Softwr

Software · head to head

Cash App vs Remitly

Cash App logo

Cash App

Software

Money sent in seconds

From
Free
Rated
-
Full reviewWebsite
Remitly logo

Remitly

Software

Send money faster to loved ones abroad

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Cash App has a free tier, so it costs nothing to try first.
  • Each has a real cost: Cash App the App Store listing states free ATM withdrawals and up to 200 dollars in free overdraft coverage on the Cash App Card are only available once a user qualifies for Green status, not to all users by default.; Remitly no fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • They diverge on capability: Cash App covers Money transfers, Remitly covers International remittances.

Where they differ

Only the attributes on which Cash App and Remitly actually diverge.

Attributes where Cash App and Remitly differ
AttributeCash AppRemitly
Starting priceFreeOn request
Pricing modelfreetransaction
Free tierYesNo
PlatformsIOS, AndroidWeb, IOS, Android
Founded20132011

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cash App

  • Money transfers
  • Direct deposit
  • Bitcoin trading
  • Stock investing
  • Cash Card

Only in Remitly

  • International remittances
  • Multiple delivery methods
  • Send money to 200+ countries
  • Currency conversion
  • Web support

Both cover

  • Bank accounts
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Cash App

  • Budget Managementnot Remitly
  • Expense Trackingnot Remitly
  • Investment Trackingnot Remitly

Remitly

  • Sending cross border remittances from a phone or browsernot Cash App
  • Delivering funds to bank accounts, cash pickup and mobile wallets abroadnot Cash App

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cash App

  • The App Store listing states free ATM withdrawals and up to 200 dollars in free overdraft coverage on the Cash App Card are only available once a user qualifies for Green status, not to all users by default.

Remitly

  • No fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • The Express and Economy delivery options have no published price difference

Pricing, plan by plan

Cash App

Free
  • FreeFree
    • Money transfers
    • Direct deposit
    • Mobile app
  • Cash App Investing$undefined/month
    • Stock trading
    • Bitcoin trading

Remitly

On request
  • Express$undefined/month
    • Fast transfers
    • Multiple delivery methods
  • Economy$undefined/month
    • Lower cost option
    • 3-4 day delivery

Which should you pick?

Choose Cash App if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want direct deposit.
Cash App review

Choose Remitly if

  • You need international remittances.
  • You work on Web, IOS, Android.
  • You also want multiple delivery methods.
Remitly review

Questions people ask

Is Cash App or Remitly better?
Neither clearly leads. Cash App starts at Free and Remitly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cash App or Remitly?
Cash App has a free tier; the other does not. Paid plans start at Free for Cash App and On request for Remitly.
Does Cash App or Remitly run on more platforms?
Cash App runs on IOS, Android. Remitly runs on Web, IOS, Android.
Can I use Cash App for free?
Yes. Cash App has a free tier, so you can try it without paying. Remitly starts at On request.
What is Cash App best used for?
Cash App is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Remitly is typically brought in for.
What can Cash App do that Remitly cannot?
Cash App covers Money transfers, Direct deposit, Bitcoin trading, Stock investing. Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion. Both handle Bank accounts, IOS support, Android support.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Cash App

More on Remitly

Keep looking

Other head to heads