Forward Cloud does not also cover.
Only in Money Forward Cloud
- Japanese consumption tax handling
- Qualified invoice support
- Electronic record keeping
- Bank and card feeds
- Automated journal proposal
- Invoicing
- Payroll
- Attendance and leave
What people use each for
The jobs each tool is most often brought in to do.
Fiken
- Solo accounting and invoicing for small businessesnot Money Forward Cloud
- Multi-user accounting collaboration at no extra costnot Money Forward Cloud
- Invoice management with EHF e-invoice supportnot Money Forward Cloud
- Bank integration for transaction trackingnot Money Forward Cloud
Money Forward Cloud
- A Japanese small or medium company moving off desktop bookkeeping and needing qualified invoice and electronic record keeping compliancenot Fiken
- A Japanese subsidiary of a foreign group that must file locally in Japan while reporting upward in the group's own systemnot Fiken
- A growing Japanese company that wants payroll, attendance and social insurance administration in the same suite as the ledgernot Fiken
- A tax accountancy practice standardising its client base on one cloud product with a practitioner access rolenot Fiken
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fiken
- Bank integration available only as add-on (69 NOK/month)
- Project accounting requires separate add-on (69 NOK/month)
- Payroll and employee features cost extra (69 NOK/month)
- Physical mail invoicing costs 25 NOK per invoice
Money Forward Cloud
- The product, its help documentation and its support operate in Japanese, so a finance function without a fluent Japanese reader cannot run it unaided regardless of any English language marketing, and hiring for that is the real cost of adoption.
- The tax logic is Japanese, so it cannot serve as the accounting system for entities filing anywhere else, and a group with Japanese and foreign entities ends up running two ledgers with a manual consolidation between them.
- Modules are licensed separately with per user and per employee components, so accounting, payroll, attendance, expenses and invoicing bought together cost several times the headline accounting plan and the bill grows with every hire.
- Bank connectivity in Japan relies substantially on scraping and delegated access rather than on a standardised open banking interface, so feeds break after bank site changes and reconciliation stalls until the connector is fixed.
- In Japanese small business the tax accountant usually chooses the bookkeeping software, and practitioners are divided between Money Forward, freee and Yayoi, so picking it when your accountant works in another product means either paying them to learn it or changing accountant.
Pricing, plan by plan
Fiken
219/month- Base Plan$219/month
- Complete accounting functionality
- Unlimited invoice sending via email and EHF
- Unlimited user accounts
Money Forward Cloud
On requestNo published plan breakdown. See the Money Forward Cloud review.
Which should you pick?
Choose Fiken if
Nothing in the data separates Fiken from Money Forward Cloud on the points above - pick on price and on how each one feels to use.
Choose Money Forward Cloud if
- You need japanese consumption tax handling.
- You also want qualified invoice support.
Questions people ask
- Is Fiken or Money Forward Cloud better?
- Neither clearly leads. Fiken starts at 219/month and Money Forward Cloud at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fiken or Money Forward Cloud?
- Fiken starts at 219/month and Money Forward Cloud at On request.
- Does Fiken or Money Forward Cloud run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- What is Fiken best used for?
- Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Money Forward Cloud is typically brought in for.
- What can Fiken do that Money Forward Cloud cannot?
- Money Forward Cloud covers Japanese consumption tax handling, Qualified invoice support, Electronic record keeping, Bank and card feeds.
Answered from the vendors’ own pages
Fiken: Is there a free trial for Fiken?
Yes, Fiken offers a 30-day free trial with no credit card required. After the trial, the base plan costs 219 NOK per month.
SourceMoney Forward Cloud: Can I use it if I do not read Japanese?
Not realistically on your own. The interface, support and the tax concepts themselves are Japanese. Companies that succeed with it have a bilingual bookkeeper or an English speaking tax accountant operating it.
Fiken: Do additional users cost more on Fiken?
No, Fiken includes unlimited user accounts at no extra cost on the base plan.
SourceMoney Forward Cloud: Does it handle the qualified invoice system?
Yes. Capturing and validating supplier registration numbers and retaining invoices in the required form is one of the main reasons Japanese companies moved to it around the 2023 introduction.
Fiken: What add-ons are available and how much do they cost?
Monthly add-ons include bank integration, project accounting, KID number system, and API access (69-99 NOK each). Time tracking, payroll, and expense reimbursements also cost 69 NOK per month. Annual tax filing costs 1,290 NOK for sole proprietors or 1,590 NOK for limited companies.
SourceMoney Forward Cloud: How does it compare with freee?
Both are Japanese cloud suites covering similar ground. freee is often described as easier for non accountants, Money Forward as closer to conventional bookkeeping and preferred by many tax accountants. The practical tiebreaker is which one your accountant already uses.
Fiken: What are the per-transaction costs?
SMS invoicing costs 3 NOK, e-invoicing via Vipps costs 5 NOK, physical mail invoicing costs 25 NOK, and credit checks cost 15 NOK per transaction.
SourceMoney Forward Cloud: Can it file my corporate tax return?
The suite supports the bookkeeping and much of the preparation, and there are filing oriented products in the family, but Japanese corporate tax filing is normally done by a licensed tax accountant. Treat it as the record keeping layer, not the filer.
Money Forward Cloud: Is it usable for a company outside Japan?
No, not as an accounting system. Its value is the Japanese tax and filing logic, and none of that applies elsewhere.
Money Forward Cloud: What does it cost to add payroll?
Payroll is a separate module with its own subscription and a per employee element, as are attendance and expenses. Price the whole stack for your headcount rather than the accounting plan alone.
Related pages
More on Money Forward Cloud
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