Softwr

Accounting · head to head

Brex vs Hnry

Brex logo

Brex

Accounting

The financial stack for growing businesses

From
Free
Rated
-
Full reviewWebsite
Hnry logo

Hnry

Accounting

Accounting for sole traders and the self-employed

From
1/per $100 income
Rated
-
Full reviewWebsite

The short version

  • Only Brex has a free tier, so it costs nothing to try first.
  • Each has a real cost: Brex the free Essentials tier is limited to two legal entities; Hnry service limited to self-employed sole traders in New Zealand only
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Brex and Hnry actually diverge.

Attributes where Brex and Hnry differ
AttributeBrexHnry
Starting priceFree1/per $100 income
Pricing modelsubscriptionusage-based
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded2017Unknown

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Brex

  • Corporate cards
  • Business accounts
  • Expense management
  • Bill pay
  • Travel
  • QuickBooks
  • NetSuite
  • Xero

Only in Hnry

Nothing recorded that Brex does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Brex

  • Corporate cards with spend controls for startupsnot Hnry
  • Expense management and reimbursementsnot Hnry
  • Travel booking inside the spend platformnot Hnry
  • Bill pay and accounting system syncnot Hnry
  • Multi-entity spend management on the paid tiersnot Hnry

Hnry

  • Calculating quarterly tax without manual bookkeepingnot Brex
  • Logging expenses via photo instantlynot Brex
  • Sending unlimited invoices with auto-follow-upnot Brex
  • Automatically withholding income taxes year-roundnot Brex

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Brex

  • The free Essentials tier is limited to two legal entities
  • Premium is $12 per user per month, so cost scales with headcount using the card
  • Enterprise and Smart Card pricing is not published
  • Eligibility criteria are not stated anywhere on the pricing page, which matters for a product that extends credit

Hnry

  • Service limited to self-employed sole traders in New Zealand only
  • 1% + GST fee with $1,500 annual maximum cap
  • Minimum $0.50 fee per transaction for payments under $50

Pricing, plan by plan

Brex

Free
  • EssentialsFree
    • Global card acceptance
    • Accounting integrations
    • Real-time reporting
  • Premium$12/month
    • per user
    • Custom expense policies
    • Dynamic approval chains
  • Enterprise$null/month
    • Custom pricing

Hnry

1/per $100 income

No published plan breakdown. See the Hnry review.

Which should you pick?

Choose Brex if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want business accounts.
Brex review

Choose Hnry if

Nothing in the data separates Hnry from Brex on the points above - pick on price and on how each one feels to use.

Hnry review

Questions people ask

Is Brex or Hnry better?
Neither clearly leads. Brex starts at Free and Hnry at 1/per $100 income, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Brex or Hnry?
Brex has a free tier; the other does not. Paid plans start at Free for Brex and 1/per $100 income for Hnry.
Does Brex or Hnry run on more platforms?
Brex runs on Web, Ios, Android. Hnry runs on Web.
Can I use Brex for free?
Yes. Brex has a free tier, so you can try it without paying. Hnry starts at 1/per $100 income.
What is Brex best used for?
Brex is most often used for corporate cards with spend controls for startups, expense management and reimbursements, travel booking inside the spend platform, bill pay and accounting system sync. Of those, corporate cards with spend controls for startups and expense management and reimbursements are not what Hnry is typically brought in for.
What can Brex do that Hnry cannot?
Brex covers Corporate cards, Business accounts, Expense management, Bill pay.

Answered from the vendors’ own pages

Brex: Does Brex have a free plan?

Yes. Brex Essentials is free for startups and growing companies and includes global card acceptance, AI-powered rules, accounting integrations, real-time reporting, and bill pay.

Source
Hnry: How much does Hnry charge?

Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.

Source
Brex: What is Brex Premium pricing?

Brex Premium costs $12 per user per month and is designed for mid-sized companies. It adds custom expense policies, dynamic approval chains, AI compliance auditing, multi-entity support, and live budgets.

Source
Hnry: Are there joining fees for Hnry?

No, Hnry has no joining fees, upfront payments, or credit card required to sign up.

Source
Brex: What countries accept Brex cards?

Brex cards are accepted in 210+ countries. The Smart Card plan offers local-currency cards in 50+ countries for companies focused on procurement simplification and international payments.

Source
Hnry: Is the Hnry fee tax deductible?

Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.

Source
Share

Related pages

More on Brex

More on Hnry

Keep looking

Other head to heads