Softwr
Cash App logo

Cash App

Money sent in seconds

As of 30 August 2026, Cash App is free to use. Cash App is a mobile payment service that allows users to send money to friends, make purchases, and invest in stocks and Bitcoin with a simple app. Softwr lists it under Personal Finance. Cash App is made by Square Inc. (now Block Inc.), launched in 2013, available on iOS, Android.

Overview

What Cash App does

Cash App is a mobile payment service that allows users to send money to friends, make purchases, and invest in stocks and Bitcoin with a simple app.

What people use it for

  • Budget Management
  • Expense Tracking
  • Investment Tracking

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Cash App.

  • The App Store listing states free ATM withdrawals and up to 200 dollars in free overdraft coverage on the Cash App Card are only available once a user qualifies for Green status, not to all users by default.

Cross-shopped

What people choose instead of Cash App

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What Cash App costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Free

Free

  • Money transfers
  • Direct deposit
  • Mobile app

Cash App Investing

On request

  • Stock trading
  • Bitcoin trading

Capabilities

Features

  • Money transfers

  • Direct deposit

  • Bitcoin trading

  • Stock investing

  • Bank accounts

    Integration with Bank accounts

  • Cash Card

    Integration with Cash Card

  • IOS support

    Available on iOS

  • Android support

    Available on Android

Behind it

Who makes Cash App

Company
Square Inc. (now Block Inc.)
Based in
San Francisco, California
Share

Keep looking

Where to go from Cash App

Best Personal Finance software for

Compare Cash App with

Other Personal Finance software

  • Money transfer and social payments

    Free plan11 researched notes
  • Fast, safe and easy money transfer

    Free plan13 researched notes
  • The easier way to pay and send money

    Free plan11 researched notes
  • Fast, simple and secure payments

    Free plan6 researched notes
  • Fast and secure money transfer

    Free plan14 researched notes
  • Send money online to 150 countries

    10 researched notes
  • Send money faster to loved ones abroad

    8 researched notes
  • Personal and household finance tracker

    Free plan9 researched notes
  • Investing for everyone

    Free plan14 researched notes
  • Buy, sell, and trade cryptocurrency with ease

    Free plan5 researched notes
  • All your money in one app

    Free plan8 researched notes
  • Personal finance and accounting software

    Free plan9 researched notes
  • Digital envelope budgeting app

    Free plan10 researched notes
  • The official free mobile app of the US Internal Revenue Service for refund status and basic tax tools

    Free plan8 researched notes
  • The simpler, safer way to pay and get paid

    From $29/mo13 researched notes
  • Fast, simple and secure payments

    Free plan6 researched notes

Softwr does not host reviews and shows no star rating for Cash App, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

More on Cash App

Best Personal Finance software alternatives

The official free mobile app of the US Internal Revenue Service for refund status and basic tax tools

Free government app, no payment of any kind

Free, open source, self-hosted personal finance manager with double-entry style accounting

Open source, no licence fee

Hosted budgeting app with bank sync, crypto and multi-currency tracking, pay-what-you-want annual pricing

Pay what you want, annual, above a published minimum

Multi-currency financial app operating as a licensed bank in parts of the EU and as an e-money institution elsewhere

Free standard tier; paid plans add higher limits, insurance and perks

Buy now pay later app offering short interest-free plans and longer plans that charge real APR interest

Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee

UK-licensed digital bank with FSCS-protected deposits and no foreign currency card fees

Free core current account; paid Plus and Premium tiers add features

Buy now pay later app splitting purchases into four instalments, owned by Block

Free to shoppers with no interest on the standard plan; merchant pays a per-transaction fee, late fees apply to missed payments

Free, open source, local-first envelope budgeting with optional self-hosted sync

Open source, no licence fee; optional paid hosted sync and subscription tier

Compare Cash App with alternatives