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Coinbase vs Wealthfront

Coinbase logo

Coinbase

Software

Buy, sell, and trade cryptocurrency with ease

From
Free
Rated
-
Full reviewWebsite
Wealthfront logo

Wealthfront

Software

Automated investing for your money

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Coinbase has a free tier, so it costs nothing to try first.
  • Each has a real cost: Coinbase the App Store listing states standard Coinbase trades carry fees and that a paid Coinbase One subscription is needed for zero trading fees and boosted staking rewards, and that fractional stock shares start at $1.; Wealthfront the Automated Investing Account carries a 0.25% annual advisory fee on top of the underlying fund expenses
  • They diverge on capability: Coinbase covers Cryptocurrency Trading, Wealthfront covers Automated portfolio management.

Where they differ

Only the attributes on which Coinbase and Wealthfront actually diverge.

Attributes where Coinbase and Wealthfront differ
AttributeCoinbaseWealthfront
Starting priceFreeOn request
Pricing modelfreemiumtransaction
Free tierYesNo
Founded20122011

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Coinbase

  • Cryptocurrency Trading
  • Staking
  • Coinbase Wallet
  • Coinbase Card
  • Bank transfers
  • PayPal
  • Apple Pay
  • Ios support

Only in Wealthfront

  • Automated portfolio management
  • Tax-loss harvesting
  • Financial planning
  • Index fund investing
  • Bank accounts
  • Investment accounts
  • IOS support

Both cover

  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Coinbase

  • Exchangesnot Wealthfront
  • Tradingnot Wealthfront
  • Walletsnot Wealthfront

Wealthfront

  • Automated index fund investing with periodic rebalancingnot Coinbase
  • Tax loss harvesting in a taxable brokerage accountnot Coinbase
  • Buying fractional shares of individual stocks with no commissionnot Coinbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Coinbase

  • The App Store listing states standard Coinbase trades carry fees and that a paid Coinbase One subscription is needed for zero trading fees and boosted staking rewards, and that fractional stock shares start at $1.

Wealthfront

  • The Automated Investing Account carries a 0.25% annual advisory fee on top of the underlying fund expenses
  • Tax-Loss Harvesting and automated rebalancing apply to the Automated Investing Account, not the self-directed Stock Investing Account
  • It is a US brokerage product and is not offered to investors outside the United States

Pricing, plan by plan

Coinbase

Free
  • FreeFree
    • Buy and sell crypto
    • Coinbase Wallet
    • Staking rewards
  • Coinbase One$29.99/month
    • Zero trading fees
    • Priority support
    • Advanced trading tools

Wealthfront

On request
  • BasicFree
    • Automated investing
    • Tax-loss harvesting
    • Rebalancing
  • Premium Plus$50/month
    • All Basic features
    • Financial planning
    • Human advisor access

Which should you pick?

Choose Coinbase if

  • You need cryptocurrency trading.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want staking.
Coinbase review

Choose Wealthfront if

  • You need automated portfolio management.
  • You work on Web, IOS, Android.
  • You also want tax-loss harvesting.
Wealthfront review

Questions people ask

Is Coinbase or Wealthfront better?
Neither clearly leads. Coinbase starts at Free and Wealthfront at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Coinbase or Wealthfront?
Coinbase has a free tier; the other does not. Paid plans start at Free for Coinbase and On request for Wealthfront.
Does Coinbase or Wealthfront run on more platforms?
Coinbase runs on Web, Ios, Android. Wealthfront runs on Web, IOS, Android.
Can I use Coinbase for free?
Yes. Coinbase has a free tier, so you can try it without paying. Wealthfront starts at On request.
What is Coinbase best used for?
Coinbase is most often used for exchanges, trading, wallets. Of those, exchanges and trading are not what Wealthfront is typically brought in for.
What can Coinbase do that Wealthfront cannot?
Coinbase covers Cryptocurrency Trading, Staking, Coinbase Wallet, Coinbase Card. Wealthfront covers Automated portfolio management, Tax-loss harvesting, Financial planning, Index fund investing. Both handle Web support, Android support.
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Related pages

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