Payroll · head to head
Clair vs Paylocity
Clair
Payroll
On demand pay advances funded by a partner bank with no fee to the employee
- From
- On request
- Rated
- -
Paylocity
Payroll
HR and payroll solutions to drive employee engagement
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Clair advance limits start around $100 per advance and roughly $200 between paydays, so it covers a shift level cash gap and not a genuine emergency.; Paylocity the Internet Archive's capture of Paylocity's homepage on 3 January 2021 named a wide suite of modules, including Payroll, On Demand Payment, HR Edge, Recruiting, Performance Management, Compensation Management and a Learning Management System, all sold via 'Request a Demo' with no price figures published.
- They diverge on capability: Clair covers Embedded enrolment, Paylocity covers Payroll.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Clair and Paylocity actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Clair
- Embedded enrolment
- Bank issued advances
- Clair spending account and card
- Free standard delivery
- Instant delivery option
- Progressive limits
- Automatic repayment
- No interest or late fees
Only in Paylocity
- Payroll
- HR Management
- Benefits Administration
- Time and Labor
- Talent Management
- Employee Engagement
- Slack
- Microsoft Teams
What people use each for
The jobs each tool is most often brought in to do.
Clair
- A restaurant group already on 7shifts wanting on demand pay without adding another vendor contractnot Paylocity
- A small business on QuickBooks Payroll enabling early wage access inside its existing payroll productnot Paylocity
- An employer that wants a fee free option to be the default rather than a paid upgradenot Paylocity
- A shift based operator using early pay access as a shift fill incentive without changing payroll timingnot Paylocity
Paylocity
No use cases recorded yet. See the Paylocity review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Clair
- Advance limits start around $100 per advance and roughly $200 between paydays, so it covers a shift level cash gap and not a genuine emergency.
- Instant delivery to an existing bank account costs the employee $4.99, so the free path in practice means opening a Clair account and card that the employee did not previously want.
- The business depends on interchange from the Clair spending account, which means the design nudges workers to move their pay to a new account rather than keep their existing bank.
- Availability is tied to payroll and scheduling partners, so an employer on an unsupported payroll system cannot buy Clair directly.
- Advances are issued by Pathward, N.A. rather than Clair, so the terms and eligibility rules for the product ultimately sit with a bank that the employer has no contract with.
Paylocity
- The Internet Archive's capture of Paylocity's homepage on 3 January 2021 named a wide suite of modules, including Payroll, On Demand Payment, HR Edge, Recruiting, Performance Management, Compensation Management and a Learning Management System, all sold via 'Request a Demo' with no price figures published.
Pricing, plan by plan
Clair
On request- Clair on demand pay$undefined/year
- No published employer cost; delivered through payroll and scheduling partners
- Standard one to three business day advances are free to the employee
- Instant transfer to an external bank account costs $4.99
Paylocity
On request- Core Payroll$undefined/month
- Payroll Processing
- Tax Services
- Direct Deposit
- Complete HCM$undefined/month
- All Core features
- HR
- Benefits
Which should you pick?
Choose Clair if
- You need embedded enrolment.
- You work on Web, iOS, Android.
- You also want bank issued advances.
Choose Paylocity if
- You need payroll.
- You work on Web, Ios, Android.
- You also want hr management.
Questions people ask
- Is Clair or Paylocity better?
- Neither clearly leads. Clair starts at On request and Paylocity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Clair or Paylocity?
- Clair starts at On request and Paylocity at On request.
- Does Clair or Paylocity run on more platforms?
- Clair runs on Web, iOS, Android. Paylocity runs on Web, Ios, Android.
- What is Clair best used for?
- Clair is most often used for a restaurant group already on 7shifts wanting on demand pay without adding another vendor contract, a small business on quickbooks payroll enabling early wage access inside its existing payroll product, an employer that wants a fee free option to be the default rather than a paid upgrade, a shift based operator using early pay access as a shift fill incentive without changing payroll timing. Of those, a restaurant group already on 7shifts wanting on demand pay without adding another vendor contract and a small business on quickbooks payroll enabling early wage access inside its existing payroll product are not what Paylocity is typically brought in for.
- What can Clair do that Paylocity cannot?
- Clair covers Embedded enrolment, Bank issued advances, Clair spending account and card, Free standard delivery. Paylocity covers Payroll, HR Management, Benefits Administration, Time and Labor.
Answered from the vendors’ own pages
Clair: Does the employee pay a fee?
Not for standard one to three business day advances, and not for instant access into the Clair spending account. Instant transfer to an outside bank account costs $4.99.
Clair: How much can an employee advance?
Up to about $100 per advance and roughly $200 between paydays to start, with limits rising after consistent repayment.
Clair: Can I buy Clair if I do not use a partner payroll system?
Generally no. It is distributed through payroll and scheduling platforms such as Gusto, QuickBooks Payroll and 7shifts.
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