Cash Appvs
Coinbase


Coinbase: Buy, sell, and trade cryptocurrency with ease

Money sent in seconds
As of 30 August 2026, Cash App is free to use. Cash App is a mobile payment service that allows users to send money to friends, make purchases, and invest in stocks and Bitcoin with a simple app. Softwr lists it under Personal Finance. Cash App is made by Square Inc. (now Block Inc.), launched in 2013, available on iOS, Android.
Overview
Cash App is a mobile payment service that allows users to send money to friends, make purchases, and invest in stocks and Bitcoin with a simple app.
The honest half
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Cash App.
Cross-shopped
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.


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Pricing
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Free
Free
Cash App Investing
On request
Capabilities
Money transfers
Direct deposit
Bitcoin trading
Stock investing
Bank accounts
Integration with Bank accounts
Cash Card
Integration with Cash Card
IOS support
Available on iOS
Android support
Available on Android
Behind it
Keep looking
The official free mobile app of the US Internal Revenue Service for refund status and basic tax tools
Softwr does not host reviews and shows no star rating for Cash App, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
What people switch to, and what they give up
Every tier, and where the cost actually lands
Put it head to head with anything we hold
Its rating, and an embed for your own site
The official free mobile app of the US Internal Revenue Service for refund status and basic tax tools
Free government app, no payment of any kindFree, open source, self-hosted personal finance manager with double-entry style accounting
Open source, no licence feeHosted budgeting app with bank sync, crypto and multi-currency tracking, pay-what-you-want annual pricing
Pay what you want, annual, above a published minimumMulti-currency financial app operating as a licensed bank in parts of the EU and as an e-money institution elsewhere
Free standard tier; paid plans add higher limits, insurance and perksBuy now pay later app offering short interest-free plans and longer plans that charge real APR interest
Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction feeUK-licensed digital bank with FSCS-protected deposits and no foreign currency card fees
Free core current account; paid Plus and Premium tiers add featuresBuy now pay later app splitting purchases into four instalments, owned by Block
Free to shoppers with no interest on the standard plan; merchant pays a per-transaction fee, late fees apply to missed paymentsFree, open source, local-first envelope budgeting with optional self-hosted sync
Open source, no licence fee; optional paid hosted sync and subscription tier