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Construction · head to head

ArchiCAD vs Oracle Textura Payment Management

ArchiCAD logo

ArchiCAD

Construction

BIM software for architects

From
$177/month
Rated
-
Full reviewWebsite
Oracle Textura Payment Management logo

Oracle Textura Payment Management

Construction

Construction payment, lien waiver and compliance workflow where the subcontractor pays the fee

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: ArchiCAD available on Windows and macOS only, no native Linux support; Oracle Textura Payment Management the subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors
  • They diverge on capability: ArchiCAD covers BIM modeling, Oracle Textura Payment Management covers Pay application workflow.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which ArchiCAD and Oracle Textura Payment Management actually diverge.

Attributes where ArchiCAD and Oracle Textura Payment Management differ
AttributeArchiCADOracle Textura Payment Management
Starting price$177/monthOn request
Pricing modelsubscriptionPercentage of subcontract value, plus a quoted contractor subscription
PlatformsWindows, macOSWeb
Founded1982Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ArchiCAD

  • BIM modeling
  • Design tools
  • Documentation
  • Rendering
  • Energy analysis
  • IFC support
  • Teamwork collaboration
  • Library parts

Only in Oracle Textura Payment Management

  • Pay application workflow
  • Lien waiver automation
  • Compliance document tracking
  • Sub-tier visibility
  • Funds disbursement
  • Owner and lender draws
  • Integration to ERP

What people use each for

The jobs each tool is most often brought in to do.

ArchiCAD

  • Architectural design with BIM capabilitiesnot Oracle Textura Payment Management
  • Real-time team collaboration via BIMcloudnot Oracle Textura Payment Management
  • Automated documentation generation from design changesnot Oracle Textura Payment Management
  • Mixed Windows and macOS team environmentsnot Oracle Textura Payment Management

Oracle Textura Payment Management

  • A general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will acceptnot ArchiCAD
  • A developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already madenot ArchiCAD
  • An owner-lender arrangement needs the upstream draw package to be assembled automatically from the approved downstream billings each monthnot ArchiCAD
  • A contractor operating across several US states wants the statutory waiver language selected by jurisdiction rather than by a coordinator with a template foldernot ArchiCAD

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ArchiCAD

  • Available on Windows and macOS only, no native Linux support
  • Subscription-only licensing model with no perpetual licence option
  • Studio tier does not include MEP Designer - requires Collaborate tier at $208/month

Oracle Textura Payment Management

  • The subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors
  • The fee is charged per project, so a subcontractor working ten projects a year for Textura-using general contractors pays ten times, and there is no annual cap across projects
  • Subcontractor-side usability is poor enough that trades routinely need coaching for their first pay application, and the general contractor absorbs that support burden even though Oracle collects the fee
  • It is an Oracle enterprise product, which means procurement, contract negotiation and an implementation partner, so the time from signature to first live project is measured in months and not weeks
  • Data export on project closeout is limited to reports and standard extracts rather than a full structured handover, so a contractor leaving the platform keeps the PDFs but loses much of the queryable payment history

Pricing, plan by plan

ArchiCAD

$177/month
  • Archicad Studio$177/month
    • Archicad Windows & macOS
    • BIMx Pro
    • BIMcloud Basic
  • Archicad Collaborate$208/month
    • Archicad Windows & macOS
    • MEP Designer
    • BIMx Pro

Oracle Textura Payment Management

On request
  • Subcontractor usage fee$undefined/project
    • 0.22 per cent of subcontract value on projects created after 19 January 2023
    • No minimum fee
    • Capped at 5,000 USD, reached around 2.3 million USD of contract value
  • General contractor subscription$undefined/year
    • Quoted by Oracle against project volume and modules
    • Not published
    • Usually sold with Primavera or Aconex

Which should you pick?

Choose ArchiCAD if

  • You need bim modeling.
  • You work on Windows, macOS.
  • You also want design tools.
ArchiCAD review

Choose Oracle Textura Payment Management if

  • You need pay application workflow.
  • You also want lien waiver automation.
Oracle Textura Payment Management review

Questions people ask

Is ArchiCAD or Oracle Textura Payment Management better?
Neither clearly leads. ArchiCAD starts at $177/month and Oracle Textura Payment Management at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ArchiCAD or Oracle Textura Payment Management?
ArchiCAD starts at $177/month and Oracle Textura Payment Management at On request.
Does ArchiCAD or Oracle Textura Payment Management run on more platforms?
ArchiCAD runs on Windows, macOS. Oracle Textura Payment Management runs on Web.
What is ArchiCAD best used for?
ArchiCAD is most often used for architectural design with bim capabilities, real-time team collaboration via bimcloud, automated documentation generation from design changes, mixed windows and macos team environments. Of those, architectural design with bim capabilities and real-time team collaboration via bimcloud are not what Oracle Textura Payment Management is typically brought in for.
What can ArchiCAD do that Oracle Textura Payment Management cannot?
ArchiCAD covers BIM modeling, Design tools, Documentation, Rendering. Oracle Textura Payment Management covers Pay application workflow, Lien waiver automation, Compliance document tracking, Sub-tier visibility.

Answered from the vendors’ own pages

ArchiCAD: What is the cost of Archicad's subscription plans?

Archicad Studio starts at $177/month or $2,123 upfront annually. Archicad Collaborate, the most popular tier, is $208/month or $2,497 upfront annually. Both include local and cloud teamworking capabilities.

Source
Oracle Textura Payment Management: Who actually pays for Textura, the general contractor or the subcontractor?

Both. The general contractor pays Oracle a subscription that is not published. Each subcontractor is separately billed 0.22 per cent of its contract value per project, capped at 5,000 US dollars, with a flat 100 dollars for sub-tier contracts.

ArchiCAD: What is the difference between Archicad Studio and Archicad Collaborate?

Studio includes architectural modeling and BIMcloud Basic for local teamwork. Collaborate adds MEP Designer for MEP modeling and BIMcloud SaaS for cloud-based global teamwork, and costs $31 more per month.

Source
Oracle Textura Payment Management: Can a subcontractor refuse to use it?

In practice no, if the prime contract mandates it, because pay applications are only accepted through the platform. Some subcontractors price the fee into their bid instead.

ArchiCAD: Is Archicad free for students?

Yes, Archicad offers free educational licenses for students, educators, and academic institutions. Archicad Studio is available free for 30 days as a trial.

Source
Oracle Textura Payment Management: Is Textura the same thing as Textura Payment Management?

Yes. Oracle sells one product under the name Oracle Textura Payment Management. There is no separate Textura product line to buy.

Oracle Textura Payment Management: Does it handle lien waivers outside the United States?

It has European and Australian variants with local payment and compliance handling, but the statutory lien waiver machinery is a United States feature and is the main reason to buy it.

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