Personal Finance · head to head
Coinbase vs Splitwise
Coinbase
Personal Finance
Buy, sell, and trade cryptocurrency with ease
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Coinbase the App Store listing states standard Coinbase trades carry fees and that a paid Coinbase One subscription is needed for zero trading fees and boosted staking rewards, and that fractional stock shares start at $1.; Splitwise the free tier limits how many expenses can be added in a day and shows adverts
- They diverge on capability: Coinbase covers Cryptocurrency Trading, Splitwise covers Bill splitting.
Where they differ
Only the attributes on which Coinbase and Splitwise actually diverge.
Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), platforms (Web, Ios, Android), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Coinbase
- Cryptocurrency Trading
- Staking
- Coinbase Wallet
- Coinbase Card
- Bank transfers
- Apple Pay
- Ios support
Only in Splitwise
- Bill splitting
- Expense tracking
- Group management
- Settlement tracking
- Venmo
- IOS support
Both cover
- PayPal
- Web support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Coinbase
- Exchangesnot Splitwise
- Tradingnot Splitwise
- Walletsnot Splitwise
Splitwise
- Splitting shared household bills between flatmatesnot Coinbase
- Tracking who owes what on a group tripnot Coinbase
- Settling up across currencies on the Pro plannot Coinbase
- Recording IOUs between friends over timenot Coinbase
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Coinbase
- The App Store listing states standard Coinbase trades carry fees and that a paid Coinbase One subscription is needed for zero trading fees and boosted staking rewards, and that fractional stock shares start at $1.
Splitwise
- The free tier limits how many expenses can be added in a day and shows adverts
- Transaction import works in the United States only
- Currency conversion, receipt scanning, charts and expense search are all Pro features
- The Pro price is not shown on the product page
Pricing, plan by plan
Coinbase
Free- FreeFree
- Buy and sell crypto
- Coinbase Wallet
- Staking rewards
- Coinbase One$29.99/month
- Zero trading fees
- Priority support
- Advanced trading tools
Splitwise
Free- FreeFree
- Bill splitting
- Group tracking
- Mobile app
- Splitwise Pro$4.99/month
- Receipt scanning
- Advanced analytics
- No ads
Which should you pick?
Choose Coinbase if
- You need cryptocurrency trading.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want staking.
Choose Splitwise if
- You need bill splitting.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want expense tracking.
Questions people ask
- Is Coinbase or Splitwise better?
- Neither clearly leads. Coinbase starts at Free and Splitwise at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Coinbase or Splitwise?
- Coinbase starts at Free and Splitwise at Free.
- Does Coinbase or Splitwise run on more platforms?
- Coinbase runs on Web, Ios, Android. Splitwise runs on Web, IOS, Android.
- Can I use Coinbase for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Coinbase best used for?
- Coinbase is most often used for exchanges, trading, wallets. Of those, exchanges and trading are not what Splitwise is typically brought in for.
- What can Coinbase do that Splitwise cannot?
- Coinbase covers Cryptocurrency Trading, Staking, Coinbase Wallet, Coinbase Card. Splitwise covers Bill splitting, Expense tracking, Group management, Settlement tracking. Both handle PayPal, Web support, Android support.