Construction · head to head
Billd vs Fieldwire

Billd
Construction
Material financing and pay application advances for commercial subcontractors
- From
- On request
- Rated
- -

Fieldwire
Construction
Field management software for construction teams
- From
- Free
- Rated
- -
The short version
- Only Fieldwire has a free tier, so it costs nothing to try first.
- Each has a real cost: Billd the contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.; Fieldwire free tier limited to 5 team members and 3 projects maximum
- They diverge on capability: Billd covers Material financing, Fieldwire covers Task management.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Billd and Fieldwire actually diverge.
Identical on both: user rating (Not yet rated), category (Construction).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Billd
- Material financing
- Pay App Advance
- Same-day supplier funding
- Supplier network terms
- Credit line for materials
- Online account portal
Only in Fieldwire
- Task management
- Digital blueprints
- Punch lists
- Inspections
- Photo documentation
- Procore
- Autodesk BIM 360
- Box
What people use each for
The jobs each tool is most often brought in to do.
Billd
- An electrical subcontractor that has won a job larger than its cash position can carry through the first three material buysnot Fieldwire
- A concrete contractor whose general contractor pays at 75 days while the supplier expects 30not Fieldwire
- A growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by Billdnot Fieldwire
- A subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque landsnot Fieldwire
Fieldwire
- Construction task tracking and field coordinationnot Billd
- Punch list management on mobile devicesnot Billd
- Project documentation organisationnot Billd
- Field team communicationnot Billd
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Billd
- The contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.
- No rate card is published, so the effective annualised cost is only visible after underwriting and cannot be compared against a bank line or a card facility before you apply.
- A 120 day term assumes the general contractor pays roughly on time; if the GC drags past that, the subcontractor owes Billd on schedule regardless of whether it has been paid.
- This is credit, not construction software, so it adds a debt obligation and a covenant relationship to a business that a surety and a bonding agent will look at when setting bonding capacity.
- Coverage is US commercial construction, so contractors outside that market or working residential get little from it, and eligibility depends on project type and the creditworthiness of the paying party.
Fieldwire
- Free tier limited to 5 team members and 3 projects maximum
- Basic plan limited to 100 sheets
- Advanced features (RFIs, submittals, change orders, budget management) restricted to higher tiers
- BIM viewer availability gated to Business tier and above
Pricing, plan by plan
Billd
On request- Material Financing$undefined/year
- Supplier paid upfront
- Repayment up to 120 days
- Fee set per draw after underwriting
- Pay App Advance$undefined/year
- Advance against billed and uncollected work
- Purchase fee deducted from the advance
- Terms set per contractor
Fieldwire
FreeNo published plan breakdown. See the Fieldwire review.
Which should you pick?
Choose Fieldwire if
- You need task management.
- You want to start without paying.
- You work on iOS, Android.
- You also want digital blueprints.
Questions people ask
- Is Billd or Fieldwire better?
- Neither clearly leads. Billd starts at On request and Fieldwire at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Billd or Fieldwire?
- Fieldwire has a free tier; the other does not. Paid plans start at On request for Billd and Free for Fieldwire.
- Does Billd or Fieldwire run on more platforms?
- Billd runs on Web. Fieldwire runs on iOS, Android.
- Can I use Fieldwire for free?
- Yes. Fieldwire has a free tier, so you can try it without paying. Billd starts at On request.
- What is Billd best used for?
- Billd is most often used for an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys, a concrete contractor whose general contractor pays at 75 days while the supplier expects 30, a growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by billd, a subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque lands. Of those, an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys and a concrete contractor whose general contractor pays at 75 days while the supplier expects 30 are not what Fieldwire is typically brought in for.
- What can Billd do that Fieldwire cannot?
- Billd covers Material financing, Pay App Advance, Same-day supplier funding, Supplier network terms. Fieldwire covers Task management, Digital blueprints, Punch lists, Inspections.
Answered from the vendors’ own pages
Billd: Who pays Billd's fee, the contractor or the supplier?
The contractor. The supplier is paid upfront in full and carries no credit risk.
Fieldwire: Is there a free version of Fieldwire?
Yes. Fieldwire's Basic plan is free for up to 5 users, 3 projects, and 100 sheets. It includes core features like plan viewing, task management, specifications, files, photos, and checklists.
SourceBilld: Does Billd publish rates?
No. Cost depends on term, product and underwriting outcome and is disclosed in the offer.
Fieldwire: What are the per-user costs for paid Fieldwire plans?
Pro costs $39 per user per month (annual billing), Business costs $64 per user per month, and Business Plus costs $89 per user per month. All paid plans include unlimited sheets and unlimited projects regardless of plan tier.
SourceBilld: What happens if my general contractor pays late?
You still owe Billd on the agreed schedule. The 120 day term is designed to cover a normal pay cycle, not a dispute.
Fieldwire: How many users can I have on a free Fieldwire account?
The Basic plan (free) supports up to 5 users with 3 projects. Pro and higher plans scale without hard user limits; you pay per user added.
SourceBilld: Does using Billd affect bonding capacity?
It is a debt facility, so a surety will consider it. Discuss it with your bonding agent before drawing heavily.
Fieldwire: Does Fieldwire offer discounts for annual billing?
The pricing page lists annual billing rates for the standard plans shown. Custom contracts are available through sales with options for unlimited users, tailored training, dedicated success teams, API access, and single sign-on.
SourceFieldwire: What is included in the Business Plus plan that isn't in lower tiers?
Business Plus ($89/user/month) adds RFIs, submittals, change orders, and budget management features compared to the Business tier. Business itself adds custom forms, app integrations, BIM viewer, and custom task fields compared to Pro.
SourceRelated pages
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- Fieldwire vs Autodesk Revit
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- Fieldwire vs PlanSwift
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