Personal Finance · pricing
Cash App pricing
Cash App publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 30 August 2026, Cash App pricing is free across 2 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Free
- Tiers
- 2
- Free tier
- Yes
Cash App plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Free | Free | 3 | Entry tier |
| Cash App Investing | On request | 2 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Free
FreeThe entry tier. It covers money transfers, direct deposit, mobile app.
Cash App Investing
On requestOver Free, this tier adds:
- Stock trading
- Bitcoin trading
Where Cash App stops being free
Free, Free
- Money transfers
- Direct deposit
- Mobile app
No paid tier on record
Cash App lists a free tier and no priced tier above it in the record we hold.
What the product covers
The full Cash App feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Money transfers
- Direct deposit
- Bitcoin trading
- Stock investing
Integrations
- Bank accounts
- Cash Card
Platform
- IOS support
- Android support
People bring Cash App in for budget management, expense tracking, investment tracking. If that is not the job you are buying for, the alternatives to Cash App are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Cash App (this page) | Free | free | - | |
| Monzo | Free | Free core current account; paid Plus and Premium tiers add features | - | vs Cash App |
| Revolut | Free | Free standard tier; paid plans add higher limits, insurance and perks | - | vs Cash App |
| Strands | On request | quote | - | vs Cash App |
| Affirm | Free | Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee | - | vs Cash App |
| Firefly III | Free | Open source, no licence fee | - | vs Cash App |
| Lunch Money | $60/year | Pay what you want, annual, above a published minimum | - | vs Cash App |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Cash App badges page.
Before you pay for Cash App
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and On request, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Cash App runs on ios, android, and is published by Square Inc. (now Block Inc.) of San Francisco, California. The full record is on the Cash App review, and the rest of the category is under best personal finance tools.
Cash App pricing questions
- How much does Cash App cost?
- Cash App publishes 2 tiers, from Free for Free up to On request for Cash App Investing. The entry tier costs nothing.
- Does Cash App have a free plan?
- Yes. The Free tier costs nothing and covers money transfers, direct deposit, mobile app.
- What is the difference between Free and Cash App Investing on Cash App?
- Cash App Investing costs On request against Free, and adds stock trading, bitcoin trading.
- Which personal finance tools can I use without paying?
- 6 of the 8 personal finance tools listed alongside Cash App have a free tier: Monzo, Revolut, Affirm, Firefly III, Starling Bank.
- What am I actually paying for with Cash App?
- The record lists 8 features across 3 areas: other, integrations, platform. In practice it is brought in for budget management, expense tracking, investment tracking.
- Does Cash App charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Cash App prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Cash App against before paying?
- The closest personal finance tools in this directory are Monzo, Revolut, Strands, Affirm. Each has a side-by-side comparison with Cash App covering price, platforms and features.